ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeRenters Insurance AgentsFlorida › Winter Haven

Find Renters Insurance Agents Near You in Winter Haven, FL

Browse renters insurance agents serving Winter Haven, Florida. Updated 2026-07-14.

The top-rated renters insurance agent in Winter Haven, Florida is Rob Semans - State Farm Insurance Agent, rated 4.9 stars across 984 reviews. Other highly rated options include Team Barfield - Barfield Insurance, Jessica Cruz Phung - State Farm Insurance Agent, Acceptance Insurance. This directory lists 20 renters insurance agents serving Winter Haven.

Showing 20 renters insurance agents in Winter Haven, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rob Semans - State Farm Insurance Agent639 1st St S(863) 299-1274
2Team Barfield - Barfield Insurance141 5th St NW #302(863) 662-3134
3Jessica Cruz Phung - State Farm Insurance Agent1102 Cypress Gardens Blvd Unit G(863) 269-0066
4Acceptance Insurance910 Havendale Blvd NW #134(863) 733-7006
5Freeway Insurance1136 6th St NW(863) 733-7003
6Barfield Insurance & Financial Services Inc.110 Spirit Lake Rd Unit 5(863) 293-5400
7Joseph Bullington: Allstate Insurance1900 Havendale Blvd NW ste c(863) 299-6449
8Karen Bryan - State Farm Insurance Agent391 Ave A SW(863) 268-2800
9Rob Geraghty - State Farm Insurance Agent6996 Cypress Gardens Blvd(863) 877-0672
10Ryan Gunkel - GEICO Insurance Agent5935 Cypress Gardens Blvd Suite 200(863) 269-4700
RS
639 1st St S
Rob Semans - State Farm Insurance Agent
Renters Insurance Agent · Winter Haven, FL

Rob Semans - State Farm Insurance Agent serves the Winter Haven, Florida area as a local resource for renters insurance. The agency helps tenants protect their personal belongings and provides liability coverage against accidental damage or injuries within a rental property. Policies typically cover losses from theft, fire, and certain weather events. Renters insurance can also include additional living expenses if a rented home becomes temporarily uninhabitable. This agent assists clients with filing claims and adjusting their coverage limits or deductibles as their needs change.

TB
141 5th St NW #302
Team Barfield - Barfield Insurance
Renters Insurance Agent · Winter Haven, FL

Team Barfield - Barfield Insurance in Winter Haven, Florida, provides renters insurance coverage tailored to protect personal belongings and liability for local tenants. The agency works to explain policy options and assist with claims support, ensuring clients understand their coverage needs. Service plans typically include annual policy reviews and updates for changes in inventory. This agency services rentals such as single-family homes, apartments, retail spaces, and restaurants, extending protection to both residential and commercial tenants in the area.

JC
1102 Cypress Gardens Blvd Unit G
Jessica Cruz Phung - State Farm Insurance Agent
Renters Insurance Agent · Winter Haven, FL

Jessica Cruz Phung - State Farm Insurance Agent serves homeowners, renters, and property managers seeking protection for their personal belongings and liability coverage. As a renters insurance agent, she helps clients in Winter Haven, FL, understand policy options that can cover theft, fire damage, and temporary living expenses. Her agency works to explain coverage limits and deductibles clearly for each customer’s needs. The agency also provides assistance to residents in nearby Lakeland and the surrounding Polk County communities.

AI
910 Havendale Blvd NW #134
Acceptance Insurance
Renters Insurance Agent · Winter Haven, FL

Serving Winter Haven, Florida, and the surrounding communities in Polk County, Acceptance Insurance handles renters insurance policies to protect personal belongings and provide liability coverage. It works with local tenants to secure plans that safeguard against common risks like theft or accidental damage. For each typical job, the company explains policy options clearly, then guides clients through coverage selections that fit their rental situation and personal needs.

FI
1136 6th St NW
Freeway Insurance
Renters Insurance Agent · Winter Haven, FL

Freeway Insurance in Winter Haven, Florida provides renters insurance as a one-time policy purchase for annual coverage or through recurring monthly premium payments, tailoring each plan to protect personal belongings and liability. Typical policies cover theft, fire damage, and temporary living expenses if a rental becomes uninhabitable. Service for policy inquiries, claims, and adjustments is available on an as-needed basis throughout the duration of the selected term.

BI
110 Spirit Lake Rd Unit 5
Barfield Insurance & Financial Services Inc.
Renters Insurance Agent · Winter Haven, FL

Barfield Insurance & Financial Services Inc. serves renters in Winter Haven and the surrounding communities of Central Florida. It handles personal property coverage, liability protection, and additional living expense policies for tenants leasing apartments and homes. The agency reviews each client’s inventory of belongings to recommend appropriate coverage limits. It then compares options from multiple carriers to secure a policy that fits the individual’s lease requirements and budget constraints.

JB
1900 Havendale Blvd NW ste c
Joseph Bullington: Allstate Insurance
Renters Insurance Agent · Winter Haven, FL

Joseph Bullington: Allstate Insurance provides renters insurance coverage tailored to protect personal belongings and liability in Winter Haven, Florida. The agency works with local clients to assess their specific needs, ensuring policies cover common risks like theft, fire, and water damage. It offers guidance through the claims process and helps adjust coverage as circumstances change. During the peak of hurricane season, the agency assists renters in securing appropriate protection against storm-related property losses.

