Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 renters insurance agents in Piscataway, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wayne Douglas: Allstate Insurance
1262 Stelton Rd, Piscataway, NJ 08854
(732) 985-0606
agents.allstate.com
Chris Ciraulo - State Farm Insurance Agent
1056 Stelton Rd, Piscataway, NJ 08854
(732) 465-0400
chrisciraulo.com
Paul Spera - State Farm Insurance Agent
242 Old New Brunswick Rd, Piscataway, NJ 08854
(732) 981-0280
speraagency.com
Utica National
275 Old New Brunswick Rd, Piscataway, NJ 08854
(856) 420-7674
Lavender Insurance Agency
10 Constitution Ave, Piscataway, NJ 08854
(908) 340-0736
Abnet Inc
371 Hoes Ln Suit 200, Piscataway, NJ 08854
(732) 424-0121
abnetincnj.com
What Does a Renters Insurance Agent in Piscataway Cost?
The average cost of renters insurance in New Jersey is about $15 to $30 per month, or roughly $180 to $360 per year. In Piscataway, prices may vary based on your credit score, coverage amount, and deductible choice. A typical policy with $30,000 in personal property coverage and $100,000 in liability costs around $20 per month. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your situation.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Piscataway?
Renters insurance typically covers your personal belongings against theft, fire, and certain water damage. It also provides liability protection if someone is injured in your rental unit. In New Jersey, policies often include loss of use coverage if your apartment becomes uninhabitable.
Do I need renters insurance if my landlord has insurance?
Yes, your landlord's insurance only covers the building structure, not your personal property or liability. In New Jersey, you are responsible for your own belongings and any damage you cause to the unit. A renters insurance agent can help you get a policy that fills this gap.
How do I choose a renters insurance agent in Piscataway?
Look for an agent licensed in New Jersey who has experience with local rental properties. Ask about coverage limits, deductibles, and any discounts for bundling with auto insurance. You can compare quotes from multiple agents to find a policy that fits your needs.