The top-rated renters insurance agent in Midlothian, Virginia is Cindy Shumaker - State Farm Insurance Agent, rated 5.0 stars across 278 reviews. Other highly rated options include Farmers Insurance - Sara Martin, Paul Martin - State Farm Insurance Agent, Knight Magee Insurance. This directory lists 19 renters insurance agents serving Midlothian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cindy Shumaker - State Farm Insurance Agent | 15871 City View Dr Suite 310 | (804) 794-4304 |
| 2 | Farmers Insurance - Sara Martin | 2820 Waterford Lake Dr Ste 200 | (804) 220-9272 |
| 3 | Paul Martin - State Farm Insurance Agent | 368 Browns Hill Ct | (804) 794-3444 |
| 4 | Knight Magee Insurance | 14321 Winter Breeze Dr Suite 135 | (804) 320-0129 |
| 5 | Jason Claybrook - State Farm Insurance Agent | 14359 Sommerville Ct #102 | (804) 464-3599 |
| 6 | Sumser Insurance Professionals | 104 Walton Park Ln | (804) 423-8372 |
| 7 | Sanford Insurance | 5001 Craig Rath Blvd | (804) 716-8940 |
| 8 | Thurston and Heare Insurance | 1216 Crowder Dr | (804) 717-8283 |
| 9 | Virginia Insurance Services | 1 Park W Cir #100 | (804) 744-3345 |
| 10 | Prem Das - State Farm Insurance Agent | Historic 'IVYMONT MANOR' Circa 1850, 14111 Midlothian Tpke | (804) 378-2886 |
Cindy Shumaker - State Farm Insurance Agent in Midlothian, VA, offers renters insurance policies, specializing in protecting personal property and providing liability coverage. The agent works with area tenants and landlords to tailor plans that suit apartment and home rental needs, helping clients understand coverage limits and deductible options. During the spring moving season, the agency assists new residents in securing temporary policies before leases begin.
Farmers Insurance - Sara Martin provides a full range of renters insurance coverage for tenants in the Midlothian, VA area. Policies typically protect personal belongings against risks like theft, fire, and water damage while also offering liability protection and additional living expense coverage in the event a rental becomes uninhabitable. Sara Martin works with clients to select plan options that fit their individual situations. The agency services single-family homes, apartments, retail spaces, and restaurants.
Paul Martin - State Farm Insurance Agent in Midlothian, VA, serves homeowners, renters, and property managers seeking personal property and liability coverage. The agency provides tailored policies that protect belongings against theft, fire, and weather events, offering dedicated claims support from a local insurance agent. Customers can review coverage options during a consultation to ensure adequate protection for their lifestyle and assets. This Midlothian office also handles policies for clients residing in the surrounding Chesterfield County and Richmond metropolitan area.
Knight Magee Insurance serves Midlothian, Virginia, and the surrounding communities, handling renters insurance policies for local tenants. The agency assists clients in protecting personal belongings and securing liability coverage within their rental agreements. By assessing a customer's specific property value and household risks, Knight Magee Insurance customizes a policy that matches the renter's needs. The typical job begins with a consultation to evaluate coverage requirements before presenting policy options for review.
Jason Claybrook - State Farm Insurance Agent in Midlothian, VA offers renters insurance coverage through a policy that protects personal belongings and provides liability protection on a recurring premium basis. A rental dwelling policy covers losses from named perils like fire or theft differently from a one-time protection plan for a single event. This agency provides ongoing coverage options for local tenants. Service operates on a scheduled basis with regular premium payments for continuous protection.
As summer storms roll through central Virginia, renters in Midlothian often face unexpected water damage and property loss. Sumser Insurance Professionals responds by guiding clients through protecting personal belongings and liability coverage tailored to their specific needs. Their agents review current local risks, including apartment maintenance issues and storm-related damage, to help renters avoid coverage gaps. An initial consultation assesses each household’s unique exposures before a renter inspects their dwelling’s requirements.
Sanford Insurance provides renters insurance coverage for residents in Midlothian, Virginia. Its agents help clients secure several specialty add-ons, including policies tailored for high-value personal property and liability protection for specific risks. The company works with tenants in various residential properties, from apartments to single-family homes. It also serves commercial sectors such as offices, warehouses, and food service establishments, helping them obtain appropriate coverage for their particular operational needs and assets.
Thurston and Heare Insurance provides renters insurance to residential clients in and around Midlothian, VA. The agency also writes commercial coverage for small businesses and properties in the wider Richmond area. Policies focus on personal property protection, liability, and additional living expenses. Their typical workflow includes an initial consultation about contents and deductible preferences, with proactive follow-up before each renewal period to adjust coverage limits. This process ensures policies remain accurate between regular visits, and repeat service is available for policyholders moving to a new unit.
Virginia Insurance Services in Midlothian, Virginia, is known for helping local tenants and landlords safeguard personal property against common risks. The agency provides renters insurance policies that typically cover belongings from theft, fire, and water damage while also offering liability protection for accidents occurring within a rented dwelling. They tailor coverage limits and deductibles to fit individual budgets and rental situations. A specialty service this agency can add on is identity theft recovery assistance to help policyholders restore their credit and personal information after a breach.
Prem Das - State Farm Insurance Agent in Midlothian, VA, is known for providing renters insurance policies that protect personal belongings and liability within an apartment or home. Their service range covers local tenants seeking coverage for furniture, electronics, and clothing against common risks like theft or fire damage. An agent helps clients understand replacement cost options and deductible choices to tailor a plan. This agency also offers add-on endorsements for valuable items such as jewelry or sporting equipment.
What Does a a Renters Insurance Agent in Midlothian Cost?
Renters insurance in Virginia typically costs between 15 and 30 dollars per month for standard coverage. In Midlothian rates may vary based on your rental property location and the amount of personal property you insure. Higher liability limits or additional endorsements for high value items can increase the premium. This information is general and not insurance advice.
About renters insurance agents in Midlothian
Renters insurance agents in Midlothian Virginia help tenants secure coverage for personal property and liability. Virginia law does not require renters insurance but many landlords in Chesterfield County do require it in lease agreements. A local agent can explain how Virginia specific rules like the 30 day notice for lease termination affect your policy needs.
Frequently Asked Questions
What does renters insurance cover in Midlothian Virginia?
Renters insurance typically covers personal property loss from theft fire or vandalism. It also includes liability protection if someone is injured in your rental unit. Virginia law does not mandate specific coverage amounts so an agent can help you choose limits based on your belongings.
How do I find a renters insurance agent in Midlothian?
You can search online for independent agents or contact major insurers that operate in Virginia. Local agents in Midlothian often serve Chesterfield County and understand regional risks like flooding from the James River. Ask about bundling with auto insurance for potential discounts.
Is renters insurance required by law in Virginia?
No Virginia state law does not require renters insurance. However many landlords in Midlothian include a clause in the lease requiring tenants to carry a policy. An agent can help you meet that requirement and explain how Virginia landlord tenant laws affect your coverage.
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