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HomeRenters Insurance AgentsSouth Carolina › Hilton Head Island

Find Renters Insurance Agents Near You in Hilton Head Island, SC

Browse renters insurance agents serving Hilton Head Island, South Carolina. Updated 2026-07-14.

The top-rated renters insurance agent in Hilton Head Island, South Carolina is Carolina Heritage Insurance, rated 4.9 stars across 163 reviews. Other highly rated options include Hilton Head Insurance & Brokerage, Ryley Hendry - State Farm Insurance Agent, Best Insurance HH. This directory lists 19 renters insurance agents serving Hilton Head Island.

Showing 19 renters insurance agents in Hilton Head Island, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carolina Heritage Insurance92 Main St suite c(843) 689-3030
2Hilton Head Insurance & Brokerage55 New Orleans Rd STE 203(843) 252-0840
3Ryley Hendry - State Farm Insurance Agent1541 Fording Island Rd Ste 2(843) 949-4194
4Best Insurance HH2 Corpus Christi Pl #200(843) 540-0722
5CONQUEST INSURANCE95 Mathews Dr Suite B-3(843) 342-7664
6Goosehead Insurance - Tanner Russell5 New Orleans Rd #100(843) 701-8730
7Stephen Helwig: Allstate Insurance42 New Orleans Rd Ste 100(843) 842-2100
8Premier Insurance Advisors10 Hospital Center Commons suite b(843) 689-5300
9PC&L Agency, Inc.12 Lafayette Pl(843) 682-4845
10Goosehead Insurance - Coastal Solutions Agency2 Park Ln #200(843) 790-8529
CH
92 Main St suite c
Carolina Heritage Insurance
Renters Insurance Agent · Hilton Head Island, SC

Carolina Heritage Insurance offers residential renters insurance services in Hilton Head Island, South Carolina, and also provides commercial coverage policies in the surrounding area. The agency assists local clients in protecting personal belongings and liability risks associated with renting a home or apartment. Because policies require annual review or updates after a move or change in possessions, clients often return between routine visits for refresher documentation or policy adjustments.

HH
55 New Orleans Rd STE 203
Hilton Head Insurance & Brokerage
Renters Insurance Agent · Hilton Head Island, SC

Hilton Head Insurance & Brokerage, located in Hilton Head Island, South Carolina, is known for providing renters insurance coverage. Its service range includes protecting personal property against theft, fire, and water damage within rental properties. The agency helps clients understand important policy details like actual cash value versus replacement cost for belongings. Additionally, it assists renters in securing liability protection for accidents occurring inside their rented home or apartment. A specialty service that can be added on is coverage for valuable items such as jewelry or electronics.

RH
1541 Fording Island Rd Ste 2
Ryley Hendry - State Farm Insurance Agent
Renters Insurance Agent · Hilton Head Island, SC

Ryley Hendry - State Farm Insurance Agent serves Hilton Head Island, South Carolina, and provides renters insurance policies for local residents. The agency helps tenants protect their personal belongings against common perils such as theft, fire, and water damage. Renters insurance coverage also typically includes liability protection for accidents that occur inside a rented property. The agency handles policy setup for new renters and assists with claims processing for existing clients in the Hilton Head Island area.

BI
2 Corpus Christi Pl #200
Best Insurance HH
Renters Insurance Agent · Hilton Head Island, SC

Renters, property managers, and landlords rely on Best Insurance HH for renters insurance agent services in Hilton Head Island, SC, helping tenants protect personal belongings and liability risks. They assist with policies covering theft, fire, and water damage common to coastal rentals. Service extends to seasonal residents and long-term lessees needing compliant coverage. This agent also serves neighboring Bluffton and other communities across Beaufort County.

CI
95 Mathews Dr Suite B-3
CONQUEST INSURANCE
Renters Insurance Agent · Hilton Head Island, SC

Conquest Insurance provides renters insurance coverage, offering protection for personal belongings and liability. It assists clients in selecting appropriate policies to safeguard against unforeseen losses or damages. The agency also helps with policy renewals and claims support to maintain continuous coverage. By evaluating individual needs, it ensures consistent protection options are available. Conquest Insurance services single-family homes, apartments, commercial retail spaces, and restaurants.

GI
5 New Orleans Rd #100
Goosehead Insurance - Tanner Russell
Renters Insurance Agent · Hilton Head Island, SC

Goosehead Insurance - Tanner Russell serves Hilton Head Island and the surrounding coastal communities of South Carolina, handling renters insurance policies to protect personal belongings and provide liability coverage for tenants. The agency offers tailored options that address common regional concerns, such as potential damage from humidity or storms. For a typical client, it works through a consultative process to assess coverage and deductibles.

