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Find Renters Insurance Agents Near You in Ballston Spa, NY

Looking for a renters insurance agent in Ballston Spa? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Ballston Spa, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 renters insurance agents in Ballston Spa, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Streever Agency, Inc.
84 Milton Ave, Ballston Spa, NY 12020
(518) 885-6777 connorsandstreever.com
Sherry Hoffman - State Farm Insurance Agent
415 Geyser Rd, Ballston Spa, NY 12020
(518) 580-1181 sherryhoffmaninsurance.com
Nancy Lefebvre - State Farm Insurance Agent
2031 Doubleday Ave #50, Ballston Spa, NY 12020
(518) 885-1877 nancylefebvre.com

Renters insurance agents in Ballston Spa New York help tenants protect their personal property and liability. New York law does not require renters insurance but many landlords in Saratoga County now ask for proof of coverage. An agent can explain how policies cover theft fire and water damage specific to your rental unit.

What Does a Renters Insurance Agent in Ballston Spa Cost?

Renters insurance in New York typically costs between 15 and 30 dollars per month for 15000 to 30000 dollars of personal property coverage. Factors like your credit score location in Ballston Spa and chosen deductible affect the premium. Policies with higher liability limits or additional endorsements for valuable items cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in Ballston Spa New York?
Renters insurance typically covers personal belongings like furniture electronics and clothing against risks such as fire theft and vandalism. It also provides liability protection if someone is injured in your rental. New York policies often include loss of use coverage if your apartment becomes uninhabitable.
Is renters insurance required by law in New York?
New York State law does not require tenants to have renters insurance. However many landlords in Ballston Spa now include a lease clause requiring a minimum amount of liability coverage. Always check your lease agreement for specific requirements.
How much renters insurance do I need in Ballston Spa?
The amount of coverage you need depends on the value of your personal property. A local agent can help you create a home inventory to estimate total value. Most New York policies start at 15000 dollars for personal property but higher limits are available for an additional premium.