Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 11 renters insurance agents in Gardner, KS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Oldham - State Farm Insurance Agent
224 E Main St, Gardner, KS 66030
(913) 856-6124
joeoldhamagency.com
MJH Insurance
345 N Moonlight Rd, Gardner, KS 66030
(913) 856-0002
mjhins.com
Farmers Insurance - Robert Kelly Insurance Agency, Inc
235 E Main St, Gardner, KS 66030
(913) 856-3816
robertkellyinsurance.com
T Miller and Associates Inc American Family Insurance
213 E Main St, Gardner, KS 66030
(913) 856-6177
amfam.com
Ample Green Insurance
526 E Main St, Gardner, KS 66030
(913) 372-7979
amplegreeninsurance.com
Matthew Staley: Allstate Insurance
510 W Main St A, Gardner, KS 66030
(913) 856-9969
agents.allstate.com
Shelter Insurance - Sharla Neis
950 E Lincoln Ln b, Gardner, KS 66030
(913) 938-5030
shelterinsurance.com
Farm Bureau Financial Services
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
ALFT Insurance Agency Inc
230 E Main St B, Gardner, KS 66030
(913) 856-8050
alftinsurance.com
Russell Otte
112 S Elm St, Gardner, KS 66030
(913) 268-4222
russellotte.fbfsagents.com
Sean Snyder
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
What Does a Renters Insurance Agent in Gardner Cost?
Typical renters insurance costs in Gardner, Kansas range from $150 to $360 per year for $30,000 in personal property coverage and $100,000 in liability protection. Some companies offer discounts for security systems or multi-policy bundles. Actual premiums vary based on your location, claims history, and chosen deductibles. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Gardner Kansas?
Renters insurance typically covers personal belongings against fire, theft, vandalism, and certain water damage. It also provides liability protection if someone is injured in your rental unit. Kansas law does not mandate specific coverage, but policies often include loss of use coverage if your home becomes uninhabitable.
Do I need renters insurance if my landlord has insurance?
Yes, your landlords policy only covers the building structure, not your personal items. In Gardner, many lease agreements require tenants to carry renters insurance. Without it, you would have to pay out of pocket for lost or damaged belongings and liability claims.