The top-rated rv insurance agent in Saratoga, California is Phil Mills - State Farm Insurance Agent, rated 5.0 stars across 25 reviews. Other highly rated options include Donald Wilson - State Farm Insurance Agent, Greg Pond - State Farm Insurance Agent, Pat Richard Insurance Agency. This directory lists 10 rv insurance agents serving Saratoga.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Phil Mills - State Farm Insurance Agent | 14500 Big Basin Wy d | (408) 354-5250 |
| 2 | Donald Wilson - State Farm Insurance Agent | 12299 Saratoga Sunnyvale Rd Ste A | (408) 257-8700 |
| 3 | Greg Pond - State Farm Insurance Agent | 14500 Big Basin Wy d | (408) 358-0200 |
| 4 | Pat Richard Insurance Agency | 14540 Big Basin Wy | (408) 867-1771 |
| 5 | Cory McElwee - State Farm Insurance Agent | 12299 Saratoga Sunnyvale Rd Ste A | (408) 861-1550 |
| 6 | Farmers Insurance - Chuck Page | 14462 Big Basin Wy | (408) 356-0427 |
| 7 | Village Insurance Services | 12280 Saratoga Sunnyvale Rd STE 112 | (408) 973-0800 |
| 8 | Farmers Insurance - Ramir Nuestro | 18809 Cox Ave #180 | (408) 816-7745 |
| 9 | O'Connor Insurance Agency | 18809 Cox Ave #260 | (408) 877-0000 |
| 10 | State Farm | Saratoga, CA 95070 | — |
What Does a a Rv Insurance Agent in Saratoga Cost?
Typical RV insurance costs in California range from 300 to 1500 dollars per year for a standard motorhome, and 100 to 500 dollars per year for a travel trailer. Factors include vehicle age, driving history, and coverage limits. Full coverage with comprehensive and collision costs more than liability only. This is general information, not insurance advice.
About rv insurance agents in Saratoga
RV insurance agents in Saratoga California help owners protect their recreational vehicles with policies that meet state requirements. California law mandates liability coverage for motorhomes and travel trailers used on public roads. Local agents can explain how your RV insurance interacts with California vehicle code and your homeowners policy.
Frequently Asked Questions
What coverage is required for an RV in California?
California requires liability insurance for motorhomes just like cars. Minimum limits are 15 thousand dollars for injury or death per person, 30 thousand per accident, and 5 thousand for property damage. Travel trailers may need separate liability coverage if not included in your auto policy.
Do I need a separate RV insurance policy in Saratoga?
Many RV owners in Saratoga need a separate policy because standard auto insurance does not cover the unique risks of a motorhome or travel trailer. A specialized RV insurance agent can help you get coverage for the vehicle structure, personal belongings, and liability while camping.
How does California law affect RV insurance rates?
California insurance regulations limit how much rates can increase each year. Your driving record, the RV value, and how you use the vehicle all affect your premium. An agent in Saratoga can explain the state specific rating rules that apply to your policy.
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