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Showing 3 renters insurance agents in Guttenberg, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cajilema & Simpson Insurance Solutions. Guttenberg, NJ
6913 Bergenline Ave 2nd Floor, Guttenberg, NJ 07093
(201) 472-5557
cajilemasimpsoninsurance.com
Royale Insurance Agency
6913 Bergenline Ave, Guttenberg, NJ 07093
(201) 720-5550
royaleins.com
Central Insurance Agency Of New Jersey Inc.
6820 Bergenline Ave # 1, Guttenberg, NJ 07093
(201) 868-0803
centralinsurancenj.com
What Does a Renters Insurance Agent in Guttenberg Cost?
Renters insurance in New Jersey typically costs between 15 and 30 dollars per month for standard coverage. In Guttenberg, prices may vary based on the size of your apartment and the value of your belongings. Higher liability limits or additional riders for jewelry or electronics can increase the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent in Guttenberg do?
A renters insurance agent helps you choose a policy that covers your personal belongings and provides liability protection. They can explain how New Jersey rules apply to your lease and suggest coverage limits based on your property value.
Is renters insurance required by law in New Jersey?
No, New Jersey state law does not require tenants to have renters insurance. However, many landlords in Guttenberg and across Hudson County now require it as a condition of the lease to cover potential damages or liability claims.
How much renters insurance do I need in Guttenberg New Jersey?
Most agents recommend coverage equal to the value of your personal property, typically between 20000 and 50000 dollars. You should also consider liability coverage of at least 100000 dollars to protect against accidents in your rented home.