The top-rated renters insurance agent in Grand Island, Nebraska is Melissa Reed - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Magiera & Associates, LLC American Family Insurance, Lisa Willman - State Farm Insurance Agent, Farmers Insurance - Mark Porter. This directory lists 20 renters insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Reed - State Farm Insurance Agent | 1300 S Locust St # D | (308) 210-9261 |
| 2 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 3 | Lisa Willman - State Farm Insurance Agent | 3308 W Capital Ave | (308) 384-1190 |
| 4 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 5 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 6 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 7 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 8 | Ty Benton - State Farm Insurance Agent | 1032 S Locust St | (308) 382-1213 |
| 9 | Pathway Insurance Agency | 3333 State St | (308) 382-3150 |
| 10 | Baasch Realty & Insurance | 216 N Cedar St | (308) 384-8090 |
Melissa Reed - State Farm Insurance Agent serves residents in the Grand Island, Nebraska, area, offering renters insurance policies tailored to local needs. The agency helps tenants protect personal belongings from risks like fire, theft, and water damage. Property owners can also receive guidance on liability coverage for accidents occurring inside a rental unit. By providing clear policy explanations, the agent assists clients in understanding deductible options as they secure coverage for their leased homes or apartments. The company handles new rental applications and policy adjustments for existing tenants seeking updated protection limits.
Magiera & Associates, LLC American Family Insurance provides renters insurance coverage and guidance tailored to the needs of local tenants. Its service plans include personalized policy consultations and support with coverage selection to protect personal belongings and liability. The agency focuses on helping clients understand their policy options and available discounts. It also assists with claims filing and policy adjustments as circumstances change. The company offers these services for residents of single‑family homes, apartments, retail spaces, and restaurants in the Grand Island, NE area.
Lisa Willman - State Farm Insurance Agent serves homeowners, renters, landlords, and property managers in the Grand Island, NE area. The agency helps clients protect personal belongings, secure liability coverage, and understand policy options for rental properties or leased homes. As a local renters insurance agent, it provides straightforward guidance on selecting appropriate coverage limits. Customers in nearby towns such as Wood River or Doniphan can also rely on this office for renters insurance needs.
Farmers Insurance - Mark Porter serves Grand Island, Nebraska, and the surrounding communities, handling renters insurance policies for local tenants and homeowners. The agency addresses coverage needs such as personal property protection and liability safeguards within the area. It approaches a typical job by first reviewing the client’s specific living situation and valued belongings, then tailoring a policy to match those individual circumstances with clear explanations of each coverage option.
As a renters insurance agent in Grand Island, Nebraska, Edgewater Insurance + Real Estate specializes in helping tenants find policies that protect their personal property and provide liability coverage. The company works with clients navigating standard policy options to ensure their belongings are covered against common risks. During the summer months, the team assists renters with plans that specifically address potential damage from severe storms or unexpected fire hazards common to the region.
Swartzbaugh Insurance Service provides renters insurance coverage for personal property and liability protection. It can add specialized endorsements for valuable items such as jewelry, electronics, or fine arts beyond basic policy limits. Serving Grand Island, NE, the agency helps tenants of residential apartments and houses secure policies that address replacement cost valuation and loss-of-use benefits. Its commercial sectors include rented offices, warehouses, and food service establishments seeking similar property and liability protections for leased spaces.
Shelter Insurance, represented by Paul Hoos in Grand Island, NE, serves as a local renters insurance agent. Unlike one-time liability policies, recurring renters coverage typically protects personal belongings from theft, fire, and certain water damage. This agent helps local residents select plans that address their specific living situations within the area. Liability protection for guest injuries on a rented property is also included in standard ongoing policies throughout Grand Island. Coverage runs on a scheduled basis, with premiums paid in regular installments to maintain continuous protection.
As winter approaches in Grand Island, frozen pipes and ice dams can cause costly damage to a rental property. Ty Benton - State Farm Insurance Agent helps renters protect their belongings against such local risks with a tailored policy. The agency works to match coverage limits with the specific value of the renter’s furniture, electronics, and clothing. The process usually begins with a call to confirm any high-value items so an agent can arrange a quick personal property assessment.
Pathway Insurance Agency in Grand Island, NE, is known for providing renters insurance policies that protect personal belongings and liability. Its service range covers standard coverage for local apartment dwellers and homeowners needing tenant protection. The agency helps clients assess replacement costs and liability risks specific to Nebraska rental properties. It can add on identity theft protection services for residents seeking broader financial security.
Baasch Realty & Insurance provides residential renters insurance services in Grand Island, Nebraska, typically helping tenants protect personal belongings and liability. They also offer commercial coverage for small businesses or rental property owners in the surrounding area. The agency serves local clients by tailoring policies to individual housing situations and leasing agreements. After a policy is written, they follow up for renewals and schedule regular visits to adjust coverage as a renter’s needs change.
What Does a a Renters Insurance Agent in Grand Island Cost?
Renters insurance in Nebraska typically costs between 15 and 30 dollars per month for standard coverage. In Grand Island rates may be slightly lower due to lower crime rates compared to larger cities. Factors like your credit score and coverage limits affect the final price. This is general information not insurance advice.
About renters insurance agents in Grand Island
Renters insurance agents in Grand Island Nebraska help tenants protect their personal property and liability. Nebraska law does not require renters insurance but many landlords in Grand Island now include it as a lease condition. Local agents can explain how Nebraska tenant laws affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Grand Island do?
A renters insurance agent in Grand Island helps you compare policies from different carriers. They explain coverage limits for personal property and liability. Agents also guide you on Nebraska specific issues like flood coverage for the Platte River area.
Is renters insurance required by law in Nebraska?
Nebraska state law does not require renters insurance. However many landlords in Grand Island now require it in the lease agreement. An agent can help you find a policy that meets your landlords minimum coverage requirements.
How quickly can I get renters insurance in Grand Island?
Most renters insurance policies in Nebraska can start the same day you apply. A local agent in Grand Island can often bind coverage within hours. You will need to provide your address and personal details for a quick quote.