The top-rated renters insurance agent in Charleston, West Virginia is Matthew Rowsey - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Capital Insurance Group LLC, Frank Yeigh - State Farm Insurance Agent, Ellis Insurance Agency. This directory lists 18 renters insurance agents serving Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matthew Rowsey - State Farm Insurance Agent | 401 58th St SE | (304) 925-8000 |
| 2 | Capital Insurance Group LLC | 607 Pennsylvania Ave | (304) 606-2969 |
| 3 | Frank Yeigh - State Farm Insurance Agent | 1201 Jefferson Rd S | (304) 744-7700 |
| 4 | Ellis Insurance Agency | 5949 Sissonville Dr | (304) 984-3004 |
| 5 | David Smyer - State Farm Insurance Agent | 1532 Kanawha Blvd W | (304) 342-2111 |
| 6 | Elizabeth Carmichael - State Farm Insurance Agent | 1198 Fledderjohn Rd | (304) 344-3554 |
| 7 | Melinda Taylor - State Farm Insurance Agent | 101 Pennsylvania Ave | (304) 344-3571 |
| 8 | Mountain State Insurance Agency | 1206 Kanawha Blvd E | (304) 720-2000 |
| 9 | White Insurance & Associates | 3512 Staunton Ave SE | (304) 926-6662 |
| 10 | Swor Insurance Agency | 1618 Bigley Ave | (304) 926-0200 |
Matthew Rowsey - State Farm Insurance Agent serves Charleston, West Virginia, and the surrounding Kanawha County area. As a renters insurance agent, this agency helps local residents and families protect their personal belongings against common perils like theft, fire, and water damage. They also offer liability coverage to safeguard renters from unexpected accidents that occur inside their apartment or home. Specific services handled here include affordable renters insurance policies and assistance with filing claims after a loss.
Capital Insurance Group LLC provides renters insurance policies in Charleston, West Virginia, covering personal property and liability protection. The company assists clients in evaluating their coverage needs, tailoring plans to safeguard belongings against common risks such as theft, fire, and water damage. Services include policy customization to match individual rental situations and ongoing support for policy adjustments as circumstances change. Capital Insurance Group LLC services single-family homes, apartments, retail spaces, and restaurants, ensuring each rental property receives appropriate protection.
Serving homeowners, renters, and property managers in Charleston, Frank Yeigh - State Farm Insurance Agent offers renters insurance policies that cover personal belongings and liability protection. The agency helps customers understand coverage options for apartments, condos, and single-family rentals. It assists in selecting appropriate deductibles and policy limits to fit individual needs. The office also provides service to clients in surrounding areas of the Kanawha Valley, including South Charleston and Dunbar.
Ellis Insurance Agency serves policyholders in Charleston, West Virginia, and the surrounding communities of Kanawha County. It handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. The agency works with clients to explain coverage options such as loss of use and personal property protection. It generally assists each customer by first discussing their specific rental situation and then matching that risk profile to an appropriate insurance plan from its available carriers.
David Smyer - State Farm Insurance Agent in Charleston, WV helps renters choose between a one-time policy setup for a new lease or ongoing coverage that renews automatically to fill a home. Policies typically cover personal belongings like furniture and electronics against theft or damage, plus liability for certain accidents inside the apartment. Service is available on an as-needed basis for questions or claim filing, with scheduled renewals each term to keep protection current.
Elizabeth Carmichael offers comprehensive renters insurance policies tailored to protect personal belongings and liability in Charleston, West Virginia. The agency also assists clients in selecting appropriate coverage limits and deductibles to fit individual needs. Many local residents rely on such protection against common perils including fire, theft, and water damage from plumbing failures. The office further helps tenants navigating lease requirements for liability coverage. As winter approaches, the agency is ready to advise on loss of use coverage for those displaced by frozen pipe bursts.
As spring storms bring the threat of water damage and theft along the Kanawha River, securing a renters policy becomes a timely priority for Charleston residents. Melinda Taylor - State Farm Insurance Agent assists local apartment and home renters in obtaining customized coverage that protects personal belongings against such common regional risks. The office helps clarify policy details, explaining how liability and loss-of-use provisions apply to leaseholds. To begin, an agent conducts a brief inventory-assessment step to match coverage with a household's specific valuables and needs.
Mountain State Insurance Agency is known in Charleston, WV for providing renters insurance policies that protect tenants against losses from fire, theft, and liability. The company helps local renters secure coverage tailored to apartments, townhomes, and rental homes. Policies generally include personal property replacement and medical payments for guests who are injured on the premises. A specialty service it can add on is coverage for high-value items like jewelry or musical instruments, ensuring adequate protection for personal belongings.
What Does a a Renters Insurance Agent in Charleston Cost?
Renters insurance in Charleston West Virginia usually costs 150 to 360 dollars per year for standard coverage. Policies often include 100000 dollars of liability protection. Your premium may be higher if you live in a flood zone near the Kanawha River. This is general information and not insurance advice.
About renters insurance agents in Charleston
Renters insurance agents in Charleston West Virginia help tenants protect personal property and cover liability. West Virginia law does not require renters insurance but many landlords in Charleston now ask for proof of coverage. An agent can explain how local risks like flooding from the Kanawha River affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent do in Charleston West Virginia?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They explain West Virginia specific rules like the 30 day grace period for late premium payments. The agent also helps you file claims and adjust coverage as needed.
Is renters insurance required by law in West Virginia?
No West Virginia law does not require renters insurance. However many landlords in Charleston now require tenants to carry a policy as part of the lease agreement. An agent can help you find a policy that meets your landlords minimum coverage requirements.
How much does renters insurance cost in Charleston West Virginia?
Typical renters insurance in West Virginia costs between 15 and 30 dollars per month for 30000 dollars of personal property coverage. Your exact rate depends on your credit score location in Charleston and the amount of coverage you choose. An agent can provide a free quote tailored to your situation.
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