The top-rated renters insurance agent in Richmond, Indiana is Angie Witherby - State Farm Insurance Agent, rated 4.9 stars across 210 reviews. Other highly rated options include Acceptance Insurance, Shane Bietry - State Farm Insurance Agent, Richard Lake: Allstate Insurance. This directory lists 19 renters insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angie Witherby - State Farm Insurance Agent | 833 Chester Blvd | (765) 935-7348 |
| 2 | Acceptance Insurance | 3547 E Main St | (765) 756-5788 |
| 3 | Shane Bietry - State Farm Insurance Agent | 4748 National Rd E | (765) 598-5757 |
| 4 | Richard Lake: Allstate Insurance | 1025 S A St | (765) 966-1106 |
| 5 | McGowan Insurance Group | 1126 E Main St | (765) 962-9502 |
| 6 | VanVleet Insurance | 1 Glen Miller Pkwy | (765) 935-5655 |
| 7 | Brian Fuller: Allstate Insurance | 2901 E Main St | (765) 939-3009 |
| 8 | Affordable Insurance Agency, Division of RMD-Patti Insurance | 36 S 9th St | (765) 966-7531 |
| 9 | Mike Miller - State Farm Insurance Agent | 1825 W Main St | (765) 966-6586 |
| 10 | Tracy Schweizer - State Farm Insurance Agent | 1701 W Nat'l Rd | (765) 935-7373 |
Angie Witherby - State Farm Insurance Agent serves the Richmond, Indiana metro area as a local option for renters insurance. This agency helps tenants protect their personal belongings against common losses like theft and fire. Policies offered may also provide liability coverage in case a guest is injured inside a rental unit. The team works with renters of apartments, condos, and single-family homes to assess their coverage needs. It specifically handles creating customized renters insurance plans and processing claims for lost or damaged property.
Acceptance Insurance provides residential renters insurance policies for tenants in Richmond, Indiana. The agency also offers commercial coverage options for small business owners and landlords in the surrounding area. Agents work with local clients to select appropriate coverage for personal property and liability needs. They remain available to adjust policies or handle claims between regular service visits, ensuring consistent support throughout the rental term.
Shane Bietry - State Farm Insurance Agent in Richmond, IN provides comprehensive renters insurance tailored to tenants in the area. Service options include policy reviews to ensure adequate coverage for personal belongings and liability. Regular maintenance of coverage is offered through annual policy check-ins with the agent here. This agent services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, businesses, and property managers in Richmond, Richard Lake: Allstate Insurance provides renters insurance protection for personal belongings and liability coverage in rental properties. This agency helps clients secure policies that safeguard against losses from theft, fire, or water damage within their leased homes or apartments. The team offers personalized consultations to explain coverage options and deductibles suited to individual lease agreements. Its service area also includes Connersville, offering renters in that community access to the same comprehensive policy guidance.
In Richmond, IN, renters insurance through a local agent like McGowan Insurance Group can be arranged as either a one-time policy or an ongoing service with scheduled renewals. As a renters insurance agent, the company helps tenants find coverage that protects personal belongings and provides liability protection for accidents within the rental unit. Service options at McGowan Insurance Group run on a one-time or as-needed basis, depending on individual renewal preferences.
VanVleet Insurance serves Richmond, Indiana, and the surrounding communities, handling renters insurance for local residents. It works to protect personal belongings and provide liability coverage within typical rental policies. A standard job is approached by first assessing the client’s specific needs and property value, then explaining coverage options to ensure adequate protection. It matches policy provisions to the individual renter’s situation, completing the process with a straightforward policy review.
Brian Fuller: Allstate Insurance specializes in providing renters insurance policies that cover personal belongings and liability protection. It delivers these services to clients throughout Richmond, IN, offering guidance to ensure adequate coverage limits are understood. The agency assists policyholders with claims filing and policy adjustments to address changing needs. As winter approaches, the agency helps tenants verify coverage for burst pipes or theft of seasonal items left on patios.
As Richmond renters face the changing seasons, securing their personal property from unexpected damage or loss becomes a priority. Affordable Insurance Agency, Division of RMD-Patti Insurance provides local renters insurance agents who guide clients through coverage options for personal belongings and liability protection in an Indiana apartment or home. The agency helps residents understand policy details specific to the area. An agent will visit or conduct an initial phone assessment to inventory key valuables before finalizing the plan.
Mike Miller - State Farm Insurance Agent in Richmond, IN, offers residential renters insurance designed to protect personal belongings and provide liability coverage. The agency also serves local businesses with commercial insurance policies, covering properties throughout the Richmond area and surrounding Wayne County communities. Clients can schedule straightforward policy reviews and coverage adjustments, with follow-up service available between regular annual visits to address any changes in their rental situation or possessions.
Tracy Schweizer - State Farm Insurance Agent in Richmond, IN, assists local residents in securing renters insurance policies that protect personal belongings and provide liability coverage. Customers can add specialized endorsements for valuable items such as jewelry or electronics, beyond standard policy limits. The agency also helps renters understand coverage options for temporary living expenses if a property becomes uninhabitable. Its commercial insurance division serves local offices, warehouses, and food service establishments needing tailored protection.
What Does a a Renters Insurance Agent in Richmond Cost?
Renters insurance in Indiana typically costs between 12 and 20 dollars per month for standard coverage. In Richmond rates may be slightly lower than the state average due to lower property crime rates compared to larger cities. Factors like your credit score deductible choice and the amount of liability coverage you select will affect your final premium. This is general information not insurance advice.
About renters insurance agents in Richmond
Renters insurance agents in Richmond Indiana help tenants protect their personal belongings and cover liability risks. Indiana law does not require renters insurance but many landlords in Wayne County now include it in lease agreements. Agents can explain how local factors like flooding near the Whitewater River may affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Richmond do?
A renters insurance agent helps you compare policies from different carriers. They explain coverage limits for personal property liability and additional living expenses. Agents also assist with filing claims and adjusting coverage as your needs change.
Is renters insurance required by law in Indiana?
Indiana state law does not require renters insurance. However many landlords in Richmond now require tenants to carry a policy as part of the lease. An agent can help you find a policy that meets your landlords minimum requirements.
How much personal property coverage do I need in Richmond?
Most agents recommend coverage equal to the total value of your belongings. In Richmond a common starting point is 20000 to 30000 dollars for personal property. You can create a home inventory to get a more accurate estimate.
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