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Find Renters Insurance Agents in Berkeley Heights, NJ

Compare renters insurance agents in Berkeley Heights. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Berkeley Heights, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 renters insurance agents in Berkeley Heights, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve McMahon - State Farm Insurance Agent
261 Springfield Ave #205, Berkeley Heights, NJ 07922
(908) 464-7525 berkeleyheightsinsurance.com
Jose Espejo: Allstate Insurance
302 Springfield Ave, Berkeley Heights, NJ 07922
(908) 464-4500 agents.allstate.com
Berkeley Heights Insurance
300 Connell Dr, Berkeley Heights, NJ 07922
(908) 663-1552
Glenn Davis - State Farm Insurance Agent
144 Summit Ave, Berkeley Heights, NJ 07922
(908) 464-8710 glenndavisinsurance.net
HUB International
300 Connell Dr Suite 3000, Berkeley Heights, NJ 07922
(908) 790-6800 hubinternational.com
Savoy
Round Table Studios, Suite 1000, 200 Connell Dr, Berkeley Heights, NJ 07922
(973) 377-2220 savoyassociates.com

Renters insurance agents in Berkeley Heights, New Jersey help tenants protect their personal belongings and cover liability risks. New Jersey law does not require renters insurance, but many landlords in Union County now require it in lease agreements. A local agent can explain how NJ flood risks or theft in the area affect your policy options.

What Does a Renters Insurance Agent in Berkeley Heights Cost?

The average cost of renters insurance in New Jersey is around 15 to 30 dollars per month, or 180 to 360 dollars per year, for 30,000 dollars of personal property coverage and 100,000 dollars of liability coverage. In Berkeley Heights, rates may vary based on your credit score, the age of the building, and your deductible choice. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in Berkeley Heights New Jersey?
Renters insurance typically covers personal property like furniture and electronics against fire, theft, and vandalism. It also includes liability protection if someone is injured in your rental unit. In New Jersey, standard policies often exclude flood damage, so you may need separate flood insurance.
How much renters insurance do I need as a tenant in New Jersey?
You should insure your personal property for its full replacement value. A local agent in Berkeley Heights can help you estimate the value of your belongings. New Jersey law does not set a minimum amount, but many landlords require at least 100,000 dollars in liability coverage.
Can my landlord require renters insurance in New Jersey?
Yes, New Jersey landlords can require tenants to carry renters insurance as a condition of the lease. This is common in Berkeley Heights apartment complexes. The policy must meet the minimum coverage amounts stated in your lease agreement.