KB
391 Ave A SW
Karen Bryan - State Farm Insurance Agent
Renters Insurance Agent · Winter Haven, FL

For renters insurance, a one-time policy setup provides ongoing coverage until changes are needed, while scheduled additions allow adjusting protection for new belongings over time. In Winter Haven, Karen Bryan – State Farm Insurance Agent helps tenants safeguard personal property and liability for their rental homes. Standard plans typically cover theft, fire damage, and temporary living expenses if the unit becomes uninhabitable. This agency offers coverage on an as-needed basis, with policy updates available whenever a renter’s situation requires adjustment.

RG
6996 Cypress Gardens Blvd
Rob Geraghty - State Farm Insurance Agent
Renters Insurance Agent · Winter Haven, FL

For many renters in Winter Haven, Florida, preparing for the peak storm season or a move-in creates an immediate need to secure proper coverage. Rob Geraghty - State Farm Insurance Agent responds by helping clients navigate these concerns with tailored policies that protect personal belongings and liability. The agent discusses policy deductibles and additional endorsements to match a renter’s specific living situation. To begin tailoring a plan, the agent typically reviews the client's current inventory of valuables and outlines available protection selections during an initial consultation.

RG
5935 Cypress Gardens Blvd Suite 200
Ryan Gunkel - GEICO Insurance Agent
Renters Insurance Agent · Winter Haven, FL

Ryan Gunkel - GEICO Insurance Agent in Winter Haven, FL, provides renters insurance policies designed to protect personal belongings and offer liability coverage within a rental property. Common specialty add-ons include endorsements for valuable items like jewelry or electronics, as well as coverage for additional living expenses if a home becomes uninhabitable. The agency assists clients residing in apartments, condominiums, and single-family homes. It can also serve commercial sectors such as offices, warehouses, and food service establishments with tailored policies that address their distinct operational needs and asset protection requirements.

ZY
1211 6th St SE
Zinsmeister - Your Home, Boat & Auto Insurance Agency
Renters Insurance Agent · Winter Haven, FL
(863) 294-1034
zinsmeisterinsurance.com
GI
5658 Cypress Gardens Blvd
GreatFlorida Insurance: Brock Schnabel
Renters Insurance Agent · Winter Haven, FL
(863) 594-2600
winterhaven.greatflorida.com
DM
6380 Cypress Gardens Blvd
Dan Mann - State Farm Insurance Agent
Renters Insurance Agent · Winter Haven, FL
(863) 318-8881
danmanninsurance.com
LM
600 3rd St SW
Lacy McClintock - State Farm Insurance Agent
Renters Insurance Agent · Winter Haven, FL
(863) 294-3580
teamlacy.com
CI
308 Ave G SW Suite 201
Clearvue Insurance Agency (Formerly Lorna Wilson Agency)
Renters Insurance Agent · Winter Haven, FL
(863) 866-8990
clearvueinsurance.com
GI
116 W Central Ave
Garland Insurance fka Victory Insurance
Renters Insurance Agent · Winter Haven, FL
(863) 683-9334
CI
3021 Cypress Gardens Rd
Cypress Insurance Management
Renters Insurance Agent · Winter Haven, FL
(863) 326-1885
cypressinsuranceonline.com
LB
5405 Cypress Gardens Blvd
L.B. Yates - State Farm Insurance Agent
Renters Insurance Agent · Winter Haven, FL
(863) 324-2411
lbyates.com
CM
205 Ave G SW
Carroll-Marshall Insurance, Inc.
Renters Insurance Agent · Winter Haven, FL
(863) 293-1111
cminsure.com
DI
190 Avenue A NW
Dershimer Insurance Agency
Renters Insurance Agent · Winter Haven, FL
(863) 299-8330
dershimerinsurance.com

What Does a a Renters Insurance Agent in Winter Haven Cost?

Renters insurance in Winter Haven Florida usually ranges from 150 to 360 dollars per year for standard coverage. Policies with higher limits or added endorsements like flood or hurricane coverage cost more. Your premium also depends on your credit score claims history and the security features of your building. This is general information and not insurance advice.

About renters insurance agents in Winter Haven

Renters insurance agents in Winter Haven Florida help tenants protect their personal property and cover liability. Florida law does not require renters insurance but many landlords now ask for proof of coverage. A local agent can explain how Florida hurricane deductibles and water damage exclusions apply to your policy.

Frequently Asked Questions

What does a renters insurance agent in Winter Haven do?

A renters insurance agent helps you choose a policy that covers your belongings and provides liability protection. They can explain Florida specific rules like sinkhole coverage and hurricane deductibles. The agent also helps you file claims and adjust your coverage as needed.

Is renters insurance required in Winter Haven Florida?

Florida state law does not require renters insurance. However many landlords in Winter Haven now require tenants to carry a policy as part of the lease agreement. An agent can help you meet your landlords requirements.

How much does renters insurance cost in Winter Haven?

Renters insurance in Florida typically costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. Your exact rate depends on your location the value of your belongings and your chosen deductible. An agent can give you a specific quote.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.