The top-rated renters insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, Rich Howes: Allstate Insurance. This directory lists 17 renters insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | Rich Howes: Allstate Insurance | 1400 Hand Ave Ste G | (386) 673-2433 |
| 5 | Ryan Ochipa - State Farm Insurance Agent | 785 W Granada Blvd Ste 1 | (386) 677-1119 |
| 6 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 7 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 8 | Tony Pearson - State Farm Insurance Agent | 1387 W Granada Blvd | (386) 673-3611 |
| 9 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 10 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
O’Quinn Insurance Services in Ormond Beach, Florida, serves renters. For tenants leasing apartments or homes, the agency provides renters insurance policies designed to protect personal belongings and provide liability coverage in the event of accidents or losses. Clients benefit from guidance through coverage options tailored to the typical costs and risks of the Daytona Beach area. The company also serves property managers and tenants needing proof of insurance. Its services extend to the neighboring community of Holly Hill.
First Florida Insurance Ormond Beach serves the Ormond Beach, Florida area, offering renters insurance agent services to local tenants. Renters insurance works to protect personal property from events like theft or fire damage. A standard policy from this agency covers belongings inside a rented home or apartment. It also helps with liability if someone is injured on the property. The agent assists clients in selecting appropriate coverage limits and deductibles for their specific needs. This office handles both new policy setups and policy adjustments for existing customers when their circumstances change.
Brightway Insurance, The Lester Agency serves renters, homeowners, and property managers in the Ormond Beach area. The agency works to match clients with appropriate renters insurance policies that protect personal belongings against common risks. It assists landlords and tenants in understanding policy requirements for rental properties. As a local agent, it provides guidance on coverage options tailored to individual needs. The agency also serves clients in nearby Daytona Beach and throughout the surrounding Volusia County metro.
Rich Howes: Allstate Insurance provides renters insurance agent services for residents in Ormond Beach, Florida. The agency handles the selection of policies that cover personal belongings and liability protection. Service plans include policy reviews to ensure adequate coverage limits and assistance with filing claims when needed. Maintenance extends to updating policies after life changes, such as moving or acquiring new valuables. The office services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Ryan Ochipa - State Farm Insurance Agent serves the Ormond Beach, Florida area and surrounding communities, handling renters insurance policies for local residents. The agency provides coverage that protects personal belongings and offers liability protection for those renting homes or apartments. A typical job begins with a consultation to assess the client's specific needs and the value of their possessions. Ryan Ochipa - State Farm Insurance Agent then evaluates available options and tailors a policy to match the individual's requirements and budget.
FRP of Florida (Halifax Insurance Partners) distinguishes between one-time policy setup for new renters and recurring coverage options that renew automatically to maintain continuous protection. They assist tenants in Ormond Beach with renters insurance policies that typically cover personal belongings, liability, and additional living expenses if a rental becomes uninhabitable. Service is provided on a scheduled basis upon annual policy renewal or as-needed when renters experience a life change or file a claim.
As wildfire season intensifies along the Florida coast, property owners in Ormond Beach seek reliable coverage for their belongings. Capital Partners Insurance serves local renters by offering policies that cover personal property against fire, theft, and water damage. The agency helps clients understand standard contents coverage and personal liability protection tailored to apartment and condo living. Rental protection here typically includes loss-of-use benefits if a unit becomes uninhabitable. An initial assessment begins with a review of the renter’s current inventory and flood zone risks during a complimentary inspection of the residence.
Tony Pearson - State Farm Insurance Agent in Ormond Beach, FL, offers tailored renters insurance policies to protect personal belongings and provide liability coverage. It assists local residents with evaluating their coverage needs and customizing a plan that fits their rental situation. The agency handles policy changes, claims guidance, and general insurance inquiries for those living in apartments, condos, or houses. It particularly helps tenants when preparing for peak hurricane season, ensuring their lease agreements meet necessary protection requirements.
Goosehead Insurance - Thomas Scorza provides residential renters insurance coverage for individuals and families in the Ormond Beach area. The agency also offers commercial coverage options to protect local businesses and landlords. Clients benefit from expert guidance when selecting policies that safeguard personal belongings and provide liability protection. The focus remains on explaining coverage details clearly, so renters and commercial property owners understand their protection. Policyholders are encouraged to follow up for adjustments or policy reviews between regular visits to ensure their coverage still meets their evolving needs.
What Does a a Renters Insurance Agent in Ormond Beach Cost?
In Florida renters insurance typically costs between 15 and 30 dollars per month for 30,000 dollars of personal property coverage. Premiums in Ormond Beach may be slightly higher due to coastal storm risk. Actual cost depends on your coverage limits deductible and claims history. This is general information not insurance advice.
About renters insurance agents in Ormond Beach
Renters insurance agents in Ormond Beach help tenants protect personal property from risks like fire theft and water damage. Florida law does not require renters insurance but many landlords in Volusia County now include it in lease agreements. An agent can explain how Florida specific perils such as sinkholes or hurricane damage may affect your policy.
Frequently Asked Questions
What does renters insurance cover in Ormond Beach Florida?
Renters insurance typically covers personal belongings loss of use and liability. In Florida policies may exclude flood damage so you might need a separate flood policy. An agent can help you understand these limits.
Is renters insurance required by law in Florida?
No Florida law does not require renters insurance. However many landlords in Ormond Beach now require tenants to carry a policy as a lease condition. An agent can help you meet that requirement.
How do I choose a renters insurance agent in Ormond Beach?
Look for an agent licensed in Florida who has experience with local risks like hurricane and sinkhole coverage. Ask about policy deductibles and whether replacement cost or actual cash value is offered. Compare quotes from multiple agents.
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