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Browse renters insurance agents serving Malta, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Malta, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 renters insurance agents in Malta, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mackenzie Frederick - State Farm Insurance Agent
1 Hemphill Pl Ste 105, Malta, NY 12020
(518) 899-4734
mfrederickinsurance.com
EverGro Insurance Agency
100 Saratoga Village Blvd #36-O, Malta, NY 12020
(518) 400-1088
evergroinsurance.com
Renters insurance agents in Malta, New York help tenants protect personal belongings and cover liability risks. New York law does not require renters insurance, but many landlords in Saratoga County now include it as a lease condition. Agents can explain policy options and help you meet local coverage needs.
What Does a Renters Insurance Agent in Malta Cost?
The average cost of renters insurance in New York is about $15 to $30 per month, or roughly $180 to $360 per year for standard coverage. In Malta, premiums may vary based on your rental property location, coverage amount, and deductible choice. Higher coverage limits or add-ons like flood insurance can increase the cost. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance typically cover in Malta New York?
Renters insurance in Malta covers personal property against theft, fire, and certain water damage. It also includes liability protection if someone is injured in your rental unit. Additional living expenses are covered if your home becomes uninhabitable due to a covered loss.
Is renters insurance required by law in New York State?
New York State law does not require tenants to have renters insurance. However, many landlords in Malta and throughout Saratoga County now require it in the lease agreement. Check your lease to see if coverage is mandatory.
How do I choose a renters insurance agent in Malta New York?
Look for an agent licensed in New York who offers policies from multiple insurance carriers. Ask about coverage limits, deductibles, and any exclusions for high-value items like jewelry or electronics. An agent can help you compare quotes and find a policy that fits your budget.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.