The top-rated renters insurance agent in Kalispell, Montana is Jeremy Hicks - State Farm Insurance Agent, rated 5.0 stars across 702 reviews. Other highly rated options include Sandra Goode-Long - State Farm Insurance Agent, Flathead Insurance- Kalispell Montana Insurance, TJ Wendt - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Kalispell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeremy Hicks - State Farm Insurance Agent | 175 Hutton Ranch Rd #113 | (406) 752-3515 |
| 2 | Sandra Goode-Long - State Farm Insurance Agent | 475 N Main St | (406) 257-7714 |
| 3 | Flathead Insurance- Kalispell Montana Insurance | 2330 U.S. Hwy 2 E | (406) 752-8000 |
| 4 | TJ Wendt - State Farm Insurance Agent | 2129 US-2 | (406) 752-9300 |
| 5 | Dan Schneller - State Farm Insurance Agent | 974 N Meridian Rd | (406) 755-3122 |
| 6 | Grachek Insurance | 1147 S Main St | (406) 755-4000 |
| 7 | Tamarack Insurance | 185 Commons Loop Suite C | (406) 270-2463 |
| 8 | Jon Shaw - State Farm Insurance Agent | 46 W Reserve Dr Ste 2 | (406) 314-6505 |
| 9 | Bailey Insurance Services | 4 Meridian Ct | (406) 752-7676 |
| 10 | Farmers Insurance - Shaine Reece | 575 Sunset Blvd Suite 102 | (406) 752-9100 |
Jeremy Hicks - State Farm Insurance Agent serves the Kalispell, MT area and surrounding Flathead County as a local renters insurance agent. This office helps tenants and landlords find appropriate coverage for personal belongings and liability protection. The agency focuses on simplifying policy options for apartment dwellers, condo owners, and house renters. It regularly assists clients in securing coverage for theft, fire damage, and temporary relocation costs. Specific services this office handles include personal property replacement cost policies and loss-of-use coverage for rental unit disruptions.
Sandra Goode-Long - State Farm Insurance Agent provides renters insurance coverage in Kalispell, MT, helping to protect personal belongings and liability. Its service plans involve evaluating customer needs to customize policies and explaining available endorsements for additional coverage. Maintenance of policies includes periodic reviews to adjust coverage as circumstances change. The agency services single-family homes, apartments, retail spaces, and restaurants.
Flathead Insurance- Kalispell Montana Insurance serves homeowners, renters, and property managers in Kalispell, MT by offering renters insurance policies that protect personal belongings and provide liability coverage for unforeseen events. The agency helps tenants find affordable plans tailored to their specific needs, securing one's leasehold against damage or theft. Its services extend to neighboring communities such as Whitefish, ensuring local renters across the Flathead Valley can access comprehensive coverage options close to home.
TJ Wendt - State Farm Insurance Agent serves Kalispell and the surrounding communities in Flathead Valley. This agency handles renters insurance policies for tenants living in apartments, condominiums, and single-family homes. It offers coverage for personal belongings, liability protection, and additional living expenses if a rented dwelling becomes uninhabitable. The typical approach it uses for each job is to start with a free consultation where practical coverage is tailored to the policyholder’s specific needs and budget.
Dan Schneller - State Farm Insurance Agent in Kalispell, MT, assists clients with renters insurance, distinguishing between one-time policy purchases and recurring monthly billing options. Coverage protects personal belongings against perils such as theft or fire and provides liability protection if someone is injured on the rented premises. Policies also can offer additional living expenses if the unit becomes uninhabitable. This agent’s service appointments operate strictly on an as-needed basis for policy adjustments, claims support, or new client consultations.
Grachek Insurance offers tailored renters insurance policies protecting personal belongings, liability coverage, and loss-of-use benefits for tenants. Based in Kalispell, MT, the agency serves local renters by providing comprehensive policies that safeguard against theft, fire, water damage, and accidental property damage claims. Because Glacier National Park tourism increases short-term rental activity in the area, Grachek Insurance helps tenants address additional coverage needs when hosting guests or subletting apartments during the busy summer season.
When spring runoff or sudden hailstorms threaten the Flathead Valley, securing personal belongings becomes urgent for renters in Kalispell. Tamarack Insurance helps tenants review their policy limits and understand how actual cash value versus replacement cost coverage affects their leasehold property. They explain how the contract protects electronics, furniture, and clothing against fire, wind, or theft. An agent usually completes a quick in-person or virtual walk-through of the dwelling to document existing conditions before a policy takes effect.
Serving residential clients in Kalispell, MT, this agency provides renters insurance coverage to protect personal belongings and liability. They also offer commercial policies for local businesses in the area. The agent works with customers to explain coverage options suited to individual living situations and financial needs. Regular follow-up service is available to review and adjust policies between visits, ensuring protection remains aligned with changing circumstances.
Bailey Insurance Services operates as a renters insurance agent in Kalispell, MT, helping clients secure coverage for personal belongings and liability protection. The company can tailor policies with specialty add-ons such as flood or earthquake endorsements to address specific regional risks. Its services extend to commercial sectors, including offices, warehouses, and food service operations, which require broader protection for business assets and inventory.
Farmers Insurance - Shaine Reece is known for helping Kalispell residents secure renters insurance that covers personal belongings and liability. The agency serves policyholders throughout the Flathead Valley area, guiding them through coverage options suitable for apartments, condos, and rental homes. It focuses on tailoring protection to individual needs without overinsuring. A specialty service this agent can provide is adding coverage for high-value items such as jewelry, electronics, or collectibles beyond standard policy limits.
What Does a a Renters Insurance Agent in Kalispell Cost?
In Montana, renters insurance often ranges from 12 to 40 dollars per month for standard coverage. Factors like proximity to fire stations, crime rates in Kalispell neighborhoods, and the value of your possessions affect the premium. Some policies offer discounts for bundling with auto insurance or for having safety features like deadbolt locks. This is general information, not insurance advice.
About renters insurance agents in Kalispell
Renters insurance agents in Kalispell, Montana help tenants protect personal property from risks like fire, theft, and water damage. Montana law does not require renters insurance, but many landlords in the Flathead Valley may include it in lease agreements. Local agents can explain how Montana weather events, such as snowmelt or wildfires, affect coverage options.
Frequently Asked Questions
What does a renters insurance agent in Kalispell do?
A renters insurance agent helps you find a policy that covers your personal belongings and liability. They compare plans from different insurers and explain Montana-specific risks like ice dam damage or wildfire smoke. Agents also assist with filing claims if you experience a covered loss.
Is renters insurance required in Montana?
Montana state law does not require renters insurance. However, many landlords in Kalispell may require it as a condition of the lease. Even without a requirement, agents recommend it to protect against theft, fire, or liability for guest injuries.
How much does renters insurance cost in Kalispell Montana?
Typical renters insurance in Kalispell costs between 15 and 30 dollars per month for 30,000 dollars of personal property coverage. Actual cost depends on your location, deductible, and chosen coverage limits. Agents can provide personalized quotes based on your rental unit and belongings.
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