The top-rated renters insurance agent in Scarborough, Maine is Michelle Raber - State Farm Insurance Agent, rated 5.0 stars across 347 reviews. Other highly rated options include Foy Insurance, A Division of World, Varney Agency, Sentinel Insurance Agency. This directory lists 10 renters insurance agents serving Scarborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Raber - State Farm Insurance Agent | 696 US-1 | (207) 883-0111 |
| 2 | Foy Insurance, A Division of World | 152 US-1 Unit 11 | (207) 289-3850 |
| 3 | Varney Agency | 136 US-1 | (207) 883-8229 |
| 4 | Sentinel Insurance Agency | 14 Fieldways Rd | (207) 708-8211 |
| 5 | Miller Associates | 636 US-1 Ste JA | (207) 510-6301 |
| 6 | Maine Health Solutions | 136 US-1 | (866) 228-5677 |
| 7 | Bankers Life | 360 US-1 Ste 202 | (207) 536-2742 |
| 8 | Cailin Kelly, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 9 | Hagerman Insurance | 162 US-1 | (207) 883-1411 |
| 10 | Michelle Raber - State Farm Insurance Agent | 3 Oak Hill Terrace | (207) 883-5867 |
Michelle Raber, a State Farm Insurance Agent in Scarborough, Maine, provides renters insurance coverage tailored to protect personal belongings and liability. The agency offers policy options that help renters manage financial risks from theft, fire, or accidental damages. Maintenance plans typically include guidance on updating coverage limits as personal property values change over time. Clients can access support for filing claims and adjusting deductibles. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Foy Insurance, A Division of World in Scarborough serves homeowners, businesses, and property managers by tailoring renters insurance policies to protect personal belongings and provide liability coverage. The agency helps clients understand their policy details and secure coverage for theft, fire, and water damage in rental properties. Its team guides customers through the insurance process to ensure appropriate protection for their specific living situations. This company also provides its renters insurance services to residents in the neighboring Portland metro area.
With winter storms and coastal winds common in Scarborough, Maine, protecting personal belongings becomes a pressing concern for renters. Varney Agency addresses this need by offering renter insurance policies tailored to local conditions. Their agents help clients understand coverage for theft, fire, and water damage from burst pipes. Each client receives a guide explaining policy limits and deductible choices. To begin, a representative schedules an appointment to review existing possessions and assess any unique risks inside the apartment or home.
Sentinel Insurance Agency serves Scarborough, ME, and its surrounding communities as a renters insurance agent office. It handles policies that cover personal belongings and liability protection for local tenants renting apartments, condos, or houses. The agency works to explain coverage options clearly so renters understand what their policy includes and excludes. To handle a typical job, it assesses each client’s specific rental situation and inventory, then matches those needs with suitable and affordable policy limits from available carriers.
Miller Associates provides renters insurance policies tailored to protect personal belongings and liability in Scarborough, Maine. The agency works with clients across the area to find coverage that fits different rental situations, from apartments to single-family homes. Each policy can address risks like theft, fire damage, or accidental injuries on the property. As winter approaches, the company also helps tenants secure protection against burst pipes and ice dam damage that can disrupt a rented home.
In coastal Scarborough, where seasonal storms can strike suddenly, renters need practical coverage for their belongings and liability. Maine Health Solutions serves as a local renters insurance agent, connecting clients in the area with policies that protect against typical New England risks like water damage or theft. The company works with individuals to understand what their rental policy should cover based on their apartment or home. A typical first step involves a brief inventory assessment to determine appropriate personal property limits before beginning the application process.
Some renters insurance agencies offer a single policy purchase, while others provide ongoing service through an annual renewal cycle. Bankers Life, located in Scarborough, ME, assists local tenants in securing coverage for personal belongings against events like theft or fire. This agency examines individual lease agreements to recommend appropriate liability protection. Their core focus is matching policy limits to the value of a client’s possessions. Service for clients at this location is provided on an as-needed basis, available for inquiries and policy adjustments whenever the need arises.
Cailin Kelly, Bankers Life Agent provides renters insurance coverage for residential properties in Scarborough, Maine. Commercial coverage is also available for local business renters. Her service area extends throughout the greater Scarborough region. She assists clients in selecting appropriate policies to protect personal belongings and provide liability protection. Following an initial policy setup, she remains available to handle claims, answer questions, and update coverage as needs change between regular annual reviews.
Hagerman Insurance works to match clients with policies that protect personal belongings from common risks like fire, theft, and water damage. Their renters insurance can include specialized add-ons for valuable items such as jewelry, electronics, or fine art needing broader coverage. Serving the Scarborough, Maine area, they can assist individuals and businesses securing coverage for apartments, condominiums, and detached homes. The agency also handles commercial needs for offices, warehouses, and food service operations.
Michelle Raber, a State Farm Insurance Agent in Scarborough, Maine, provides renters insurance coverage tailored to protect personal belongings and liability. The agency offers policy options that help renters manage financial risks from theft, fire, or accidental damages. Maintenance plans typically include guidance on updating coverage limits as personal property values change over time. Clients can access support for filing claims and adjusting deductibles. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
What Does a a Renters Insurance Agent in Scarborough Cost?
Renters insurance in Maine generally ranges from 150 to 360 dollars per year for 15000 to 30000 dollars in personal property coverage. Factors like your credit score claim history and the age of your building affect the premium. Scarborough residents near the coast may see slightly higher rates due to wind and storm exposure. This is general information not insurance advice.
About renters insurance agents in Scarborough
Renters insurance agents in Scarborough Maine help tenants protect their personal property and cover liability risks. Maine law does not require renters insurance but many landlords in Scarborough ask tenants to carry a policy. A local agent can explain how Maine weather events like winter storms may affect your coverage needs.
Frequently Asked Questions
What does renters insurance cover in Scarborough Maine?
Renters insurance typically covers your personal belongings against theft fire and certain weather damage. It also provides liability protection if someone is injured in your rental unit. In Maine policies often exclude flood damage which requires separate coverage.
Do I need renters insurance if my landlord has insurance in Maine?
Yes your landlord insurance only covers the building structure not your personal items or liability. A renters insurance policy protects your belongings and provides coverage if you accidentally damage the property. Maine law does not require renters insurance but your lease may mandate it.
How much does renters insurance cost in Scarborough Maine?
Renters insurance in Maine typically costs between 15 and 30 dollars per month for standard coverage. The price depends on your coverage limits deductible and location in Scarborough. Coastal properties may have higher rates due to storm risk.