The top-rated renters insurance agent in Royse City, Texas is Kari Hargrave - State Farm Insurance Agent, rated 4.8 stars across 127 reviews. Other highly rated options include Dominic Schillace - State Farm Insurance Agent, Farmers Insurance - Khristopher Vancil, Bob Ellis Insurance Services-Independent Insurance Agency. This directory lists 16 renters insurance agents serving Royse City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kari Hargrave - State Farm Insurance Agent | 109 W Main St A | (972) 635-9995 |
| 2 | Dominic Schillace - State Farm Insurance Agent | 1101 W Interstate 30 Ste 104 | (972) 635-8458 |
| 3 | Farmers Insurance - Khristopher Vancil | 5196 TX-276 | (214) 308-6508 |
| 4 | Bob Ellis Insurance Services-Independent Insurance Agency | 115 FM 2453, 2661 FM 35 C | (972) 636-9491 |
| 5 | TWFG Caldwell Insurance | 403 S Elm St | (972) 635-6772 |
| 6 | Mark's Insurance | 2994 FM551 | (972) 373-4496 |
| 7 | Terry Hayden: Allstate Insurance | 4864 TX-276 | (972) 722-0025 |
| 8 | Texas Farm Bureau Insurance - Chris Cromer | 7320 FM 35 | (972) 635-6464 |
| 9 | Fast Checker Insurance Agency | 4868 TX-276 | (972) 954-9071 |
| 10 | Farmers Insurance - Patrick Raines | 422 I-30 Ste I | (972) 722-7496 |
Kari Hargrave - State Farm Insurance Agent serves Royse City and the surrounding areas of Rockwall County as a local source for renters insurance policies. The agency helps tenants protect their personal belongings and secure liability coverage for their rented homes or apartments. Agents here work with clients to choose suitable deductibles and understand coverage limits for events like theft or fire damage. Kari Hargrave - State Farm Insurance Agent specifically handles renters insurance endorsements and offers bundling options for renters with auto policies.
From homeowners, renters, and property managers to small business owners in Royse City, Texas, Dominic Schillace - State Farm Insurance Agent provides comprehensive renters insurance policies, covering personal property, liability, and additional living expenses in case of a covered loss. They also assist clients with understanding policy options and deductibles to find suitable coverage for their needs. This agency additionally serves residents, landlords, and tenants throughout the surrounding Rockwall County communities and the greater Dallas-Fort Worth metro area.
Farmers Insurance - Khristopher Vancil serves homeowners, renters, and property managers in Royse City, TX, by offering renter’s insurance policies that protect personal belongings and provide liability coverage. These policies help secure tenants against losses from theft, fire, or water damage. The agency works with clients to customize plans that meet individual needs and budgets without complicated jargon. Its coverage area also extends to the nearby communities of Fate and Rockwall, ensuring renters throughout the eastern Dallas-Fort Worth metro have access to reliable insurance solutions.
Serving Royse City and the surrounding communities of Hunt County, TWFG Caldwell Insurance handles renters insurance policies for local tenants. This agency assists clients in selecting coverage that protects personal belongings and provides liability protection within their leased properties. Their typical approach involves reviewing each client’s specific possessions and rental situation to design an appropriate policy that meets individual needs and budget constraints.
Some renters insurance needs are met with a single policy purchase, while others require periodic renewals to address changing personal property. Mark’s Insurance in Royse City, TX guides clients through choosing between a straightforward initial plan and ongoing coverage that adapts over time. Policies typically protect belongings from common perils like theft or fire and include liability protection for guest injuries. Service appointments for new policies or reviews are available on an as-needed basis.
As the storm season arrives in Royse City, TX, residents often seek protection for their personal belongings and liability coverage, a need that Terry Hayden of Allstate Insurance addresses with renters insurance policies. This agency works with local tenants to evaluate the value of their possessions and determine appropriate coverage limits for their specific apartment or rental house. The process begins with a simple initial assessment of the policyholder's needs and property details.
Texas Farm Bureau Insurance - Chris Cromer offers renters insurance policies designed to cover personal property and provide liability protection. It serves Royse City, Texas, and helps tenants customize coverage for their belongings and temporary living expenses if a home becomes uninhabitable. The agency also works with policyholders to assess risks specific to rental dwellings. This service is particularly useful when preparing for severe spring storms or securing coverage before signing a new lease.
Fast Checker Insurance Agency in Royse City, TX provides renters insurance for tenants protecting personal belongings against theft, fire, and water damage. The agency can add specialty coverage for high-value items such as jewelry, electronics, or musical instruments not fully covered by standard policies. This local agency serves residential clients as well as commercial sectors including offices, warehouses, and food service operations.
Farmers Insurance - Patrick Raines provides residential renters insurance services in Royse City, TX, helping tenants protect personal belongings and liability. Commercial coverage is also available for local businesses requiring property and casualty protection. The agency serves clients within Royse City and the surrounding areas, ensuring policies address common rental risks. After initial policy setup, they follow up to discuss coverage updates or address claims needs, maintaining contact between regular visits for any necessary adjustments or renewals.
What Does a a Renters Insurance Agent in Royse City Cost?
Renters insurance in Texas typically costs between 15 and 30 dollars per month for standard coverage. In Royse City rates may vary based on the value of your belongings your credit score and the deductible you choose. A typical policy with 30000 dollars in personal property coverage and 100000 dollars in liability costs around 20 dollars per month. This is general information not insurance advice.
About renters insurance agents in Royse City
Renters insurance agents in Royse City Texas help tenants protect personal property and cover liability. Texas law does not require renters insurance but many landlords in the area now include it in lease agreements. Agents can explain how policies cover theft fire and water damage specific to local risks.
Frequently Asked Questions
Do I need renters insurance to rent an apartment in Royse City Texas?
Texas law does not require renters insurance. However many landlords and property managers in Royse City now require tenants to carry a policy as part of the lease. An agent can help you find a policy that meets your landlords requirements.
What does renters insurance cover in Texas?
Renters insurance in Texas typically covers personal property loss from theft fire vandalism and certain water damage. It also provides liability protection if someone is injured in your rental unit. Policies often include additional living expenses if your home becomes uninhabitable.
How much renters insurance do I need in Royse City?
The amount of coverage you need depends on the value of your belongings. A local agent can help you create a home inventory to estimate replacement costs. Most policies in Texas offer coverage limits from 15000 to 50000 dollars for personal property.
Renters Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton