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Renters Insurance Agents in Bernardsville, NJ

Compare renters insurance agents in Bernardsville. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Bernardsville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 renters insurance agents in Bernardsville, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frantz Gaston Jr - State Farm Insurance Agent
80 Morristown Rd Unit 18, Bernardsville, NJ 07924
(908) 373-1111 fgjagcy.com
Hurley Agency, Insurance agency
170 Douglass Ave, Bernardsville, NJ 07924
(908) 625-9959 hurleyagency.com

Renters insurance agents in Bernardsville help tenants protect their personal property and liability. New Jersey law does not require renters insurance, but many landlords in Somerset County now include it in lease agreements. An agent can explain how local factors like proximity to flood zones affect your policy.

What Does a Renters Insurance Agent in Bernardsville Cost?

Typical renters insurance costs in New Jersey range from 15 to 30 dollars per month for basic coverage. In Bernardsville, factors like the age of your building and your credit score can affect the premium. Higher liability limits or valuable item riders will increase the cost. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in Bernardsville New Jersey?
Renters insurance typically covers personal property loss from theft fire or vandalism. It also provides liability protection if someone is injured in your rental unit. Policies in New Jersey may exclude flood damage so ask your agent about separate flood coverage.
How much renters insurance do I need in New Jersey?
Most agents recommend coverage equal to the value of your personal belongings. New Jersey law does not set a minimum amount for renters insurance. A standard policy often starts at 15000 dollars for personal property and 100000 dollars for liability.
Can I bundle renters insurance with auto insurance in New Jersey?
Yes many agents in Bernardsville offer discounts if you bundle renters and auto policies. New Jersey insurers commonly provide multi-policy savings of 10 to 15 percent. Ask your agent for a quote that combines both coverages.