The top-rated rv insurance agent in Waterloo, Iowa is Christel Manson - State Farm Insurance Agent, rated 4.9 stars across 213 reviews. Other highly rated options include PDCM Insurance, Ryan Sullivan - State Farm Insurance Agent, Matt Hennig - State Farm Insurance Agent. This directory lists 19 rv insurance agents serving Waterloo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christel Manson - State Farm Insurance Agent | 1935 E Ridgeway Ave | (319) 232-6630 |
| 2 | PDCM Insurance | 3022 Airport Blvd | (319) 234-8888 |
| 3 | Ryan Sullivan - State Farm Insurance Agent | 1809 University Ave | (319) 236-1099 |
| 4 | Matt Hennig - State Farm Insurance Agent | 1010 E Mitchell Ave #9 | (319) 235-1401 |
| 5 | The Sinnott Agency | 622 W 4th St | (319) 233-6103 |
| 6 | Farmers Insurance - Zachary Goodwin | 2747 University Ave | (319) 243-1111 |
| 7 | Gallagher Insurance, Risk Management & Consulting | 2945 Airport Blvd | (319) 433-1098 |
| 8 | Joseph Andersen - State Farm Insurance Agent | 974 Home Plaza | (319) 236-1512 |
| 9 | Tjernagel Insurance | 2920 Falls Ave | (319) 235-6719 |
| 10 | Shelter Insurance - Jeff Gudenkauf | 3680 University Ave Ste B | (319) 235-8090 |
Christel Manson - State Farm Insurance Agent serves the Waterloo, Iowa metro area and surrounding communities, providing RV insurance coverage for local customers. As a registered insurance agent in this region, this office helps protect recreational vehicles including motorhomes, travel trailers, and camper vans. Policies offered can cover collision, comprehensive, and liability for on-road and parked situations. Potential roadside assistance and personal effects coverage are also available through this agency for area RV owners.
PDCM Insurance provides RV insurance services to customers in Waterloo, Iowa, offering coverage tailored for various recreational vehicles. Its service plans help protect motorhomes, travel trailers, and campers against common risks on the road or when stored. Property and liability options can be selected to meet individual travel needs. The agency serves owners of single-family homes and apartments, as well as retail and restaurant properties in the local area.
Serving Waterloo, Iowa, and the surrounding Cedar Valley communities, Ryan Sullivan - State Farm Insurance Agent handles RV insurance policies for local residents and seasonal travelers. The company works with a range of recreational vehicles, from motorhomes and travel trailers to fifth wheels. Each policy is tailored to address the specific coverage needs of the policyholder, including liability, comprehensive, and collision options. The approach begins with a personal consultation to assess the client’s vehicle usage and travel patterns.
Matt Hennig - State Farm Insurance Agent serves local homeowners, RV owners, and property managers in Waterloo, Iowa. The agency provides RV insurance coverage tailored for travel trailers, motorhomes, and campers. Policies can include protection for on-the-road accidents, theft, and weather-related damage. Customers receive personalized guidance to select appropriate liability and physical damage limits. The agency also serves the neighboring community of Cedar Falls and the surrounding Black Hawk County area.
The Sinnott Agency of Waterloo helps RV owners distinguish between one-time policy setups and ongoing coverage adjustments that reflect changing travel schedules. Their services include policy comparison and claims assistance for motorhomes, travel trailers, and campers used across Iowa. Personalized options consider vehicle value, usage frequency, and storage needs. Consultations clarify liability limits, comprehensive protection, and roadside assistance add-ons. Service operates on an as-needed basis, accommodating both seasonal storage queries and immediate coverage changes before a trip.
Farmers Insurance - Zachary Goodwin offers specialized RV insurance services, including coverage for motorhomes, travel trailers, and campers in the Waterloo area. The agency assists clients with policy customization to protect against common risks like accident damage or theft while on the road. It also provides general insurance solutions for additional personal or vehicle needs. During the harsh Iowa winter months, it helps RV owners secure comprehensive storage coverage to safeguard their vehicles from potential snow or ice damage.
As winter frosts threaten roads and storage lots across Waterloo, RV owners seek coverage for their seasonal investments. Gallagher Insurance, Risk Management & Consulting provides tailored policies for these vehicles, protecting against liability, collision, and weather-related damage common in Iowa. Their team works closely with clients to understand travel patterns and storage needs, ensuring proper coverage limits are applied. A thorough review of the motorhome’s current protection plan is scheduled to identify gaps before a new policy is drafted.
Joseph Andersen - State Farm Insurance Agent in Waterloo, IA, provides RV insurance coverage tailored to residential policyholders who own recreational vehicles. The agency also addresses commercial coverage needs for clients who operate RVs as part of a business enterprise. Services extend throughout the Waterloo area, ensuring local customers have access to necessary protection while traveling or storing their vehicles. The agent maintains contact with clients throughout their policy term, offering follow-up support and coordinating any repeat service adjustments that arise between regular insurance reviews.
Tjernagel Insurance provides coverage to RV owners in Waterloo, IA, handling policies that protect motorhomes, travel trailers, and campers. Their work includes specialty add-ons such as roadside assistance, full-timer liability, and replacement cost coverage for personal belongings. Policies address risks specific to local travel and storage needs. The company can serve recreational vehicles associated with commercial sectors like warehouses, offices, and food service operations that use motor vehicles for business support.
What Does a a Rv Insurance Agent in Waterloo Cost?
Typical annual costs for RV insurance in Iowa range from 300 to 1,500 dollars depending on the RV type, value, and coverage limits. A basic policy for a small travel trailer may cost around 300 to 500 dollars per year, while a Class A motorhome can cost 800 to 1,500 dollars or more. Factors like driving history, storage location, and usage affect the premium. This is general information, not insurance advice.
About rv insurance agents in Waterloo
RV insurance agents in Waterloo, Iowa help you protect your recreational vehicle with liability, collision, and comprehensive coverage. Iowa law requires minimum liability insurance for motorized RVs, similar to auto insurance. Local agents can also advise on optional coverages like roadside assistance and personal property protection.
Frequently Asked Questions
What is the minimum liability coverage for an RV in Iowa?
Iowa law requires at least 20,000 dollars for bodily injury per person, 40,000 dollars per accident, and 15,000 dollars for property damage. This applies to motorized RVs. Non-motorized trailers do not require liability insurance under Iowa law.
Do I need separate insurance for a towable RV in Waterloo?
Towable RVs like travel trailers and fifth wheels are not required to have their own liability insurance in Iowa. However, your tow vehicle policy may not cover the trailer for damage. A separate RV policy can provide comprehensive and collision coverage for the trailer itself.
Can I get full-time RV insurance in Iowa?
Yes, many insurers offer full-time RV policies for those who live in their RV for extended periods. These policies often include personal liability and medical payments coverage similar to homeowners insurance. Iowa does not have a specific statute for full-time RV residency, but agents can help you find appropriate coverage.
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