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Find RV Insurance Agents in Covington, KY

Compare rv insurance agents in Covington. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Covington, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 3 rv insurance agents in Covington, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Riverfront Insurance Partners
525 W 5th St Suite 235A, Covington, KY 41011
(859) 512-8325 riverfrontinsurancepartners.com
Phil Hale Insurance
36 W Pike St 3rd floor, Covington, KY 41017
(513) 619-1611
Best Insurance Services Inc
6 E 5th St, Covington, KY 41011
(859) 279-0892

RV insurance agents in Covington, Kentucky help owners of motorhomes, travel trailers, and camper vans find coverage that meets state and lender requirements. Kentucky law requires all motor vehicles, including motorhomes, to carry minimum liability insurance of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. A local agent can explain how Kentucky's no-fault insurance system affects your RV policy and help you add options like roadside assistance or full-timer coverage.

What Does a RV Insurance Agent in Covington Cost?

The cost of RV insurance in Kentucky typically ranges from 300 to 1,200 dollars per year for a standard travel trailer, and from 800 to 2,500 dollars per year for a motorhome. Factors that affect your premium include the RV value, your driving record, coverage limits, and whether you use the RV seasonally or full-time. Kentucky's no-fault insurance system can also influence your rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What type of RV insurance is required in Kentucky?
Kentucky law requires liability insurance for any motorized RV, including motorhomes. Minimum limits are 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. Travel trailers are not motorized so they do not require liability insurance, but agents often recommend coverage for theft and damage.
Does Kentucky require uninsured motorist coverage for RVs?
Yes, Kentucky requires uninsured motorist coverage of at least 25,000 dollars per person and 50,000 dollars per accident for all motor vehicle policies, including motorhomes. This coverage protects you if you are hit by a driver without insurance. Your RV insurance agent in Covington can help you adjust these limits.
Can I get full-time RV insurance in Kentucky?
Yes, many RV insurance agents in Covington offer full-time RV insurance policies for people who live in their motorhome for extended periods. These policies provide liability coverage similar to a homeowners policy and include personal property protection. Kentucky does not have special statutes for full-time RV dwellers, so standard policy terms apply.