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Compare Renters Insurance Agents in Lincroft, NJ

Compare renters insurance agents in Lincroft. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Lincroft, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 renters insurance agents in Lincroft, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Ross Maghan Agency
732 Newman Springs Rd #200, Lincroft, NJ 07738
(732) 566-0003 maghaninsurance.com
Lina Scanelli: Allstate Insurance
555 Newman Springs Rd, Lincroft, NJ 07738
(732) 842-0495 agents.allstate.com

A renters insurance agent in Lincroft, New Jersey can help you protect your personal belongings and liability. New Jersey law does not require renters insurance, but many landlords in Monmouth County now include it in lease agreements. An agent can explain how NJ specific rules like the standard fire insurance policy apply to your rental unit.

What Does a Renters Insurance Agent in Lincroft Cost?

Renters insurance in New Jersey typically costs between 180 and 360 dollars per year for standard coverage. In Lincroft, rates may be slightly higher due to proximity to coastal flood zones. Factors like your credit history, coverage limits, and deductible amount affect the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Lincroft do?
A renters insurance agent helps you find a policy that covers your personal property, liability, and additional living expenses. They can compare quotes from different insurers and explain NJ specific coverage options like water backup or flood insurance.
Is renters insurance required by law in New Jersey?
No, New Jersey state law does not require renters insurance. However, many landlords in Lincroft and across NJ now require tenants to carry a policy as a condition of the lease. An agent can help you meet that requirement.