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Find Renters Insurance Agents Near You in Oak Ridge, TN

Browse renters insurance agents serving Oak Ridge, Tennessee. Updated 2026-07-14.

The top-rated renters insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 18 renters insurance agents serving Oak Ridge.

Showing 18 renters insurance agents in Oak Ridge, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Stephanie Hale-Smith - State Farm Insurance Agent40 New York Ave #110(865) 483-7784
2Bradley Roberts: Allstate Insurance106 S Illinois Ave(865) 482-9596
3Mike Massaglia - State Farm Insurance Agent108 S Illinois Ave(865) 425-7750
4Josh Hemphill - State Farm Insurance Agent574 Oak Ridge Turnpike(865) 512-7542
5Laura Lynn Green - State Farm Insurance Agent136 Marquette Rd(865) 483-5666
6Direct Auto Insurance860 Oak Ridge Turnpike Suite 4(865) 220-5537
7Farm Bureau Insurance1574 Oak Ridge Turnpike(865) 482-5666
8Madison Insurance Group, Inc.795 Main St W Suite 200(865) 425-7300
9Thompson Insurance Group697 Emory Valley Rd E(865) 685-5069
10Fox Insurance Group110 S Illinois Ave(865) 482-0513
SH
40 New York Ave #110
Stephanie Hale-Smith - State Farm Insurance Agent
Renters Insurance Agent · Oak Ridge, TN

Stephanie Hale-Smith's State Farm Insurance Agency serves Oak Ridge, Tennessee, by providing renters insurance policies that protect personal belongings and liability. This agency helps local residents secure coverage for their apartments, condos, or rental homes. Policies typically include protection against theft, fire, and weather-related damage. The agency also assists clients in adding loss-of-use coverage for temporary housing if a rental becomes uninhabitable.

BR
106 S Illinois Ave
Bradley Roberts: Allstate Insurance
Renters Insurance Agent · Oak Ridge, TN

Bradley Roberts: Allstate Insurance provides renters insurance policies for customers in and around Oak Ridge, Tennessee. It helps tenants protect personal belongings against common risks such as theft, fire, and water damage, and can also offer liability coverage should a guest be injured on the property. The agent explains policy terms clearly and assists clients in selecting appropriate coverage levels that match their individual needs. Its services are available for single-family homes, apartments, retail businesses, and restaurants.

MM
108 S Illinois Ave
Mike Massaglia - State Farm Insurance Agent
Renters Insurance Agent · Oak Ridge, TN

Mike Massaglia - State Farm Insurance Agent serves renters, homeowners, and property managers in Oak Ridge, Tennessee, with tailored renters insurance policies. The agency helps clients protect personal belongings and secure liability coverage for rental properties. It provides guidance on evaluating coverage limits and deductibles to match individual needs. Customers appreciate the straightforward process of reviewing policy options during annual check-ins. The office also extends its services to the nearby communities of Clinton and the greater Knoxville metropolitan area.

JH
574 Oak Ridge Turnpike
Josh Hemphill - State Farm Insurance Agent
Renters Insurance Agent · Oak Ridge, TN

Josh Hemphill - State Farm Insurance Agent serves the Oak Ridge, Tennessee metro area by providing comprehensive renters insurance solutions for local tenants and landlords. This agency focuses on helping residents protect their personal belongings and secure liability coverage in the event of accidents or damages. Policy options typically include protection for theft, fire, water damage, and temporary living expenses if a home becomes uninhabitable. The office routinely assists clients with customizing deductibles and bundling renters insurance with auto policies.

LL
136 Marquette Rd
Laura Lynn Green - State Farm Insurance Agent
Renters Insurance Agent · Oak Ridge, TN

Serving Oak Ridge and the surrounding communities, Laura Lynn Green handles renters insurance policies tailored for both apartments and houses. It assists clients in protecting personal belongings and securing liability coverage against common household accidents. The agency begins each typical job by reviewing the specific contents and layout of the rental unit. It then explains coverage options in a straightforward manner to ensure tenants understand their policy limits and personal liability exposure before finalizing a plan.

DA
860 Oak Ridge Turnpike Suite 4
Direct Auto Insurance
Renters Insurance Agent · Oak Ridge, TN

Direct Auto Insurance in Oak Ridge, Tennessee provides renters insurance policies designed to safeguard personal belongings and offer liability coverage. Service plans include customizable policy options to address various coverage needs and budget considerations. The company also offers maintenance of active policies through straightforward account management and claims assistance. It serves tenants residing in single-family homes, apartments, retail spaces, and restaurants needing protection for their rented premises.