SH
42 New Orleans Rd Ste 100
Stephen Helwig: Allstate Insurance
Renters Insurance Agent · Hilton Head Island, SC

A renters insurance agent can offer either a single policy for a one-time need or an ongoing plan with annual renewals. Coverage typically protects personal belongings from theft, fire, and water damage while also providing liability protection. The agent assists policyholders in understanding deductibles and inventory documentation. Stephen Helwig: Allstate Insurance in Hilton Head Island, SC, provides local guidance through these options. Service is available on an as-needed basis upon client request.

PI
10 Hospital Center Commons suite b
Premier Insurance Advisors
Renters Insurance Agent · Hilton Head Island, SC

Premier Insurance Advisors in Hilton Head Island, SC, specializes in tailoring renters policies to cover personal belongings, liability protection, and temporary living expenses. It also provides clients with coverage for common rental risks such as theft, fire damage, and water leaks. The agency works to help renters understand policy limits and deductible options. Throughout hurricane season, it specifically assists tenants with protecting their possessions against storm-related flooding and wind damage, ensuring adequate coverage before coastal storms arrive.

PA
12 Lafayette Pl
PC&L Agency, Inc.
Renters Insurance Agent · Hilton Head Island, SC

When the Atlantic storm season stirs concern among residents of Hilton Head Island, securing coverage for personal belongings becomes a top priority. PC&L Agency, Inc. provides renters insurance policies designed to address such coastal risks and everyday property protection needs. Their team helps customers understand policy terms and advises on appropriate dwelling or contents coverage. After initial consultation, the process typically involves reviewing a client’s existing lease agreement to assess required liability limits and scheduling a personal property inventory inspection.

GI
2 Park Ln #200
Goosehead Insurance - Coastal Solutions Agency
Renters Insurance Agent · Hilton Head Island, SC
CH
22 New Orleans Rd #2
Carolina Heritage Insurance
Renters Insurance Agent · Hilton Head Island, SC
(843) 689-3030
carolinaheritage.net
CI
15 Bow Cir STE 101
Correll Insurance Group of Hilton Head
Renters Insurance Agent · Hilton Head Island, SC
(888) 668-8082
correllhhi.com
KI
23A Shelter Cove Ln
Kinghorn Insurance Agency - Hilton Head
Renters Insurance Agent · Hilton Head Island, SC
(843) 686-3911
kinghornagency.com
CI
2 Corpus Christi Pl #200
C&H Insurance Associates, LLC
Renters Insurance Agent · Hilton Head Island, SC
(843) 351-6424
ch4ins.com
CI
17 Executive Park Rd
Callen Insurance Services
Renters Insurance Agent · Hilton Head Island, SC
(843) 681-2221
callenins.com
AH
100 Exchange St Suite 101
Acrisure Hilton Head Island, SC (Seacoast Insurance)
Renters Insurance Agent · Hilton Head Island, SC
(843) 681-4340
acrisure.com
SA
30 Lenox Ln Hilton Head SC 299
Summers Agency Insurance
Renters Insurance Agent · Hilton Head Island, SC
(843) 540-0766
summersagency.com
CS
2600 Main St Suite 104 D
Colonial South Insurance LLC
Renters Insurance Agent · Hilton Head Island, SC
(843) 785-7455
colonialsouthinsurance.com
DI
2 Corpus Christi Pl #200
Dunes Insurance
Renters Insurance Agent · Hilton Head Island, SC
(843) 737-6236
dunesinsurance.com

What Does a a Renters Insurance Agent in Hilton Head Island Cost?

The average cost of renters insurance in South Carolina is between $15 and $30 per month for standard coverage. In Hilton Head Island premiums may be slightly higher due to coastal risks like hurricanes and flooding. Actual costs depend on your coverage limits deductible and the value of your belongings. This is general information and not insurance advice.

About renters insurance agents in Hilton Head Island

Renters insurance agents in Hilton Head Island help tenants protect personal property from risks like theft fire and storm damage. South Carolina law does not require renters insurance but many landlords in Hilton Head Island now include it as a lease condition. Agents can explain how local flood risks from the Atlantic Ocean and nearby waterways affect your coverage needs.

Frequently Asked Questions

What does renters insurance cover in Hilton Head Island?

Renters insurance typically covers personal property loss from events like fire theft and wind. It also includes liability protection if someone is injured in your rental unit. Flood damage is not covered by standard policies and requires separate flood insurance which is important in coastal Hilton Head Island.

Is renters insurance required by law in South Carolina?

South Carolina state law does not require tenants to have renters insurance. However many landlords and property management companies in Hilton Head Island now require it as part of the lease agreement. Check your lease to see if coverage is mandatory.

How do I choose a renters insurance agent in Hilton Head Island?

Look for an agent licensed in South Carolina who has experience with coastal properties. Ask about coverage for hurricane damage and whether windstorm deductibles apply. Compare quotes from multiple agents to find a policy that fits your budget and needs.

Renters Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.