The top-rated renters insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include Acceptance Insurance, LSM Insurance Agency, Peter Griffith - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | Acceptance Insurance | 2801 Avenue Q | (806) 329-3345 |
| 3 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 4 | Peter Griffith - State Farm Insurance Agent | 409 Frankford Ave | (806) 785-4456 |
| 5 | Nichole Forman - State Farm Insurance Agent | 6434 98th St #200 | (806) 796-1000 |
| 6 | Jason Grisham - State Farm Insurance Agent | 1102 Slide Rd Ste 33 | (806) 793-3101 |
| 7 | Freeway Insurance | 2406 34th St | (806) 419-1126 |
| 8 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 9 | Farmers Insurance - William Smith Agency | 3410 Joliet Ave | (806) 705-8553 |
| 10 | Ana Borrego - State Farm Insurance Agent | 4521 114th St #100 | (806) 745-2555 |
Grimes Insurance Agency Inc. serves the Lubbock, Texas area, providing renters insurance solutions for local tenants. This agency helps clients protect personal belongings and secure liability coverage against common household incidents. Renters insurance policies typically cover losses from theft, fire, or water damage, offering financial reimbursement for damaged or stolen property. The firm also assists with understanding policy deductibles and coverage limits to match individual lease agreements and property values. Particular services offered by this company include tailoring policies for apartment dwellers and advising on additional living expense coverage during displacement.
Located in Lubbock, Texas, Acceptance Insurance offers both one-time policies and scheduled renewal service for local tenants. A comprehensive renters insurance plan typically covers personal belongings against theft and certain damages, along with liability protection. An important distinction is that scheduled service provides ongoing coverage without repeated application processing. On a practical level, coverage often extends to temporary living expenses if a home becomes uninhabitable. This insurance office handles service on a scheduled, renewable basis rather than a single visit.
LSM Insurance Agency provides renters insurance coverage policies tailored for residents in Lubbock, Texas. Service plans include protection for personal belongings against theft, fire, and water damage, along with liability coverage for accidents occurring inside a rented space. Maintenance support assists clients with filing claims and adjusting coverage limits when personal circumstances change. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the Lubbock area.
Peter Griffith - State Farm Insurance Agent in Lubbock, TX serves homeowners, businesses, and property managers seeking renters insurance. The agency helps local residents protect their personal belongings and liability against unexpected events like theft or fire damage. Policies can be tailored to cover individual apartment units or rental houses throughout the area. Customers appreciate straightforward guidance on selecting appropriate coverage limits and deductibles. The agent also extends services to nearby communities such as Wolfforth and the surrounding South Plains region for renters insurance needs.
Nichole Forman - State Farm Insurance Agent serves Lubbock, Texas and the surrounding South Plains communities with renters insurance policies. It handles coverage for personal belongings, liability protection, and additional living expenses following a covered loss. The agency helps tenants select appropriate policy limits and deductibles. It approaches a typical job by reviewing the client’s rental agreement, assessing personal property value, and then tailoring coverage options to fit individual needs and budget constraints.
Jason Grisham - State Farm Insurance Agent in Lubbock, TX, distinguishes between one-time temporary policies and recurring annual coverage for renters, the latter of which provides continuous protection for personal belongings against perils like fire or theft. Liability coverage is also included in most standard plans, helping if someone is injured inside a rental unit. Policies in this area are designed to match local replacement costs for furniture or electronics. Service is arranged on an as-needed basis for renters requiring immediate or scheduled policy adjustments.
Freeway Insurance specializes in helping residents secure renters insurance policies that protect personal property against theft, fire, and water damage. Serving the Lubbock, Texas area, the agency guides clients through available coverage options, including liability and additional living expenses. It assists both first-time renters and those switching providers by explaining policy details clearly. This local office also helps tenants evaluate protection against issues like burst pipes from unexpected winter freezes common in the region.
In Lubbock, Texas, where spring storms can suddenly threaten belongings, having dependable protection for personal property is essential. Pirkle Weir Insurance Agency provides renters insurance designed to cover possessions against common local risks like fire and theft. Working directly with clients, this agency helps explain coverage options for valuables and liability. Their process begins with a thorough review of each tenant’s specific needs, ensuring the policy matches their apartment’s square footage and location. A walk-through inventory assessment is conducted during the initial consultation to document items accurately.
Farmers Insurance - William Smith Agency in Lubbock specializes in policies that protect a renter’s personal belongings and provide liability coverage for accidents inside a leased home or apartment. It also offers general advice on policy limits to ensure clients understand what is covered. The agency assists residents with navigating the claims process after a break-in or a fire. During tornado season, it helps renters find affordable replacement cost coverage, which can be critical in Lubbock for replacing damaged furniture and electronics quickly.
As Lubbock’s unpredictable hailstorms and strong winds threaten personal belongings, Ana Borrego - State Farm Insurance Agent helps renters secure affordable coverage for their furniture, electronics, and clothing. This agent works with tenants throughout the area to explain the specific protections renters insurance provides against common liabilities and property damage. Clients can expect a straightforward conversation about their needs and policy options. The process begins with a personal inspection of the rental unit to assess current possessions and recommend appropriate coverage limits.
What Does a a Renters Insurance Agent in Lubbock Cost?
Renters insurance in Texas typically costs between 15 and 30 dollars per month for 15,000 to 30,000 dollars in personal property coverage. In Lubbock rates may be slightly higher due to severe weather risks like hail and tornadoes. Actual cost depends on your coverage limits deductible and claims history. This is general information not insurance advice.
About renters insurance agents in Lubbock
Renters insurance agents in Lubbock help tenants protect personal property against theft fire and other losses. Texas law does not require landlords to provide renters insurance but many leases in Lubbock now mandate it. An agent can explain policy limits deductibles and liability coverage specific to your rental situation.
Frequently Asked Questions
What does a renters insurance agent in Lubbock do?
A renters insurance agent helps you choose a policy that covers your personal belongings and liability. They compare options from multiple insurers licensed in Texas. The agent also explains how Texas law affects claims like the 60 day deadline to file a lawsuit after a denial.
Is renters insurance required in Lubbock Texas?
Texas state law does not require renters insurance. However many landlords and property management companies in Lubbock include a requirement in the lease agreement. An agent can help you meet that requirement while finding affordable coverage.
How do I choose a renters insurance agent in Lubbock?
Look for an agent licensed by the Texas Department of Insurance who has experience with local rental properties. Ask about their knowledge of Lubbock specific risks like hailstorms or wind damage. Check online reviews and confirm they represent multiple insurance carriers.
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