The top-rated renters insurance agent in Houma, Louisiana is Direct Auto Insurance, rated 4.9 stars across 439 reviews. Other highly rated options include Freeway Insurance, Trinity Insurance Agency, Inc, Travis Gravois - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 6473 W Main St | (985) 851-0123 |
| 2 | Freeway Insurance | 209 Bayou Gardens Blvd Ste H | (985) 200-0045 |
| 3 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 4 | Travis Gravois - State Farm Insurance Agent | 675 Enterprise Dr ste a | (985) 655-2886 |
| 5 | Dalton LeBlanc - State Farm insurance Agent | 789 Grand Caillou Rd | (985) 876-4410 |
| 6 | Nicholas Hebert: Allstate Insurance | 854 Grand Caillou Rd | (985) 868-1886 |
| 7 | Boudreaux & Associates Insurance Agency, Inc. | 7032 W Park Ave | (985) 876-0643 |
| 8 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 9 | Zeal Insurance | 2043 Coteau Rd | (985) 873-8000 |
| 10 | Southgate Insurance Agency, LLC | 1155 St Charles St | (985) 262-0406 |
Direct Auto Insurance provides renters insurance for residential properties in Houma, Louisiana, covering personal belongings and liability in various housing situations. Commercial coverage is also offered for landlords and property managers serving local clients throughout the Houma area. Their agents aim to explain policy options clearly so residents find suitable protection for their apartments or homes. Regular follow-up service ensures any coverage adjustments are handled between annual visits, helping policyholders update their plans as their situations change.
Freeway Insurance in Houma, Louisiana, provides renters insurance policies designed to protect personal belongings and offer liability coverage. The agency serves local tenants and landlords, helping clients assess their individual coverage needs in the region. Standard policy options typically cover losses from theft, fire, and certain weather events common in the area. For additional protection, Freeway Insurance can assist with adding coverage for high-value personal property items such as jewelry or electronics.
Trinity Insurance Agency, Inc serves the Houma metro area as a local renters insurance agent, helping clients secure coverage for personal belongings and liability protection. Renters insurance typically covers losses from theft, fire, or vandalism within a leased property. The agency works with area residents in Houma, LA to find policies that fit individual needs and budgets. Trinity Insurance Agency handles claims assistance for rented homes and apartments damaged by covered events like storms or plumbing failures.
Travis Gravois - State Farm Insurance Agent offers renters insurance policies designed to protect personal belongings and provide liability coverage for those leasing homes or apartments in the Houma area. Service includes assistance with customizing policy limits and deductibles to match individual needs, alongside support for filing claims when necessary. The agency helps clients safeguard their possessions against common perils such as fire, theft, and water damage. It services single-family homes, apartments, retail spaces, and restaurants.
Dalton LeBlanc - State Farm insurance Agent serves homeowners, business owners, and property managers in the Houma area, providing renters insurance policies that cover personal belongings and liability protection. The agency helps clients understand coverage options for apartments, houses, and condominiums. Renters insurance can also assist with temporary living expenses if a home becomes uninhabitable. The agent works to explain limits and deductibles clearly. This Houma office additionally serves the surrounding communities in the Terrebonne Parish metro region.
Serving Houma and the surrounding Louisiana communities, Nicholas Hebert: Allstate Insurance handles renters insurance policies for local tenants. This agency protects personal belongings against common perils such as fire, theft, and water damage from plumbing issues. Policies also help cover additional living expenses if a rented home or apartment becomes uninhabitable. It provides personal liability coverage in case a guest is injured on the property. The agent generally begins each job by reviewing a client’s specific possessions to determine appropriate coverage amounts.
When selecting a renters insurance policy through Boudreaux & Associates Insurance Agency, Inc. in Houma, LA, clients can choose between a single, one-time premium plan or a recurring monthly payment schedule. Their coverage helps protect personal belongings against common perils such as theft, fire, and water damage from burst pipes, while also providing liability protection. Policy management and any associated claims handling run on either a one-time at purchase or an as-needed basis.
Terrebonne Insurance Agency, Inc. specializes in tailoring renters insurance policies that protect personal belongings and provide liability coverage. The company serves individual tenants throughout Houma, LA, working with local residents to secure appropriate plans for their apartments, houses, or condominiums. It familiarizes clients with common coverage aspects like temporary housing costs and replacement value options. During the active hurricane season, it helps policyholders understand flood exclusions and ensures they obtain necessary additional protection for their typical rental situations.
Zeal Insurance serves Houma, Louisiana, providing renters insurance coverage to local residents and property owners. The agency helps tenants protect their personal belongings against theft, fire, and other common household risks in the Houma area. Clients can obtain policies that cover liability protection and temporary living expenses if a rented home becomes uninhabitable. Zeal Insurance also assists renters in safeguarding their valuables and securing coverage for additional structures in the Houma region.
Southgate Insurance Agency, LLC provides coverage options designed to protect renters against personal property loss and liability claims, with policies tailored to the needs of tenants in the Houma, Louisiana area. Their service approach focuses on helping clients understand policy details and select appropriate coverage limits for their specific living situations. The agency services single-family home rental properties, apartment dwellers, retail spaces, and restaurants.
What Does a a Renters Insurance Agent in Houma Cost?
Renters insurance in Louisiana typically costs between 15 and 30 dollars per month for standard coverage. In Houma rates may be slightly higher due to hurricane risk. Actual cost depends on your coverage amount deductible and location. This is general information not insurance advice.
About renters insurance agents in Houma
Renters insurance agents in Houma Louisiana help tenants protect their personal property and cover liability risks. Louisiana law does not require renters insurance but many landlords in Terrebonne Parish now ask for proof of coverage. A local agent can explain how state specific rules like the Louisiana Valued Policy Law affect your policy.
Frequently Asked Questions
What does renters insurance cover in Houma Louisiana?
Renters insurance typically covers your personal belongings against theft fire and certain water damage. It also provides liability protection if someone is injured in your rental. In Louisiana policies often exclude flood damage so you may need separate flood insurance.
Do I need renters insurance if my landlord has insurance?
Yes your landlord insurance covers the building but not your personal property or liability. In Louisiana if a fire or storm destroys your belongings the landlord policy will not pay for your losses. A renters policy fills that gap.
How do I choose a renters insurance agent in Houma?
Look for an agent licensed in Louisiana who offers policies from multiple insurers. Ask about coverage limits deductibles and whether the policy includes replacement cost value. Local agents in Houma understand risks like hurricane and flood exposure specific to the area.
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