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Find Renters Insurance Agents Near You in Chepachet, RI

Directory of renters insurance agents in Chepachet, Rhode Island. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Chepachet, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 renters insurance agents in Chepachet, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051 zelanoinsurance.com
Chestnut Hill Insurance Group
2 Chestnut Hill Rd, Chepachet, RI 02814
(401) 568-7888 chestnuthillins.com
Finest Insurance RI
168 Gold Mine Rd, Chepachet, RI 02814
(401) 859-2875
Nationwide Insurance: Ann M. Horton
57 Gold Mine Rd, Chepachet, RI 02814
(401) 349-4116 agency.nationwide.com

Renters insurance agents in Chepachet, Rhode Island help tenants protect personal property from theft, fire, and water damage. Rhode Island law does not require renters insurance, but many landlords in Chepachet ask tenants to carry a policy. An agent can explain how coverage works under Rhode Island regulations and help you choose a plan that fits your rental home.

What Does a Renters Insurance Agent in Chepachet Cost?

In Rhode Island, renters insurance typically costs between $15 and $30 per month for standard coverage of $15,000 to $30,000 in personal property. Factors like location in Chepachet, your credit score, and the amount of liability coverage you choose affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in Chepachet Rhode Island?
Renters insurance typically covers personal belongings, liability for injuries to others, and additional living expenses if your rental becomes uninhabitable. In Rhode Island, policies often exclude flood and earthquake damage, so ask your agent about separate coverage for those risks.
Do I need renters insurance if my landlord has insurance in Chepachet?
Yes, your landlord insurance only covers the building structure, not your personal items or liability. A separate renters policy protects your belongings and covers you if someone is hurt in your unit. Many Chepachet landlords require proof of renters insurance in the lease.