FB
1574 Oak Ridge Turnpike
Farm Bureau Insurance
Renters Insurance Agent · Oak Ridge, TN

Farm Bureau Insurance in Oak Ridge, Tennessee, serves renters, homeowners, and property managers seeking to protect personal belongings and liability. The agency offers renters insurance policies tailored to individual needs, covering losses from theft, fire, or vandalism. Clients can discuss coverage options that include personal property replacement and loss-of-use benefits. Working with local renters, the agent helps simplify policy selection for apartments and rental homes. The company also provides its services to residents in the nearby Clinton area and throughout Anderson County.

MI
795 Main St W Suite 200
Madison Insurance Group, Inc.
Renters Insurance Agent · Oak Ridge, TN

As a renters insurance agent, Madison Insurance Group, Inc. offers personalized policies covering personal property and liability. Serving the Oak Ridge area, its agents guide residents through options for protecting belongings, assisting with policy selection and claim support. The company helps renters understand coverage that addresses local concerns, such as damage from burst pipes during the cold winter months.

TI
697 Emory Valley Rd E
Thompson Insurance Group
Renters Insurance Agent · Oak Ridge, TN
FI
110 S Illinois Ave
Fox Insurance Group
Renters Insurance Agent · Oak Ridge, TN

As the changing seasons in Oak Ridge bring heavier rains and storm threats, residents need protection for their belongings inside apartments and rental homes. Fox Insurance Group helps local tenants secure renters insurance policies that cover personal property against theft, fire, and water damage. An agent reviews each policyholder's living situation to discuss appropriate liability coverage and replacement cost options. The initial step involves a brief inspection of the rented space to document current possessions and confirm entry locks, allowing the agent to complete an accurate coverage assessment.

CS
471 Oak Ridge Turnpike Ste.B
Chris Smith Insurance
Renters Insurance Agent · Oak Ridge, TN
(865) 272-3387
csmithagency.com
HC
665A Emory Valley Rd
Herron-Connell Insurance
Renters Insurance Agent · Oak Ridge, TN
(865) 483-8483
herronconnell.com
WO
800 Oak Ridge Turnpike # A1000
Wholesure Oak Ridge, TN (Appalachian Underwriters Inc.)
Renters Insurance Agent · Oak Ridge, TN
(888) 376-9633
appund.com
AC
681C Emory Valley Rd
Assurance Center
Renters Insurance Agent · Oak Ridge, TN
(423) 380-0924
CH
108 S Illinois Ave
Carriage Hill Insurance
Renters Insurance Agent · Oak Ridge, TN
(865) 483-3200
carriagehillinsurance.com
SI
107A W Tennessee Ave
Shelter Insurance - Nathan Mizer
Renters Insurance Agent · Oak Ridge, TN
(865) 483-0670
shelterinsurance.com/CA/agent/NMIZER
HH
1062 Oak Ridge Turnpike # 200
Howard Hildreth Insurance & Realty
Renters Insurance Agent · Oak Ridge, TN
(865) 483-8476
howardhildrethins.com
RI
100 Tulsa Rd # 28
Ridge Insurance
Renters Insurance Agent · Oak Ridge, TN
(865) 482-0214

What Does a a Renters Insurance Agent in Oak Ridge Cost?

In Tennessee renters insurance typically costs between 15 and 30 dollars per month for standard coverage. Policies often include 10000 to 30000 dollars in personal property coverage and 100000 dollars in liability coverage. The exact price depends on your location in Oak Ridge the value of your belongings and your chosen deductible. This is general information not insurance advice.

About renters insurance agents in Oak Ridge

Renters insurance agents in Oak Ridge Tennessee help tenants protect their personal property and cover liability risks. Tennessee law does not require renters insurance but many landlords in Oak Ridge ask for proof of coverage in the lease agreement. Local agents can explain policy options and help you choose the right amount of coverage for your apartment or rental home.

Frequently Asked Questions

What does a renters insurance agent in Oak Ridge do?

A renters insurance agent helps you compare policies from different insurance companies. They explain coverage limits for personal property and liability. They also assist with filing claims if you have a loss from fire theft or water damage.

Is renters insurance required by law in Tennessee?

Tennessee state law does not require renters insurance. However many landlords in Oak Ridge include a requirement in the lease agreement. An agent can help you meet that requirement and avoid lease violations.

How do I choose a renters insurance agent in Oak Ridge?

Look for an agent who is licensed in Tennessee and has experience with local rental properties. Ask about their process for handling claims and policy changes. You can check the Tennessee Department of Commerce and Insurance for agent license verification.

Renters Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.