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Renters Insurance Agents in Port Jefferson, NY

Compare renters insurance agents in Port Jefferson. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Port Jefferson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 renters insurance agents in Port Jefferson, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph P. O'Neill Agency, Inc.: Allstate Insurance
38 Sheep Pasture Rd, Port Jefferson, NY 11777
(631) 425-9700 agents.allstate.com
Nationwide Insurance: C Quick Insurance Agency Inc.
402 Main St, Port Jefferson, NY 11777
(631) 474-7070 agency.nationwide.com
Maiella Associates, Inc
803 Main St, Port Jefferson, NY 11777
(631) 331-2525 maiellainc.com

Renters insurance agents in Port Jefferson, New York help tenants protect their personal property and provide liability coverage. New York state law does not require renters insurance, but many landlords in Suffolk County now include it as a lease condition. An agent can explain how local risks like coastal storms affect your policy needs.

What Does a Renters Insurance Agent in Port Jefferson Cost?

The average cost of renters insurance in New York is about 15 to 30 dollars per month for 30000 dollars of personal property coverage. In Port Jefferson, rates may be slightly higher due to coastal flood and wind risks. Actual costs depend on your coverage limits, deductible, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Port Jefferson do?
A renters insurance agent helps you choose a policy that covers your belongings and provides liability protection. They explain coverage limits and deductibles specific to New York. They also assist with filing claims if you experience theft or damage.
Is renters insurance required by law in New York?
New York state law does not require renters insurance. However, many landlords in Port Jefferson and across Suffolk County now require tenants to carry a policy as part of the lease agreement. Check your lease for this requirement.
How much personal property coverage do I need in Port Jefferson?
Typical renters insurance policies in New York offer 15000 to 50000 dollars in personal property coverage. An agent can help you estimate the value of your belongings. Consider the cost to replace electronics, furniture, and clothing in the Port Jefferson area.