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Browse renters insurance agents serving Narragansett, Rhode Island. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 renters insurance agents in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000
branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307
Renters insurance agents in Narragansett help tenants protect their personal property against theft, fire, and water damage. Rhode Island law does not require renters insurance, but many landlords in Narragansett now include it as a lease condition. Local agents can explain how coastal risks like storms and flooding may affect your policy options.
What Does a Renters Insurance Agent in Narragansett Cost?
In Rhode Island, renters insurance premiums usually range from 150 to 360 dollars per year for 20,000 to 30,000 dollars in personal property coverage. Policies in Narragansett near the coast may cost 10 to 20 percent more due to higher wind and flood exposure. Your actual cost depends on your specific rental unit, coverage limits, and deductible choice. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Narragansett?
Renters insurance typically covers personal belongings, liability for injuries to others, and additional living expenses if your rental becomes uninhabitable. In Rhode Island, standard policies do not cover flood damage, so you may need separate flood insurance for Narragansett coastal properties.
Do I need renters insurance if I live near the beach in Narragansett?
While Rhode Island law does not require renters insurance, many Narragansett landlords now require it in the lease. Living near the ocean increases risks from storms and high winds, so a policy can help replace damaged belongings and cover temporary housing costs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.