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Compare renters insurance agents in Columbia Heights. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Columbia Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 renters insurance agents in Columbia Heights, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kimberly Nybo - State Farm Insurance Agent
4634 Central Ave NE, Columbia Heights, MN 55421
(763) 571-6111
nyboagency.net
Merary Garcia's Professionals and Insurance 2
4110 Central Ave NE #211, Columbia Heights, MN 55421
(763) 788-0338
merarygarciaagency.com
Renters insurance agents in Columbia Heights Minnesota help tenants protect their personal property and cover liability risks. Minnesota law does not require renters insurance but many landlords in the area now ask for proof of coverage as a lease condition. An agent can explain how local factors like winter weather damage or theft affect your policy needs.
What Does a Renters Insurance Agent in Columbia Heights Cost?
Renters insurance in Minnesota typically costs between 15 and 30 dollars per month for standard coverage. Policies often provide 20,000 to 30,000 dollars in personal property protection and 100,000 dollars in liability coverage. Actual costs depend on your location in Columbia Heights, the value of your belongings, and your chosen deductible. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent do in Columbia Heights?
A renters insurance agent helps you compare policies from different companies and choose coverage for your belongings and liability. They can also explain how Minnesota laws affect claims and policy limits. Agents in Columbia Heights know the local rental market and common risks like water damage from frozen pipes.
Is renters insurance required by law in Minnesota?
No, Minnesota state law does not require renters insurance. However many landlords in Columbia Heights now require tenants to carry a policy as part of the lease agreement. An agent can help you meet these requirements without overpaying.
How do I file a renters insurance claim in Minnesota?
You should contact your insurance company or agent right away after a loss. Minnesota law gives you a reasonable time to file but prompt reporting helps avoid delays. Your agent can guide you through the process and help you understand your policy deductible and coverage limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.