Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 renters insurance agents in Holtsville, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Peak Advisors, Inc
162 Long Island Ave #2, Holtsville, NY 11742
(631) 207-1800
peakinsuranceadvisors.com
Wide Insurance LLC
755 Waverly Ave, Holtsville, NY 11742
(631) 565-7372
Capell & Associates
1150 Portion Rd #14, Holtsville, NY 11742
(631) 698-7400
progressiveagent.com
Joseph P Price Agency Inc
1150 Portion Rd #14, Holtsville, NY 11742
(631) 698-7400
Price, Capell & Associates Inc.
1150 Portion Rd, Holtsville, NY 11742
(631) 698-7401
pricecapell.com
What Does a Renters Insurance Agent in Holtsville Cost?
The average cost of renters insurance in New York is about $15 to $30 per month for a standard policy with $30,000 in personal property coverage. In Holtsville, factors like your credit score, location, and chosen deductible can affect the premium. Policies with replacement cost coverage may cost more than those with actual cash value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Holtsville New York?
Renters insurance typically covers your personal property against theft, fire, and certain water damage. It also provides liability protection if someone is injured in your rental unit. An agent can help you add extra coverage for high-value items like jewelry or electronics.
Is renters insurance required by law in New York?
New York State does not require renters insurance by statute. However, many landlords in Holtsville and across Long Island now include a requirement in the lease agreement. An agent can help you find a policy that satisfies your landlord while staying within your budget.
How do I choose a renters insurance agent in Holtsville?
Look for an agent who is licensed in New York and has experience with renters policies in Suffolk County. Ask about coverage limits, deductibles, and whether the policy includes actual cash value or replacement cost coverage. A local agent can also advise on discounts for bundling with auto insurance.