The top-rated rv insurance agent in San Clemente, California is Safe Life Insurance Agency, rated 5.0 stars across 417 reviews. Other highly rated options include Farmers Insurance - Lisa Newell, Chris Ferraro Jr. - State Farm Insurance Agent, Withers Insurance Services. This directory lists 21 rv insurance agents serving San Clemente.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Safe Life Insurance Agency | 232 Avenida Fabricante STE 105 | (888) 633-6632 |
| 2 | Farmers Insurance - Lisa Newell | 940 Calle Negocio STE 220 | (949) 487-5487 |
| 3 | Chris Ferraro Jr. - State Farm Insurance Agent | 940 Calle Negocio Ste 230 | (949) 586-7060 |
| 4 | Withers Insurance Services | 638 Camino De Los Mares | (949) 637-2700 |
| 5 | General Insurance Services | 629 Camino De Los Mares STE 306 | (949) 661-2201 |
| 6 | Divel Insurance | 501 N El Camino Real UNIT 204 | (949) 829-3639 |
| 7 | Mundell Insurance Agency - Garrett Mundell; Farmers Insurance | 2340 S El Camino Real # 1 | (949) 269-7860 |
| 8 | Caitlin Ferraro - State Farm Insurance Agent | 940 Calle Negocio Ste 230 | (949) 238-4200 |
| 9 | Matt Dorough - State Farm Insurance Agent | 802 Avenida Talega Suite 106 | (949) 759-1259 |
| 10 | AAA San Clemente Insurance and Member Services | 638 Camino De Los Mares E100 | (949) 489-5572 |
Safe Life Insurance Agency serves San Clemente and the surrounding Orange County area as a dedicated RV insurance agent. The company assists local RV owners in securing coverage tailored to the unique risks of recreational vehicles, including protection for the vehicle itself and its specialized equipment. Policies typically address liability, comprehensive, and collision needs for these mobile homes and campers. Common situations it handles include claims for travel trailer damage and motorhome theft.
Farmers Insurance - Lisa Newell provides a range of RV insurance agent services in San Clemente, CA, including coverage options tailored for recreational vehicles such as motorhomes and travel trailers. It offers customizable policies that address liability, comprehensive, and collision protection to meet varied customer needs. Maintenance plan discussions help clients understand coverage limits and deductibles. The agency serves properties that include single-family homes, apartments, retail spaces, and restaurants.
Chris Ferraro Jr. - State Farm Insurance Agent serves local homeowners, RV owners, and vehicle owners in San Clemente, California. The agency provides RV insurance coverage to protect recreational vehicles along with related insurance policies. Clients benefit from policy guidance and coverage options suited to Southern California travel conditions. The agency also handles insurance needs for neighboring communities such as Dana Point and the surrounding Orange County coastal area.
Withers Insurance Services serves San Clemente and the surrounding communities of Orange County’s southern coast, specializing in RV insurance coverage for recreational vehicles. The agency handles policies designed to protect motorhomes, travel trailers, and camper vans from risks specific to road travel and campground stays. It addresses common client needs such as liability protection, comprehensive physical damage coverage, and safeguards for personal belongings carried inside the vehicle. To handle a typical policy, the agent carefully reviews a client’s travel habits and vehicle usage to recommend appropriate coverage levels.
General Insurance Services in San Clemente, California helps RV owners compare one-time policies for short trips versus ongoing annual coverage for full-time use. They assist clients in selecting protection that can include liability, comprehensive, collision, and roadside assistance for recreational vehicles. This agency works primarily on an as-needed basis, with clients reaching out when they require a new policy quote or need to review and adjust their existing coverage before a renewal period begins.
As the summer travel season picks up along the Orange County coast, more RV owners near San Clemente seek tailored insurance coverage that protects their recreational vehicles on both short getaways and extended cross-country trips. Divel Insurance addresses this need by offering localized guidance on liability, comprehensive, and collision policies specific to the shifting Southern California road conditions. Potential clients can schedule a straightforward inspection of their vehicle, during which an agent reviews coverage gaps and provides a clear initial assessment of required protections.
Mundell Insurance Agency, part of Farmers Insurance in San Clemente, provides RV insurance coverage for recreational vehicles of all types. The agency can help policyholders add tailored endorsements, such as full-timer liability coverage and roadside assistance plans. The office routinely assists clients who own travel trailers, camper vans, and motorhomes in navigating their risk protection needs. It also serves local commercial sectors, including retail offices, warehouses, and food service establishments seeking general business insurance solutions.
Caitlin Ferraro - State Farm Insurance Agent in San Clemente provides residential RV insurance policies to protect personal recreational vehicles in the local area. Commercial coverage options are also available for clients who require business-related RV protection. The agent works closely with customers in San Clemente and the surrounding region to address their specific coverage needs. Clients can schedule follow-up consultations between routine visits to review policy changes or update their information.
Matt Dorough - State Farm Insurance Agent in San Clemente, CA, is known for providing RV insurance coverage tailored to recreational vehicle owners. Serving clients throughout Orange County and the surrounding region, the agent helps policyholders select appropriate liability and comprehensive protections for their motorhomes, travel trailers, or campers. Policies can be customized to cover personal belongings inside the vehicle and roadside assistance during trips. A specialty service the agency offers is adding coverage for full-time RV living, accommodating those who use their vehicle as a primary residence.
AAA San Clemente Insurance and Member Services provides specialized RV insurance options for recreational vehicle owners. It also works with clients to find appropriate coverage that meets their local and travel needs. Serving the San Clemente area, this agent helps both full-time and seasonal RV owners protect their vehicles. Whether preparing for summer road trips across California or storing a vehicle during the cooler coastal months, this agency assists with policy adjustments suited to changing seasonal or situational requirements.
What Does a a Rv Insurance Agent in San Clemente Cost?
In California, RV insurance costs vary based on vehicle type, usage, and coverage limits. A basic liability policy for a travel trailer may cost 150 to 400 dollars per year, while a motorhome policy with comprehensive coverage can range from 800 to 2,500 dollars annually. Full-time RV insurance or policies for high-value coaches may cost more. This is general information, not insurance advice.
About rv insurance agents in San Clemente
San Clemente RV owners need insurance that meets California Department of Insurance requirements. A local RV insurance agent can help you navigate state minimum liability limits and optional coverages like comprehensive and collision. California law requires proof of insurance for all registered vehicles, including RVs, so working with an agent ensures you meet legal standards.
Frequently Asked Questions
What does an RV insurance agent in San Clemente do?
An RV insurance agent helps you find a policy that covers your motorhome, travel trailer, or camper van. They explain California insurance laws, such as minimum liability requirements of 15/30/5, and recommend additional coverages like roadside assistance or full-timer liability.
Is RV insurance required by law in California?
Yes, California law requires all registered motor vehicles, including RVs, to have liability insurance. The minimum limits are 15,000 dollars for injury per person, 30,000 dollars per accident, and 5,000 dollars for property damage. An agent can help you meet these requirements.
How do I choose an RV insurance agent in San Clemente?
Look for an agent who specializes in recreational vehicles and understands California regulations. Check their experience with local insurance carriers and ask about coverage options for full-time RV living or storage periods. Compare quotes from multiple agents to find a suitable policy.
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