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Compare Renters Insurance Agents in Chester, NJ

Directory of renters insurance agents in Chester, New Jersey. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 renters insurance agents in Chester, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397 phoenixinsgrp.com
Highstreet Insurance formerly, Paladin Insurance Agency
310 Rte 24 Ste A4, Chester, NJ 07930
(973) 434-7420 paladinagency.com
Life Guard Insurance Agency
290 US-206, Chester, NJ 07930
(862) 200-9358
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616 dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561 theinsuranceoutfit.com

Renters insurance agents in Chester, New Jersey help tenants protect their personal property and provide liability coverage. New Jersey law does not require renters insurance, but many landlords in Chester include it as a lease condition. Agents can explain how local factors like proximity to the Black River affect flood coverage needs.

What Does a Renters Insurance Agent in Chester Cost?

Renters insurance in New Jersey typically costs between 12 and 20 dollars per month for 15000 to 30000 dollars in personal property coverage. Factors like your credit score, location in Chester, and chosen deductible affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in Chester New Jersey?
Renters insurance typically covers personal property loss from theft, fire, or vandalism. It also includes liability protection if someone is injured in your rental. Flood and earthquake damage are usually not covered and require separate policies.
How much renters insurance do I need in Chester?
Most agents recommend enough coverage to replace all your belongings, often starting at 20000 to 30000 dollars. Liability coverage of 100000 to 300000 dollars is common. Your agent can help you assess the value of your items.