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Looking for a rv insurance agent in Independence? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 5 rv insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Independence Kentucky RV owners need insurance that meets state requirements and protects their investment. Kentucky law requires liability coverage for all motor vehicles including RVs. A local agent can help you understand Kentucky minimum limits and optional coverages like comprehensive and collision.
What Does a RV Insurance Agent in Independence Cost?
Typical RV insurance costs in Kentucky range from 300 to 1,500 dollars per year depending on the RV type, value, and coverage levels. A basic policy for an older travel trailer may cost under 400 dollars annually. A full coverage policy for a Class A motorhome can exceed 1,000 dollars per year. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum liability requirements for an RV in Kentucky?
Kentucky requires at least 25,000 dollars per person for bodily injury and 50,000 dollars per accident. Property damage liability minimum is 25,000 dollars. Your agent can explain how these limits apply to your RV.
Do I need separate insurance for a towable RV in Independence?
Towable RVs like travel trailers and fifth wheels are not self propelled so they do not need liability insurance. However your tow vehicle policy must cover the trailer. Many owners add comprehensive and collision coverage for the trailer itself.
How does Kentucky law affect RV insurance coverage?
Kentucky is a no fault state for auto insurance which can affect your RV policy. This means your own insurance pays for medical bills after an accident regardless of fault. An agent can explain how no fault rules apply to your specific RV.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.