The top-rated renters insurance agent in Medford, Massachusetts is Risman Insurance Agency, rated 4.8 stars across 228 reviews. Other highly rated options include Milner Insurance Agency, Inc., Daniel N O'Rourke Insurance Inc, Bates Insurance Agency Inc.. This directory lists 18 renters insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risman Insurance Agency | 689 Fellsway | (781) 396-2116 |
| 2 | Milner Insurance Agency, Inc. | 121 Mystic Ave Suite 2 Rear | (781) 391-9449 |
| 3 | Daniel N O'Rourke Insurance Inc | 429 High St | (781) 396-8244 |
| 4 | Bates Insurance Agency Inc. | 92 High St B1 | (781) 396-4985 |
| 5 | Pompeo & Sons Insurance Agency, Inc | 464 High St | (781) 391-1630 |
| 6 | Farnam Insurance, LLC - Home, Auto, Life, Business | 5 Forest St | (781) 395-4466 |
| 7 | Gilbert Insurance Agency | 402 Salem St | (781) 391-3240 |
| 8 | R J Quinn Insurance | City Building, 15 Main St | (781) 395-8400 |
| 9 | Francis C Vita Insurance Inc | 2 River St | (781) 396-4915 |
| 10 | Nobile Insurance Agency Medford | 39 Salem St | (781) 395-4200 |
Risman Insurance Agency serves the Medford, Massachusetts, area as a local renters insurance agent. This agency assists tenants in finding policies that protect personal belongings from common risks like theft or fire damage. It also helps renters understand liability coverage options that can guard against accidents occurring within their rented home. By working with this Medford agent, clients can explore coverage limits suited to their specific apartment or rental property needs. Risman Insurance Agency frequently handles policy questions about personal property replacement cost and loss of use coverage.
Milner Insurance Agency, Inc. in Medford, MA provides renters insurance policies protecting personal belongings and offering liability coverage for unforeseen incidents. The agency also assists clients in reviewing coverage details and updating policies to reflect changes in their possessions or living situations. Policyholders can obtain guidance on understanding deductibles and filing claims when needed. The agency services a variety of properties, including single-family homes, apartments, retail storefronts, and restaurants.
Daniel N O'Rourke Insurance Inc serves local homeowners, property managers, and tenants throughout Medford, Massachusetts seeking a renters insurance agent. The agency helps clients find coverage that protects personal belongings and provides liability protection against common household risks. It assists renters in understanding policy options that suit their specific living situations and budget needs. The company also provides its renters insurance expertise to residents in surrounding neighborhoods such as Somerville and the greater Boston metro area.
Bates Insurance Agency Inc. serves Medford, Massachusetts, and the surrounding communities, offering renters insurance policies to local residents. It handles coverage for personal belongings, liability protection, and additional living expenses in the event of a covered loss or displacement. The agency works directly with clients to review their specific rental situations and personal property needs. It then recommends appropriate policy limits and deductibles that align with common risk factors found in apartments and rental homes throughout the area.
Unlike some providers that require annual commitments, a renters insurance agent offers both one-time policies that protect belongings for a full year and recurring plans that renew automatically to maintain continuous coverage. This difference lets renters choose a payment and service cadence that suits their needs. Pompeo & Sons Insurance Agency, Inc in Medford, MA, guides clients through standard property loss and liability protection. Services at this agency generally run on either a one-time, scheduled, or as-needed basis depending on the policy type selected.
When seasonal storms or unexpected water damage threaten Medford apartments, Farnam Insurance, LLC - Home, Auto, Life, Business offers renters insurance policies designed to cover personal belongings and temporary living expenses. As a local agency, they guide clients through policy options that address common urban rental risks. The process begins with a thorough review of the renter’s current possessions and building safety features during a personalized initial consultation.
Gilbert Insurance Agency specializes in helping Medford renters protect their personal belongings and liability exposure through tailored renters insurance policies. It also provides general service by explaining policy coverage, deductibles, and the claims process to new and existing clients. The agency assists with updating coverage when a lease is renewed or a new apartment is secured. It also helps tenants file claims after incidents like water damage from a burst pipe during the Medford winter freeze.
R J Quinn Insurance in Medford, MA handles renters insurance work for local homeowners and tenants, helping them protect personal belongings against theft, fire, and water damage. The agency also specializes in tailoring policies with add-ons such as liability coverage, loss-of-use protection, and high-value item riders for jewelry or electronics. Its team serves a variety of commercial sectors needing rental coverage, including offices, warehouses, and food service operations throughout the greater Medford area.
Nobile Insurance Agency Medford serves as a dedicated renters insurance agent for clients in Medford, MA, offering policies that protect personal belongings and provide liability coverage within apartment rentals and leased homes. The agency assists tenants in understanding coverage limits and deductibles to match their unique living situations and budget requirements. Clients can complement their renters insurance with an added policy for valuable jewelry or fine arts for enhanced protection.
What Does a a Renters Insurance Agent in Medford Cost?
Renters insurance in Massachusetts typically costs between 150 and 300 dollars per year for 20000 to 30000 dollars of personal property coverage. Actual cost depends on your location in Medford your credit score and the deductible you choose. This is general information not insurance advice.
About renters insurance agents in Medford
Renters insurance agents in Medford Massachusetts help tenants protect their personal property and liability. Massachusetts law does not require renters insurance but many landlords in Medford now ask for proof of coverage. An agent can explain how a standard HO-4 policy works and help you choose the right amount of coverage for your belongings.
Frequently Asked Questions
What does a renters insurance agent in Medford do?
A renters insurance agent helps you find a policy that covers your personal property and liability. They explain different coverage limits and deductibles. They also help you file claims if you have a loss.
Is renters insurance required by law in Massachusetts?
No state law requires renters insurance in Massachusetts. However many landlords in Medford now include a lease clause that requires tenants to carry a policy. An agent can help you meet that requirement.
How much personal property coverage do I need in Medford?
Most agents recommend enough coverage to replace all your belongings. A common starting point is 20000 to 30000 dollars. You can do a home inventory to get a more accurate number.
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