The top-rated renters insurance agent in Lowell, Massachusetts is AAA Lowell, rated 4.4 stars across 414 reviews. Other highly rated options include A-Affordable Insurance Agency, Inc., Monica Insurance Agency Inc, Mill City Insurance Inc. This directory lists 21 renters insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Lowell | 585 Pawtucket Blvd | (978) 937-3061 |
| 2 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 3 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 4 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 5 | Paul A. Balakin Insurance Agency | 81 Plain St #1 | (978) 441-3003 |
| 6 | Sharlene Wulleman: Allstate Insurance | 1235 Bridge St | (978) 455-4556 |
| 7 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 8 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 9 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 10 | Alpha Insurance | 648 Central St | (978) 459-4547 |
AAA Lowell serves the Middlesex County and greater Lowell, Massachusetts area as a local renters insurance agent. It assists tenants and apartment dwellers in securing policies that protect personal belongings against common perils. The agency also guides clients through liability coverage options for their rented homes. Common services it handles include assisting with thorough documentation of inventories for accurate claim preparation and advising on additional living expense coverage.
A-Affordable Insurance Agency, Inc. in Lowell, Massachusetts assists renters in distinguishing between a one-time service quote and the scheduled renewal of an active policy. Coverage typically protects personal belongings and liability against common household risks. The process involves an initial assessment of the renter’s needs followed by policy issuance. Service for renters insurance generally runs on a scheduled basis, with annual policy reviews aligning with lease renewals for ongoing protection.
Monica Insurance Agency Inc in Lowell, MA serves renters looking to protect their personal belongings and liability exposure within apartment homes and condominiums. The company helps individuals find suitable coverage for property loss and personal liability risks common in the area. It also assists property managers with securing necessary protections for tenants. The agency extends its dependable renters insurance services to neighboring towns including Billerica and the greater Middlesex County suburban corridor.
Mill City Insurance Inc, based in Lowell, MA, provides a full range of renters insurance agent services, including policy selection, risk assessment for personal belongings, and claims assistance. Its service and maintenance plans focus on ensuring clients have appropriate liability coverage and understand their policy terms to protect against loss or damage. The company routinely reviews coverage limits to adjust for changing needs or asset values. It services single-family homes, apartments, retail spaces, and restaurants within the local area.
As Lowell winter storms approach, renters often worry about quick coverage for burst pipes or wind damage. Paul A. Balakin Insurance Agency helps tenants secure renters insurance policies designed to protect personal belongings and liability in multi-unit buildings. These policies typically cover theft, water damage not from flooding, and temporary living costs if a unit becomes uninhabitable. The agency begins each new application by reviewing the rental property's safety features, such as deadbolt locks, smoke detectors, and recent roof condition during a brief phone questionnaire.
Serving Lowell and the surrounding communities in Massachusetts, Sharlene Wulleman: Allstate Insurance handles renters insurance for local tenants and property owners. The agent helps clients secure coverage for personal belongings and provides liability protection within the area. Addressing common rental concerns for homes and apartments in the region, it works directly with each customer to outline policy options that fit individual needs. For a typical job, the general approach involves reviewing a client’s inventory and living situation to match them with an appropriate policy from available plans.
Francis E. Provencher Insurance in Lowell, MA distinguishes between a one-time renters policy purchase for tenants who prefer a simple, singular transaction and recurring coverage plans that renew automatically each term. Renters insurance protects personal belongings against theft, fire, and certain liabilities while renting an apartment or house in the area. Coverage can be tailored to meet individual asset values. This office provides all policies and services strictly on an as-needed basis, meaning clients schedule appointments or request documents whenever a specific insurance need arises.
KK Insurance Agency, Inc. provides renters insurance services for clients in Lowell, MA. This agency focuses on securing personal property and liability coverage. It also specializes in offering add-ons such as water backup protection and identity theft recovery. These endorsements help fill gaps in standard policies. For commercial clientele, the agency can serve a variety of sectors, including offices, warehouses, and food service operations.
Action Auto Insurance Agency specializes in providing renters insurance policies for tenants in Lowell, Massachusetts. Its agents assist with coverage for personal belongings, liability protection, and additional living expenses during property repairs. The company generally works with local residents to explain policy options and deductibles. As the winter season approaches, it helps renters secure insurance for potential freeze-related water damage or burst pipes in apartments, ensuring financial protection against these common cold-weather contingencies.
Based in Lowell, MA, Alpha Insurance provides residential renters coverage designed to protect personal belongings and liability within apartments and homes. The agency also assists with commercial policies for small local businesses seeking asset protection. Their team offers guidance tailored to renters throughout the Lowell area and nearby communities, ensuring policies meet current tenant needs. After an initial policy setup, they maintain contact with clients to adjust coverage for lease renewals or life changes, making follow-up service a standard part of their regular client visits.
What Does a a Renters Insurance Agent in Lowell Cost?
In Massachusetts the average cost of renters insurance is between 15 and 25 dollars per month for a standard policy. In Lowell costs may be slightly higher due to urban crime rates and older building construction. A typical policy with 30000 dollars of personal property coverage and 100000 dollars of liability costs about 180 to 300 dollars per year. This is general information not insurance advice. Talk to a licensed agent for a quote specific to your situation.
About renters insurance agents in Lowell
A renters insurance agent in Lowell Massachusetts can help you find a policy that protects your belongings and provides liability coverage. Massachusetts law does not require renters insurance but many landlords in Lowell now ask for proof of coverage. An agent can explain how local factors like the Merrimack River flood risk affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Lowell do?
An agent helps you compare policies from different insurance companies. They explain coverage limits deductibles and exclusions. They also help you file a claim if your property is damaged or stolen.
Is renters insurance required by law in Massachusetts?
No Massachusetts state law does not require renters insurance. However many landlords in Lowell now include a requirement for renters insurance in the lease agreement. Your agent can help you meet that requirement.
How much renters insurance should I get for my Lowell apartment?
Most agents recommend at least 30000 dollars in personal property coverage. You should also consider liability coverage of 100000 dollars or more. Your agent can help you choose limits based on the value of your belongings and your personal risk.
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