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Compare Renters Insurance Agents in Islip Terrace, NY

Looking for a renters insurance agent in Islip Terrace? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Islip Terrace, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 renters insurance agents in Islip Terrace, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shirley Cruickshank Agency
871 Connetquot Ave Suite 9, Islip Terrace, NY 11752
(631) 761-8585 scataxes.com
Malpigli & Associates Insurance Agency, Inc.
3311 Sunrise Hwy, Islip Terrace, NY 11752
(631) 581-5555 malpigliins.com
Scott File - State Farm Insurance Agent
102 Carleton Ave Suite 3, Islip Terrace, NY 11752
(631) 581-4600 scottfile.com
Capacity Insurance Co NY
859 Connetquot Ave # 11, Islip Terrace, NY 11752
(315) 239-1593

Renters insurance agents in Islip Terrace help tenants protect their personal property and liability. New York law does not require renters insurance, but many landlords in Suffolk County now ask for proof of coverage. An agent can explain how local risks like coastal storms or theft affect your policy needs.

What Does a Renters Insurance Agent in Islip Terrace Cost?

The average cost of renters insurance in New York is about 15 to 25 dollars per month. In Islip Terrace, premiums may be slightly higher due to coastal weather risks. A standard policy with 30,000 dollars in personal property coverage and 100,000 dollars in liability often costs between 150 and 300 dollars per year. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Islip Terrace do?
An agent helps you compare policies from different insurers. They explain coverage limits for your belongings and liability protection. They also assist with filing claims if your property is damaged or stolen.
Is renters insurance required by law in New York?
New York State does not legally require renters insurance. However, many landlords in Islip Terrace and across Long Island now include a clause in the lease requiring tenants to carry a policy. Always check your lease agreement.
How much personal property coverage do I need in Islip Terrace?
Most agents recommend coverage equal to the total value of your belongings. A typical policy in New York starts at 15,000 to 30,000 dollars for personal property. You can increase limits for high-value items like jewelry or electronics.