The top-rated renters insurance agent in Coeur d'Alene, Idaho is Tim Skelton - State Farm Insurance Agent, rated 5.0 stars across 391 reviews. Other highly rated options include Redman & Company Insurance Inc., TJ Hake - State Farm Insurance Agent, Flathead Insurance Coeur d'Alene Insurance. This directory lists 19 renters insurance agents serving Coeur d'Alene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Skelton - State Farm Insurance Agent | 2140 W Riverstone Dr Ste 202 | (208) 664-2155 |
| 2 | Redman & Company Insurance Inc. | 1410 S Lincoln Wy STE 100 | (208) 664-5263 |
| 3 | TJ Hake - State Farm Insurance Agent | 1900 Northwest Blvd UNIT 106 | (208) 714-0228 |
| 4 | Flathead Insurance Coeur d'Alene Insurance | 350 E Kathleen Ave #300 | (208) 667-7485 |
| 5 | 1st Choice Insurance Brokers, LLC | MAILING ADDRESS ONLY, 174 E Neider Ave #36 | (208) 758-8050 |
| 6 | Marsh McLennan Agency | 601 E Front Ave STE 502 | (208) 667-9406 |
| 7 | Panhandle Insurance | 1103 E Best Ave a | (208) 664-9223 |
| 8 | Pacific Crest Insurance - Coeur d'Alene | 402 W Canfield Ave # 2 | (208) 714-4251 |
| 9 | Neipert Insurance Agency Inc: Allstate Insurance | 293 E Appleway Ave | (208) 676-1747 |
| 10 | Wendy Gillies - State Farm Insurance Agent | 2201 N Government Wy A | (208) 765-8001 |
Tim Skelton - State Farm Insurance Agent serves the Coeur d'Alene, Idaho area as a local renters insurance agent. The agency helps tenants protect their personal belongings from common risks like theft, fire, and water damage. It also offers liability coverage if a guest is injured inside a rental unit. Additionally, the agency assists clients in finding policies that may cover temporary living expenses when a rental becomes uninhabitable due to a covered loss. In this area, it handles loss-of-use coverage and personal property protection for renters.
Redman & Company Insurance Inc. provides a comprehensive range of renters insurance policies tailored to protect personal belongings and liability. Their service includes helping clients understand coverage options and customize policies to suit individual needs. Maintenance plans are not typically part of renters insurance, but Redman & Company assists with policy reviews to ensure ongoing protection. They service a variety of properties including single-family homes, apartments, retail spaces, and restaurants in Coeur d'Alene, Idaho.
TJ Hake - State Farm Insurance Agent provides residential renters insurance for tenants in Coeur d'Alene, Idaho, along with commercial coverage options for local landlords and small businesses. The agency services clients throughout the Coeur d'Alene area, helping protect personal belongings and liability needs. Policies can be adjusted during regular visits if tenants move, add valuables, or update household details for ongoing protection.
Flathead Insurance Coeur d'Alene Insurance serves Coeur d'Alene and its surrounding communities in northern Idaho, handling all aspects of renters insurance for local residents. The agency focuses on policies that protect personal belongings and provide liability coverage within rental properties. To handle a typical job, it first reviews a client's lease requirements and inventory of belongings, then presents coverage options that match the property type and renter's specific lifestyle needs, working through quotes and policy details one step at a time.
1st Choice Insurance Brokers, LLC distinguishes between one-time policies for tenants seeking temporary coverage and recurring plans for long-term protection in Coeur d’Alene, ID. Coverage typically safeguards personal belongings against fire, theft, and water damage, with liability options extending to mishaps within a rented residence. As a local renters insurance agent, this firm helps clients tailor a policy to their lease requirements and lifestyle. Service runs on a one-time, scheduled, or as-needed basis depending on policy renewals or mid-term changes a tenant requests.
Marsh McLennan Agency provides renters insurance guidance to clients throughout Coeur d'Alene, Idaho, focusing on protecting personal belongings and liability. Specializing in extended replacement cost and coverage for valuable items such as jewelry or electronics, the agency ensures tailored policy options. Available commercial lines include protection for local offices and warehouses, as well as comprehensive packages for food service operations.
Panhandle Insurance provides residential renters insurance services in Coeur d'Alene, Idaho, helping tenants protect their personal belongings and liability exposure. Commercial renters insurance coverage is also available for local businesses leasing space. The agency serves customers throughout the Kootenai County area. Policies are reviewed to match individual rental situations and lease requirements. Follow-up service is offered to adjust coverage as lease terms or personal assets change between regular policy review visits.
Pacific Crest Insurance - Coeur d'Alene is known for providing renters insurance policies that help protect personal belongings from common perils like theft, fire, and water damage. Serving the Coeur d'Alene, ID area, the agency assists clients in securing coverage that often includes liability protection for accidents occurring inside a rented home or apartment. An additional specialty service available is scheduled personal property coverage, which offers broader protection for valuable items such as jewelry, electronics, or musical instruments.
With winter storms bringing increased risk of water damage from frozen pipes, Neipert Insurance Agency Inc: Allstate Insurance in Coeur d'Alene, ID, guides renters through affordable renter policy options to protect personal belongings. The agent explains how liability coverage safeguards against accidents within an apartment or home. From burst pipes to theft or fire damage, common local concerns inform the policy recommendations provided. Locals begin by scheduling a brief inspection of the unit with the agent to document existing conditions and discuss any high-value items needing additional coverage.
What Does a a Renters Insurance Agent in Coeur d'Alene Cost?
Typical renters insurance costs in Idaho range from 12 to 20 dollars per month for 15000 to 30000 dollars in personal property coverage. Actual premiums depend on your rental location in Coeur d Alene the value of your belongings and your chosen deductible. This is general information and not insurance advice.
About renters insurance agents in Coeur d'Alene
Renters insurance agents in Coeur d Alene help tenants protect personal property and cover liability risks. Idaho law does not require renters insurance but many landlords in Coeur d Alene may ask for proof of coverage. A local agent can explain how Idaho rules affect your policy limits and deductibles.
Frequently Asked Questions
What does renters insurance cover in Coeur d Alene?
Renters insurance typically covers personal belongings against theft fire and water damage. It also provides liability protection if someone is hurt in your rental. Idaho law does not set specific coverage minimums so an agent can help you choose appropriate limits.
Is renters insurance required by law in Idaho?
No, Idaho does not require renters insurance by state law. However many landlords in Coeur d Alene include a requirement in the lease agreement. An agent can help you meet landlord requirements without overpaying.
How do I choose a renters insurance agent in Coeur d Alene?
Look for an agent licensed in Idaho who has experience with rental properties in Kootenai County. Ask about policy options for replacement cost versus actual cash value. A local agent can also advise on flood or earthquake coverage since these are not standard in Idaho.
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