The top-rated rv insurance agent in Lakeland, Florida is Mike Dluzniewski - State Farm Insurance Agent, rated 4.9 stars across 620 reviews. Other highly rated options include Amistad Insurance | Affordable Insurance Lakeland, Garland Insurance, Inc., Acceptance Insurance. This directory lists 20 rv insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Dluzniewski - State Farm Insurance Agent | 1818 Harden Blvd #140 | (863) 816-6092 |
| 2 | Amistad Insurance | Affordable Insurance Lakeland | 743 S Combee Rd | (863) 333-4019 |
| 3 | Garland Insurance, Inc. | 5620 US Hwy 98 N | (863) 683-9334 |
| 4 | Acceptance Insurance | 4221 Florida Ave S | (863) 733-7005 |
| 5 | Lock Insurance, A Division of World | 225 Doris Dr | (863) 646-4300 |
| 6 | Bret Denney - State Farm Insurance Agent | 5300 Florida Ave S #1 | (863) 644-3505 |
| 7 | Julie Gilileo - State Farm Insurance Agent | 2022 E County Rd 540A | (863) 698-7702 |
| 8 | Headley Insurance Agency | 3544 Florida Ave S | (863) 701-7411 |
| 9 | Freeway Insurance | 1539 S Combee Rd | (863) 733-7001 |
| 10 | Magnuson Insurance | 4684 E County Rd 540A | (863) 606-5147 |
Mike Dluzniewski - State Farm Insurance Agent serves the Lakeland, Florida area with RV insurance policies for recreational vehicles. The agency helps customers find coverage for motorhomes, travel trailers, and camper vans commonly used throughout the region. Policies typically include liability protection for travel on local highways and comprehensive coverage for storm damage, theft, or collisions. The agency also assists RV owners with roadside assistance plans and specialized coverage for personal belongings stored inside the vehicle during trips.
Amistad Insurance | Affordable Insurance Lakeland serves RV owners and snowbirds seeking reliable coverage for their recreational vehicles in the Lakeland area. The agency works with clients to secure policies that address liability protection, comprehensive damage, and roadside assistance needs. By focusing on the specific insurance requirements of motorhome and travel trailer owners, it helps provide financial security while on the road. The agency also extends its services to RV owners in nearby Winter Haven and the greater Polk County region.
Garland Insurance, Inc. in Lakeland, FL provides a comprehensive range of RV insurance services, including liability, collision, and comprehensive coverage options tailored to protect recreational vehicles. The agency also offers maintenance plan reviews to help clients understand policy terms and keep their coverage aligned with seasonal use. It assists customers with claims support and policy adjustments as needed. The company serves various residential and commercial property types, such as single-family homes, apartments, retail establishments, and restaurants.
Acceptance Insurance in Lakeland, Florida provides residential RV insurance guidance for local owners seeking coverage for their personal vehicles. Commercial coverage is also available for businesses operating recreational vehicles within the broader Polk County area. The agency works with clients to address specific policy needs for travel trailers, motorhomes, and towable units. Customers can expect thorough assistance during each interaction, with the ability to schedule follow-up service between regular visits to adjust coverage as their RV usage or storage requirements change.
Lock Insurance, A Division of World serves Lakeland, Florida, and the surrounding communities throughout Polk County. It handles a full range of recreational vehicle insurance policies for motorhomes, travel trailers, and fifth wheels in the area. These policies typically cover physical damage, liability, and medical payments for RV owners. To manage a typical policy selection or claim issue, the company generally reviews the customer’s specific vehicle details and usage patterns before matching those needs with an appropriate coverage plan.
For RV insurance, a customer chooses between a one-time trip policy or an annual policy that covers recurring use. Bret Denney - State Farm Insurance Agent in Lakeland, FL offers policies addressing both options. Coverage protects the motorhome itself, as well as personal belongings and liability for accidents on the road or at a campsite. Extra provisions may include vacation liability and coverage for attached equipment like awnings or satellite dishes. This agent provides service on either a scheduled or an as-needed basis.
Julie Gilileo - State Farm Insurance Agent in Lakeland, FL, provides specialized RV insurance policies that cover motorhomes, travel trailers, and camper vans for both full-time and recreational use. The agency also handles a range of general insurance needs, including auto, home, and life coverage for local residents. This helps protect personal property and vehicles under one convenient account. For Lakeland RV owners, the agent assists with adding roadside assistance and comprehensive coverage to guard against hurricane and storm damage common during Florida’s active summer season.
Winter storms in Lakeland can cause unexpected damage to parked RVs, and Headley Insurance Agency helps owners address coverage gaps before the season arrives. As a local RV insurance agent, this firm specializes in policies that protect motorhomes, travel trailers, and campers on the road or at storage. Claims-handling guidance and deductible options are explained clearly to each client. The agency begins with a review of the vehicle’s current coverage and an inspection checklist to verify the RV’s condition before tailoring a quote.
Freeway Insurance in Lakeland, Florida, is an agency focused on providing RV coverage to local owners. It assists customers in finding policies that protect recreational vehicles on the road and during storage. The service range typically includes liability, comprehensive, and collision options for motorhomes and travel trailers. Agents work to match coverage limits with each client’s travel habits and vehicle value. A specialty service available is adding roadside assistance coverage for breakdowns or towing while on trips.
Magnuson Insurance serves the Lakeland, Florida area, providing specialized RV insurance coverage for local residents. As an RV insurance agent, the company offers policies designed to protect motorhomes, travel trailers, and camper vans. Coverage options typically address liability, comprehensive, and collision protection for recreational vehicles used across the region. The company also handles specific policies for full-timers and seasonal road travelers in the area.
What Does a a Rv Insurance Agent in Lakeland Cost?
A basic RV liability policy in Florida typically costs between 200 and 500 per year for a travel trailer. Full coverage for a Class A motorhome can range from 800 to 2000 per year depending on the value of the RV your driving record and coverage limits. Full-time RVers often pay 20 to 40 percent more due to higher liability needs. This is general information not insurance advice.
About rv insurance agents in Lakeland
RV insurance agents in Lakeland Florida help owners of motorhomes travel trailers and fifth wheels find appropriate coverage. Florida law requires a minimum of 10/20/10 liability coverage for motorized RVs but full-timers and financed units often need more protection. Local agents understand the unique risks of Central Florida roads and hurricane season.
Frequently Asked Questions
Do I need RV insurance in Lakeland Florida?
Yes if your RV is motorized Florida law requires liability insurance with at least 10000 per person 20000 per accident for bodily injury and 10000 for property damage. Non-motorized travel trailers do not require insurance but most storage lots and campgrounds require proof of liability coverage.
What does RV insurance cover in Florida?
Standard RV insurance covers liability collision comprehensive and uninsured motorist protection. Many policies also include personal belongings coverage emergency expense coverage and roadside assistance. Full-time RVers may need additional liability limits similar to a homeowners policy.
How do I choose an RV insurance agent in Lakeland?
Look for an agent who specializes in recreational vehicles and understands Florida-specific risks like hurricane damage and sinkholes. Ask about replacement cost coverage and whether the policy covers your RV when it is parked or in storage. Compare quotes from multiple agencies.
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