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Find Renters Insurance Agents Near You in Lincoln, RI
Directory of renters insurance agents in Lincoln, Rhode Island. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Lincoln, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 7 renters insurance agents in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210
lawrenceagencyinc.com
Amica Mutual Insurance Company
10 Amica Center Blvd, Lincoln, RI 02865
(800) 622-6422
amica.com
Amica Mutual Insurance Company
100 Amica Way, Lincoln, RI 02865
(800) 242-6422
amica.com
Blais Insurance
1 Walker St, Lincoln, RI 02865
(401) 725-0070
blaisinsurance.com
Farmers Insurance - Matthew Gilson
132 Old River Rd STE 203, Lincoln, RI 02865
(401) 270-2247
agents.farmers.com
MetLife Auto & Home, part of Farmers Insurance Group
132 Old River Rd Suite 203, Lincoln, RI 02865
(401) 270-2247
facebook.com
Laura Gustafson, CFP , CLU , ChFC
12 Linfield Dr, Lincoln, RI 02865
(401) 816-5799
lauragus.com
Renters insurance agents in Lincoln, Rhode Island help tenants protect personal property and cover liability risks. Rhode Island law does not require renters insurance, but many landlords in Lincoln include it in lease agreements. An agent can explain how local factors like winter weather or proximity to the Blackstone River affect your coverage needs.
What Does a Renters Insurance Agent in Lincoln Cost?
Renters insurance in Rhode Island generally costs 15 to 30 dollars per month for 20,000 to 30,000 dollars in personal property coverage. Factors like the age of your building, your credit history, and the amount of liability coverage you choose can change the premium. Agents in Lincoln can help you compare rates from multiple carriers. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance typically cover in Lincoln RI?
Renters insurance usually covers personal property loss from fire, theft, or water damage. It also provides liability protection if someone is injured in your rental. Flood and earthquake damage are generally not included and require separate policies.
Is renters insurance required by law in Rhode Island?
No, Rhode Island state law does not require renters insurance. However, many landlords in Lincoln include a requirement in the lease. You should check your rental agreement for specific insurance obligations.
How much does renters insurance cost in Lincoln Rhode Island?
Typical renters insurance in Rhode Island costs between 15 and 30 dollars per month for standard coverage. The exact price depends on your rental location, coverage limits, and deductible. Agents can provide a personalized quote based on your situation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.