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Browse renters insurance agents serving Chatham, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Chatham, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 renters insurance agents in Chatham, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chip Ott - State Farm Insurance Agent
164 Main St, Chatham, NJ 07928
(973) 635-6400
chipott.com
Sree Alangad - State Farm Insurance Agent
346 Main St Suite 1, Chatham, NJ 07928
(973) 227-3838
alangadinsurance.com
Renters insurance agents in Chatham, New Jersey help tenants protect their personal property and liability. New Jersey law does not require renters insurance, but many landlords in Chatham now include it as a lease condition. An agent can explain how local factors like flood risk near the Passaic River may affect your coverage needs.
What Does a Renters Insurance Agent in Chatham Cost?
In New Jersey, renters insurance typically costs between $15 and $30 per month for standard coverage of $30,000 in personal property and $100,000 in liability. Factors like your Chatham zip code, the age of your building, and your chosen deductible affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Chatham New Jersey?
Renters insurance typically covers personal property like furniture and electronics against theft, fire, and water damage from burst pipes. It also includes liability protection if someone is injured in your rental unit. In New Jersey, standard policies do not cover flood damage, so you may need separate flood insurance.
How do I choose a renters insurance agent in Chatham?
Look for an agent licensed in New Jersey who offers policies from multiple carriers. Ask about coverage limits for high-value items like jewelry or electronics. A local agent can help you understand Chatham-specific risks such as winter storm damage or tree fall from nearby wooded areas.
Is renters insurance required by law in New Jersey?
New Jersey state law does not require renters insurance. However, many landlords in Chatham and across the state now require tenants to carry a policy as part of the lease agreement. Always check your lease for insurance requirements before signing.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.