The top-rated renters insurance agent in Smyrna, Tennessee is Tennessee Auto Insurance Agency, rated 5.0 stars across 1,325 reviews. Other highly rated options include Emerson Williams - State Farm Insurance Agent, Fiesta Auto Insurance & Tax Service, Farmers Insurance - Marc Lewis. This directory lists 21 renters insurance agents serving Smyrna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tennessee Auto Insurance Agency | 244 N Lowry St | (615) 624-8007 |
| 2 | Emerson Williams - State Farm Insurance Agent | 199 Enon Springs Rd W #300 | (615) 459-2683 |
| 3 | Fiesta Auto Insurance & Tax Service | 291 Sam Ridley Pkwy E #145 | (615) 625-0224 |
| 4 | Farmers Insurance - Marc Lewis | 1241 Rock Springs Rd | (615) 625-7070 |
| 5 | Joel Laird - State Farm Insurance Agent | 11 N Lowry St | (615) 696-7170 |
| 6 | Monte King - State Farm Insurance Agent | 721 President Pl STE 200 | (615) 220-2210 |
| 7 | Farm Bureau Insurance | 667 President Pl | (615) 459-0469 |
| 8 | Direct Auto Insurance | 304 S Lowry St | (615) 459-7220 |
| 9 | Shelter Insurance - Drake Tyson | 336 S Lowry St | (615) 459-4697 |
| 10 | Acceptance Insurance | 273 N Lowry St Ste L | (615) 434-7138 |
Tennessee Auto Insurance Agency, serving Smyrna and Rutherford County, provides renters insurance agent services to local residents. As a professional in this field, the agency helps clients obtain policies that cover personal belongings and provide liability protection within rental properties. Knowledgeable guidance ensures tenants understand coverage limits and optional endorsements for valuable items. This agency specifically handles assisting with policy customization for apartment and home renters alike.
Emerson Williams - State Farm Insurance Agent in Smyrna, TN provides a range of renters insurance services including coverage for personal property, liability protection, and additional living expenses. It offers policy maintenance through regular reviews and easy claims reporting. Service plans can be customized to fit different renter needs. The agency serviced properties include single-family homes, apartments, retail locations, and restaurants.
Serving homeowners, renters, and property managers in Smyrna, this agency offers renters insurance policies that help protect personal belongings and provide liability coverage. It assists clients in selecting coverage for apartments, single-family rentals, and condominiums. The office handles service needs such as policy adjustments and claims filing support for local policyholders. Its team also provides coverage for property owners who rent out homes and duplexes across Rutherford County, including the neighboring community of La Vergne.
Farmers Insurance - Marc Lewis serves Smyrna, Tennessee, and its surrounding communities, handling renters insurance coverage for local tenants. This agency helps clients protect personal belongings and secure liability protection within their leased properties. It guides policyholders through selecting appropriate coverage limits and understanding deductibles according to their specific rental situations. For a typical job, the agency generally reviews individual needs, explains available options, and assists in efficiently binding a policy that fits each renter’s requirements.
As spring storms bring heavy rains and occasional hail to Smyrna, renters can face unexpected damage to their belongings and temporary housing needs. Joel Laird - State Farm Insurance Agent provides renters insurance policies tailored to protect personal property and offer liability coverage in the event of accidents or losses. The agency helps customers understand coverage limits and deductibles that suit their leased homes or apartments. Each new policy process begins with a review of the renter’s current possessions and a brief conversation to assess specific risks on the property.
Monte King - State Farm Insurance Agent in Smyrna, TN offers renters insurance with both one-time policy setups and ongoing renewal service options. Coverage typically protects personal belongings against theft, fire, and certain weather damage while also including liability protection for accidents inside the rental unit. The agency provides service on an as-needed basis for claims, policy changes, or coverage questions, ensuring clients can reach out whenever circumstances require adjustment to their plan.
Farm Bureau Insurance in Smyrna, Tennessee, helps clients secure policies that safeguard personal property against common perils such as fire, theft, and water damage. Additional specialty endorsements are available to cover high-value items like jewelry or electronics for enhanced protection beyond standard limits. The agency serves residential tenants, providing tailored coverage for apartments and rental homes. Its commercial clientele can arrange policies for offices, warehouses, and food service operations to address their distinct liability and inventory risks.
Direct Auto Insurance in Smyrna, TN offers renters insurance agent services focused on helping tenants protect their personal belongings and liability. It guides clients through policy options that cover theft, fire damage, and accidental property injuries within their rented homes or apartments. The company works with individuals to structure coverage that aligns with standard lease requirements and local rental conditions. It also assists during move-in periods when new tenants need immediate proof of insurance, or after winter storms that may cause water damage from frozen pipes.
Shelter Insurance - Drake Tyson in Smyrna, TN assists clients in securing financial protection for their personal belongings against common risks like theft, fire, and water damage. The agency can help customers add specialized coverage options for high-value items, such as jewelry or electronics, that may exceed standard policy limits. It serves commercial sectors requiring property protection, including small offices, local warehouses, and food service establishments in the area.
Acceptance Insurance provides residential renters insurance for tenants in Smyrna, Tennessee, protecting personal belongings and liability. Commercial coverage is also available for landlords and small business properties within the local area. Their service area encompasses Smyrna and the surrounding Davidson and Rutherford County communities. The agency maintains ongoing contact with clients, offering policy reviews and adjustments between regular visits to address changing coverage needs or life events.
What Does a a Renters Insurance Agent in Smyrna Cost?
The average cost of renters insurance in Tennessee is about 15 to 25 dollars per month for 30000 dollars of personal property coverage. In Smyrna rates may be slightly higher due to local crime statistics. Actual cost depends on your credit score the amount of coverage you choose and your deductible. This is general information not insurance advice.
About renters insurance agents in Smyrna
A renters insurance agent in Smyrna Tennessee helps tenants protect personal property from theft fire or water damage. Tennessee law does not require renters insurance but many landlords in Rutherford County now ask for proof of coverage. An agent can explain how liability coverage works and help you choose a policy that fits your budget.
Frequently Asked Questions
What does a renters insurance agent in Smyrna do?
An agent helps you compare policies from different insurance companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims if your belongings are damaged or stolen.
Is renters insurance required in Tennessee?
Tennessee state law does not require renters insurance. However many landlords in Smyrna now include a lease clause requiring tenants to carry a policy. An agent can help you meet that requirement.
How much renters insurance do I need in Smyrna?
Most agents recommend enough coverage to replace all your personal belongings. For a typical one bedroom apartment in Smyrna that might be 20000 to 30000 dollars. You should also consider liability coverage of at least 100000 dollars.
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