The top-rated renters insurance agent in Gardner, Kansas is Joe Oldham - State Farm Insurance Agent, rated 4.9 stars across 156 reviews. Other highly rated options include MJH Insurance, Farmers Insurance - Robert Kelly Insurance Agency, Inc, T Miller and Associates Inc American Family Insurance. This directory lists 11 renters insurance agents serving Gardner.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Oldham - State Farm Insurance Agent | 224 E Main St | (913) 856-6124 |
| 2 | MJH Insurance | 345 N Moonlight Rd | (913) 856-0002 |
| 3 | Farmers Insurance - Robert Kelly Insurance Agency, Inc | 235 E Main St | (913) 856-3816 |
| 4 | T Miller and Associates Inc American Family Insurance | 213 E Main St | (913) 856-6177 |
| 5 | Ample Green Insurance | 526 E Main St | (913) 372-7979 |
| 6 | Matthew Staley: Allstate Insurance | 510 W Main St A | (913) 856-9969 |
| 7 | Shelter Insurance - Sharla Neis | 950 E Lincoln Ln b | (913) 938-5030 |
| 8 | Farm Bureau Financial Services | 112 S Elm St | (913) 856-2197 |
| 9 | ALFT Insurance Agency Inc | 230 E Main St B | (913) 856-8050 |
| 10 | Russell Otte | 112 S Elm St | (913) 268-4222 |
Joe Oldham - State Farm Insurance Agent serves the Gardner, Kansas area and the surrounding county. The agency provides renters insurance policies designed to protect tenants’ personal belongings and liability in local apartments and rental homes. They guide clients through the process of selecting coverage amounts and deductibles. The office handles claim filing assistance and policy adjustments for real-world needs in this community.
MJH Insurance provides renters insurance services in the Gardner, Kansas area, helping tenants safeguard personal belongings against common risks such as theft, fire, and water damage. The agency works with clients to select appropriate coverage levels and advises on liability protection for added peace of mind. Service maintenance includes periodic policy reviews to adjust for changes in inventory or lifestyle. Properties served include single-family home rentals, apartments within multi-unit complexes, and commercial spaces like retail shops and restaurants.
Serving homeowners, businesses, and property managers in Gardner, Kansas, Farmers Insurance - Robert Kelly Insurance Agency, Inc provides renters insurance coverage that protects personal belongings and offers liability protection. This agency helps tenants safeguard their possessions against theft and accidental damage while living in rental properties. Renters insurance policies often include additional living expenses coverage if a dwelling becomes uninhabitable. The agency also extends its services to clients in the nearby community of Olathe and surrounding areas of the Kansas City metropolitan region.
T Miller and Associates Inc American Family Insurance serves the Gardner, Kansas area and surrounding communities, handling renters insurance policies for local residents. The office assists clients with coverage for personal belongings and liability protection. It evaluates each customer’s specific living situation, such as apartment or house rental, to recommend appropriate policy limits. The agency generally begins with a consultation to assess the renter’s inventory and concerns, then tailors a plan to address those needs.
Ample Green Insurance offers both one-time and ongoing renters insurance solutions for residents in Gardner, Kansas. As an agent, the company helps tenants obtain coverage for personal belongings and liability protection within a standard policy. Understanding local rental housing requires familiarity with common property types and typical coverage limits available in this market. The service operates on an as-needed basis, allowing clients to request assistance when they need a new policy, wish to update existing coverage, or have policy questions arise.
As a renters insurance agent in Gardner, Kansas, Matthew Staley: Allstone Insurance specializes in crafting policies that cover personal belongings and liability for both single-family homes and apartment units. Its general service work involves assessing clients' specific property values and guiding them through deductible choices and policy endorsements. This agent helps customers resolve coverage questions regarding unexpected pipe bursts or storm damage that can occur during the area's extreme weather shifts between winter and summer.
As spring storms approach Gardner, Kansas, renters often worry about protecting their belongings from unexpected damage or theft. Shelter Insurance - Sharla Neis provides personalized guidance to help tenants understand their policy options and coverage limits. This agency assists local renters in assessing personal property values and discussing liability protection tailored to an apartment or home rental. Each consultation begins with a straightforward inspection of the rented space to evaluate specific needs before finalizing an appropriate policy.
Farm Bureau Financial Services in Gardner, Kansas, assists clients in obtaining renters insurance that covers personal belongings against theft, fire, and weather-related damage. Its agents can help add identity theft protection and coverage for high-value items such as jewelry and electronics. The company also offers liability protection for accidents occurring within a rented property. It serves tenants in residential complexes, as well as commercial sectors including offices, warehouses, and food service establishments.
ALFT Insurance Agency Inc helps secure residential renters insurance for tenants in the Gardner, Kansas area. Beyond standard apartment or home coverage, the agency also assists clients with commercial insurance solutions for local businesses. Service extends throughout the surrounding region, ensuring tenants and property owners have access to comprehensive liability and personal property protection. Policyholders are encouraged to contact the agency for follow-up service or policy adjustments between regular visits, ensuring coverage remains aligned with changing personal circumstances.
Russell Otte is a renters insurance agent serving residents of Gardner, Kansas, offering personalized coverage options for local apartment and home renters. The agency helps clients understand the importance of protecting personal belongings and liability in the area. Policies can be tailored to fit different budgets and property types, including condominiums and single-family rentals. Russell Otte also provides assistance with bundling renters insurance with other common policies to simplify coverage management.
What Does a a Renters Insurance Agent in Gardner Cost?
Typical renters insurance costs in Gardner, Kansas range from $150 to $360 per year for $30,000 in personal property coverage and $100,000 in liability protection. Some companies offer discounts for security systems or multi-policy bundles. Actual premiums vary based on your location, claims history, and chosen deductibles. This is general information, not insurance advice.
About renters insurance agents in Gardner
Renters insurance agents in Gardner, Kansas help tenants protect personal property and provide liability coverage. Kansas law does not require renters insurance, but many landlords in Johnson County include it in lease agreements. Local agents can explain how standard policies cover theft, fire, and water damage in the Gardner area.
Frequently Asked Questions
What does renters insurance cover in Gardner Kansas?
Renters insurance typically covers personal belongings against fire, theft, vandalism, and certain water damage. It also provides liability protection if someone is injured in your rental unit. Kansas law does not mandate specific coverage, but policies often include loss of use coverage if your home becomes uninhabitable.
Do I need renters insurance if my landlord has insurance?
Yes, your landlords policy only covers the building structure, not your personal items. In Gardner, many lease agreements require tenants to carry renters insurance. Without it, you would have to pay out of pocket for lost or damaged belongings and liability claims.
How much does renters insurance cost in Gardner Kansas?
The average renters insurance premium in Kansas is between $15 and $30 per month for standard coverage. Factors like your credit score, deductible choice, and coverage limits affect the price. You can often save money by bundling with auto insurance from the same agent.
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