The top-rated renters insurance agent in Seattle, Washington is PEMCO Mutual Insurance Co., rated 4.2 stars across 2,491 reviews. Other highly rated options include Karrie Dubose - State Farm Insurance Agent, Youkie Chambers - State Farm Insurance Agent, Rusty Dubose - State Farm Insurance Agent. This directory lists 27 renters insurance agents serving Seattle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PEMCO Mutual Insurance Co. | 1300 Dexter Ave N | (800) 467-3626 |
| 2 | Karrie Dubose - State Farm Insurance Agent | 1818 Westlake Ave N Ste 315 | (206) 971-5400 |
| 3 | Youkie Chambers - State Farm Insurance Agent | 81 Vine St APT 104 | (206) 441-5630 |
| 4 | Rusty Dubose - State Farm Insurance Agent | 2366 Eastlake Ave E # 227 | (206) 384-4440 |
| 5 | Brian Chambers - State Farm Insurance Agent | 1500 W Dravus St | (206) 687-7674 |
| 6 | RT Shaw - State Farm Insurance Agent | 7006 35th Ave NE | (206) 525-8700 |
| 7 | Vern Fonk Insurance | 10237 16th Ave SW | (206) 408-5084 |
| 8 | Travis Hartman - State Farm Insurance Agent | 6417 Fauntleroy Wy SW Ste C | (206) 935-9955 |
| 9 | Lisa K. Maples - State Farm Insurance Agent | 10550 Lake City Way NE ste c | (206) 527-6720 |
| 10 | Farmers Insurance - Chris Elliott Insurance Agency | 1200 Westlake Ave N #502 | (206) 838-7000 |
PEMCO Mutual Insurance Co. serves the Seattle metro area and surrounding counties as a renters insurance agent. It provides coverage for personal belongings and liability protection within rental properties. Policy options help tenants safeguard valuables against theft, fire, and water damage. Renters can also secure additional living expense coverage if their unit becomes uninhabitable. The company handles personal property coverage and liability claims assistance for local tenants.
Karrie Dubose - State Farm Insurance Agent offers a range of renters insurance policies designed to protect personal belongings and provide liability coverage. Its service includes helping clients assess their coverage needs and review existing plans during policy consultations. The agency assists with filing claims and adjusting coverage as circumstances change. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
For a one-time service, renters insurance provides a simple way to protect belongings, while a scheduled renewal option ensures ongoing coverage is maintained without lapse. Youkie Chambers - State Farm Insurance Agent, located in Seattle, WA, helps clients understand both approaches and choose an appropriate policy. Coverage typically safeguards personal property against theft, fire, and water damage from leaks. Liability protection is also included for accidents inside the rental unit. Service is available on an as-needed basis for policy adjustments or as a scheduled annual renewal.
As a renters insurance agent in Seattle, Rusty Dubose - State Farm Insurance Agent offers policies covering personal belongings and liability protection for apartment dwellers and tenants. It also assists clients with bundling renters coverage with auto insurance for potential savings. The agency helps guide residents through securing protection for losses from fire, theft, or water damage. During the rainy Pacific Northwest winter season, it notably aids clients whose basement storage or electronics suffer moisture-related destruction.
As Seattle renters prepare for the damp season with potential leaks or water damage from heavy rains, Brian Chambers - State Farm Insurance Agent offers policies designed to protect personal belongings and liability in condo or apartment homes. The office standardizes claims processes for quick support when plumbing backups or storm damage occur. Coverage consultations begin with an inspection of the property to document existing conditions and estimate appropriate protection limits for the policyholder.
RT Shaw - State Farm Insurance Agent in Seattle, WA provides renters insurance for residential tenants, covering personal property and liability within local apartments and homes. The agency also offers commercial coverage for small Seattle businesses and serves clients throughout the greater Seattle area. With each policy reviewed regularly, the team follows up after claims or policy changes to ensure continued coverage that meets each renter’s needs during subsequent visits.
Vern Fonk Insurance in Seattle, Washington, offers both one-time policies for short-term rental needs and recurring monthly plans for ongoing tenant protection. Renters insurance coverage typically safeguards personal belongings against perils such as fire, theft, and water damage from plumbing issues, while also including liability protection for accidents within the rented unit. Service runs on a recurring, scheduled, or as-needed basis depending on the specific policy chosen by the client for their household or apartment needs.
Travis Hartman - State Farm Insurance Agent in Seattle, Washington, provides renters insurance policies for residential properties, offering coverage for personal belongings and liability. Commercial renters insurance options are also available for local businesses and professionals throughout the Seattle area. The agency helps clients navigate policy options to protect against common risks like theft or accidental damage. Regular policy reviews or claims assistance are handled efficiently, encouraging clients to return for updated coverage between their regular scheduled visits.
Lisa K. Maples - State Farm Insurance Agent is known for providing renters insurance policies that protect personal belongings and liability in Seattle. The agency serves tenants in apartments, condominiums, and single-family rental homes throughout the local area. Coverage includes protection against theft, fire, and water damage, with options for additional living expenses if a home becomes uninhabitable. A common add-on specialty service is scheduled personal property coverage for high-value items like jewelry, electronics, or fine art.
Farmers Insurance - Chris Elliott Insurance Agency serves the Seattle, Washington metro area, specializing in renters insurance policies for tenants. It helps clients protect their personal belongings from common risks like theft, fire, or water damage within their rented homes or apartments. The agency also offers liability coverage, which can assist if someone is injured inside the rental unit. Additional services include assisting with policy claims and providing advice on coverage limits. It handles renters insurance for both single-family rentals and multi-unit apartment dwellings.
What Does a a Renters Insurance Agent in Seattle Cost?
In Washington, renters insurance typically costs between 12 and 25 dollars per month for a standard policy with 20,000 to 30,000 dollars in personal property coverage. Actual premiums depend on your location in Seattle, the value of your belongings, and your chosen deductible. Higher liability limits or endorsements for valuable items like jewelry or electronics will increase the cost. This is general information and not insurance advice.
About renters insurance agents in Seattle
A renters insurance agent in Seattle can help you find a policy that protects your personal property and provides liability coverage. Washington state law does not require renters insurance, but many landlords in Seattle now require tenants to carry a policy. An agent can explain how Washington landlord-tenant laws affect your coverage needs.
Frequently Asked Questions
Do I need renters insurance in Seattle Washington?
Washington state law does not require renters insurance. However, many Seattle landlords and property managers require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement.
What does a renters insurance policy typically cover in Washington?
A standard renters policy covers personal property loss from fire theft or vandalism. It also includes liability protection if someone is injured in your rental unit. Washington law does not mandate specific coverage amounts but an agent can advise on adequate limits.
How do I choose a renters insurance agent in Seattle?
Look for an agent licensed in Washington who specializes in personal lines insurance. Ask about their experience with Seattle rental properties and whether they can compare quotes from multiple carriers. Check their reviews and confirm they are registered with the Washington State Office of the Insurance Commissioner.