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Find Renters Insurance Agents Near You in Rensselaer, NY

Looking for a renters insurance agent in Rensselaer? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Rensselaer, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 renters insurance agents in Rensselaer, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Liza Howley - State Farm Insurance Agent
550 3rd Ave Ext Ste B, Rensselaer, NY 12144
(518) 439-6222 lizahowleyinsurance.com
Coyne Insurance Agency: Allstate Insurance
146 Columbia Turnpike, Rensselaer, NY 12144
(518) 477-2174 agents.allstate.com
DeNicholas Agency Inc: Allstate Insurance
474 N Greenbush Rd, Rensselaer, NY 12144
(518) 689-1182 agents.allstate.com

Renters insurance agents in Rensselaer New York help tenants protect personal property from risks like fire theft and water damage. New York law does not require renters insurance but many landlords in Rensselaer now include a lease clause requiring tenants to carry a policy. An agent can explain how liability coverage works and help you choose a plan that fits your budget.

What Does a Renters Insurance Agent in Rensselaer Cost?

The average cost of renters insurance in New York is about 15 to 30 dollars per month or 180 to 360 dollars per year. In Rensselaer rates may be slightly lower due to lower crime rates compared to larger cities. Your actual premium depends on factors like coverage amount deductible and whether you bundle with auto insurance. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need renters insurance if I live in Rensselaer New York?
New York state law does not require renters insurance. However many landlords in Rensselaer include a lease requirement for renters insurance. Even without a lease clause a policy protects your belongings and provides liability coverage for accidents in your apartment.
What does renters insurance cover in New York?
A standard renters insurance policy covers personal property against perils like fire theft vandalism and certain water damage. It also includes liability coverage if someone is injured in your rental unit and may pay for additional living expenses if your apartment becomes uninhabitable.
How much does a renters insurance agent charge in Rensselaer?
Renters insurance agents typically earn a commission from the insurance company so you do not pay a separate fee for their service. The cost of the policy itself in New York averages between 15 and 30 dollars per month depending on coverage limits and your location in Rensselaer.