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Renters Insurance Agents in Chesterfield, MI

Compare renters insurance agents in Chesterfield. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Chesterfield, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 renters insurance agents in Chesterfield, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Insurance - Bugg and Associates
46640 Gratiot Ave, Chesterfield, MI 48051
(586) 333-4221 locator.acg.aaa.com
Kathryn Schram - State Farm Insurance Agent
48875 Gratiot Ave, Chesterfield, MI 48051
(586) 949-9555 kathrynschram.com
Lottie M Schmidt & Thompson
48955 Jefferson Ave, Chesterfield, MI 48047
(586) 949-9393 lottieschmidtthompson.com

Renters insurance agents in Chesterfield Michigan help tenants protect their personal property and liability. Michigan law does not require renters insurance but many landlords in Chesterfield now include it in lease agreements. An agent can explain how Michigan insurance regulations affect your policy options and coverage limits.

What Does a Renters Insurance Agent in Chesterfield Cost?

In Michigan renters insurance typically costs between 15 and 30 dollars per month for standard coverage. Factors like your credit score location and the value of your belongings affect the premium. Chesterfield rates may be slightly higher due to proximity to Lake St. Clair and flood risks. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in Chesterfield Michigan?
Renters insurance typically covers your personal belongings against theft fire and certain water damage. It also provides liability protection if someone is injured in your rental unit. In Michigan policies often include loss of use coverage if your home becomes uninhabitable.
Is renters insurance required in Chesterfield Michigan?
Michigan state law does not require renters insurance. However many landlords in Chesterfield now require tenants to carry a policy as part of the lease agreement. Check your lease to see if this is a condition of your rental.