The top-rated renters insurance agent in Winter Haven, Florida is Rob Semans - State Farm Insurance Agent, rated 4.9 stars across 984 reviews. Other highly rated options include Team Barfield - Barfield Insurance, Jessica Cruz Phung - State Farm Insurance Agent, Acceptance Insurance. This directory lists 20 renters insurance agents serving Winter Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rob Semans - State Farm Insurance Agent | 639 1st St S | (863) 299-1274 |
| 2 | Team Barfield - Barfield Insurance | 141 5th St NW #302 | (863) 662-3134 |
| 3 | Jessica Cruz Phung - State Farm Insurance Agent | 1102 Cypress Gardens Blvd Unit G | (863) 269-0066 |
| 4 | Acceptance Insurance | 910 Havendale Blvd NW #134 | (863) 733-7006 |
| 5 | Freeway Insurance | 1136 6th St NW | (863) 733-7003 |
| 6 | Barfield Insurance & Financial Services Inc. | 110 Spirit Lake Rd Unit 5 | (863) 293-5400 |
| 7 | Joseph Bullington: Allstate Insurance | 1900 Havendale Blvd NW ste c | (863) 299-6449 |
| 8 | Karen Bryan - State Farm Insurance Agent | 391 Ave A SW | (863) 268-2800 |
| 9 | Rob Geraghty - State Farm Insurance Agent | 6996 Cypress Gardens Blvd | (863) 877-0672 |
| 10 | Ryan Gunkel - GEICO Insurance Agent | 5935 Cypress Gardens Blvd Suite 200 | (863) 269-4700 |
Rob Semans - State Farm Insurance Agent serves the Winter Haven, Florida area as a local resource for renters insurance. The agency helps tenants protect their personal belongings and provides liability coverage against accidental damage or injuries within a rental property. Policies typically cover losses from theft, fire, and certain weather events. Renters insurance can also include additional living expenses if a rented home becomes temporarily uninhabitable. This agent assists clients with filing claims and adjusting their coverage limits or deductibles as their needs change.
Team Barfield - Barfield Insurance in Winter Haven, Florida, provides renters insurance coverage tailored to protect personal belongings and liability for local tenants. The agency works to explain policy options and assist with claims support, ensuring clients understand their coverage needs. Service plans typically include annual policy reviews and updates for changes in inventory. This agency services rentals such as single-family homes, apartments, retail spaces, and restaurants, extending protection to both residential and commercial tenants in the area.
Jessica Cruz Phung - State Farm Insurance Agent serves homeowners, renters, and property managers seeking protection for their personal belongings and liability coverage. As a renters insurance agent, she helps clients in Winter Haven, FL, understand policy options that can cover theft, fire damage, and temporary living expenses. Her agency works to explain coverage limits and deductibles clearly for each customer’s needs. The agency also provides assistance to residents in nearby Lakeland and the surrounding Polk County communities.
Serving Winter Haven, Florida, and the surrounding communities in Polk County, Acceptance Insurance handles renters insurance policies to protect personal belongings and provide liability coverage. It works with local tenants to secure plans that safeguard against common risks like theft or accidental damage. For each typical job, the company explains policy options clearly, then guides clients through coverage selections that fit their rental situation and personal needs.
Freeway Insurance in Winter Haven, Florida provides renters insurance as a one-time policy purchase for annual coverage or through recurring monthly premium payments, tailoring each plan to protect personal belongings and liability. Typical policies cover theft, fire damage, and temporary living expenses if a rental becomes uninhabitable. Service for policy inquiries, claims, and adjustments is available on an as-needed basis throughout the duration of the selected term.
Barfield Insurance & Financial Services Inc. serves renters in Winter Haven and the surrounding communities of Central Florida. It handles personal property coverage, liability protection, and additional living expense policies for tenants leasing apartments and homes. The agency reviews each client’s inventory of belongings to recommend appropriate coverage limits. It then compares options from multiple carriers to secure a policy that fits the individual’s lease requirements and budget constraints.
Joseph Bullington: Allstate Insurance provides renters insurance coverage tailored to protect personal belongings and liability in Winter Haven, Florida. The agency works with local clients to assess their specific needs, ensuring policies cover common risks like theft, fire, and water damage. It offers guidance through the claims process and helps adjust coverage as circumstances change. During the peak of hurricane season, the agency assists renters in securing appropriate protection against storm-related property losses.
For renters insurance, a one-time policy setup provides ongoing coverage until changes are needed, while scheduled additions allow adjusting protection for new belongings over time. In Winter Haven, Karen Bryan – State Farm Insurance Agent helps tenants safeguard personal property and liability for their rental homes. Standard plans typically cover theft, fire damage, and temporary living expenses if the unit becomes uninhabitable. This agency offers coverage on an as-needed basis, with policy updates available whenever a renter’s situation requires adjustment.
For many renters in Winter Haven, Florida, preparing for the peak storm season or a move-in creates an immediate need to secure proper coverage. Rob Geraghty - State Farm Insurance Agent responds by helping clients navigate these concerns with tailored policies that protect personal belongings and liability. The agent discusses policy deductibles and additional endorsements to match a renter’s specific living situation. To begin tailoring a plan, the agent typically reviews the client's current inventory of valuables and outlines available protection selections during an initial consultation.
Ryan Gunkel - GEICO Insurance Agent in Winter Haven, FL, provides renters insurance policies designed to protect personal belongings and offer liability coverage within a rental property. Common specialty add-ons include endorsements for valuable items like jewelry or electronics, as well as coverage for additional living expenses if a home becomes uninhabitable. The agency assists clients residing in apartments, condominiums, and single-family homes. It can also serve commercial sectors such as offices, warehouses, and food service establishments with tailored policies that address their distinct operational needs and asset protection requirements.
What Does a a Renters Insurance Agent in Winter Haven Cost?
Renters insurance in Winter Haven Florida usually ranges from 150 to 360 dollars per year for standard coverage. Policies with higher limits or added endorsements like flood or hurricane coverage cost more. Your premium also depends on your credit score claims history and the security features of your building. This is general information and not insurance advice.
About renters insurance agents in Winter Haven
Renters insurance agents in Winter Haven Florida help tenants protect their personal property and cover liability. Florida law does not require renters insurance but many landlords now ask for proof of coverage. A local agent can explain how Florida hurricane deductibles and water damage exclusions apply to your policy.
Frequently Asked Questions
What does a renters insurance agent in Winter Haven do?
A renters insurance agent helps you choose a policy that covers your belongings and provides liability protection. They can explain Florida specific rules like sinkhole coverage and hurricane deductibles. The agent also helps you file claims and adjust your coverage as needed.
Is renters insurance required in Winter Haven Florida?
Florida state law does not require renters insurance. However many landlords in Winter Haven now require tenants to carry a policy as part of the lease agreement. An agent can help you meet your landlords requirements.
How much does renters insurance cost in Winter Haven?
Renters insurance in Florida typically costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. Your exact rate depends on your location the value of your belongings and your chosen deductible. An agent can give you a specific quote.
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