The top-rated renters insurance agent in Miami, Florida is GoldenTrust Insurance Kendall, rated 5.0 stars across 3,156 reviews. Other highly rated options include First Choice Insurance Agency Corp, Rick Sanchez - State Farm Insurance Agent, USA General Insurance Corporation. This directory lists 96 renters insurance agents serving Miami.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Kendall | 11658 N Kendall Dr | (305) 452-0823 |
| 2 | First Choice Insurance Agency Corp | 7540 SW 117th Ave | (786) 360-1021 |
| 3 | Rick Sanchez - State Farm Insurance Agent | 13755 SW 42nd St | (305) 551-3335 |
| 4 | USA General Insurance Corporation | 13631 SW 26th St | (305) 386-3305 |
| 5 | Jim Diaz - State Farm Insurance Agent | 13550 SW 88th St #296 | (305) 385-6696 |
| 6 | Dulcinea Insurance Agency | 1840 Coral Wy #221 | (786) 910-9487 |
| 7 | Neighbors Insurance Agency | 7130 SW 43rd St | (305) 265-8585 |
| 8 | American Insurance Point - AIP FLORIDA | 999 Brickell Ave # 410 | (305) 440-0212 |
| 9 | Mauricio Interiano - State Farm Insurance Agent | 13501 SW 136th St STE 206 | (786) 214-8219 |
| 10 | Manny Morin - State Farm Insurance Agent | 10651 N Kendall Dr #111 | (305) 598-5821 |
GoldenTrust Insurance Kendall serves the Miami, Florida area as a renters insurance agent. It assists local tenants in securing coverage for personal belongings against common perils such as theft, fire, and water damage. The company helps clients understand the importance of liability protection within their rental policies. It also guides renters through the process of selecting an appropriate deductible amount to balance monthly payments and out-of-pocket costs. This agency handles policy quotes for both single-family homes and apartment dwellings.
First Choice Insurance Agency Corp serves Miami, Florida, and its surrounding communities. It handles renters insurance policies, protecting personal belongings from common perils like theft, fire, and water damage. The agency assists clients in selecting coverage for liability protection and temporary living expenses after a covered loss. For a typical job, it begins by reviewing the client’s rental agreement and inventory needs, then recommends policy limits that align with their assets and budget to ensure appropriate financial protection.
Unlike many one-time policy purchases, ongoing coverage at Rick Sanchez - State Farm Insurance Agent in Miami, FL, requires regular premium payments to remain active. Renters insurance policies typically protect personal belongings from theft, fire, and other common perils while also providing liability protection for the policyholder. Additionally, coverage can often extend to temporary living expenses if a rental unit becomes uninhabitable due to a covered loss. This local agency provides its services on a recurring, scheduled basis, maintaining continuous protection through periodic billing cycles.
As Miami’s rainy season brings sudden storms and flooding risks, renters often seek coverage for personal belongings and temporary housing needs. USA General Insurance Corporation, a local renters insurance agent based in Miami, FL, helps clients find policies that address these seasonal threats. They assist with protecting valuables against theft or water damage common to coastal high-rises and older apartment buildings. Every new policy discussion begins with a walkthrough of the property to identify potential hazards and complete the initial coverage assessment.
Jim Diaz - State Farm Insurance Agent in Miami, FL specializes in helping renters protect personal belongings and liability exposures with tailored coverage options. The general service work includes reviewing policy details to match different living situations and budgets, guiding clients through application processes, and assisting with claims. As hurricane season approaches, the agency helps renters understand how flood and wind damage protections fit within their standard renters insurance policy.
Dulcinea Insurance Agency is known for helping Miami residents protect their personal belongings in apartments and rental homes. The agency provides complete renters insurance coverage, including protection against theft, fire damage, and personal liability claims. It also assists clients with policy details like deductible structures and the difference between actual cash value and replacement cost coverage. For an added layer of security, Dulcinea can include a specialist add-on for protecting high-value items like jewelry, electronics, or fine art.
Neighbors Insurance Agency serves Miami, Florida, and the surrounding communities. The company handles renters insurance policies designed to protect personal belongings and provide liability coverage within an apartment or rental home. It offers guidance in selecting appropriate coverage limits that account for local living costs and common risks in the area. The agency uses a personalized consultation approach to assess a client’s specific needs and property inventory before finalizing a suitable plan.
For a local event or a recurring need, American Insurance Point - AIP FLORIDA in Miami offers renters insurance policies tailored to protect personal belongings and provide liability coverage. Policies typically safeguard against theft, fire, and water damage, ensuring tenants in the area have financial security for their possessions. Availability of one-time or scheduled service options may be discussed upon inquiry, with coverage running on an as-needed basis.
As Miami’s hurricane season brings powerful winds and flooding, local landlords often require proof of protection. Mauricio Interiano - State Farm Insurance Agent in Miami, Florida helps renters find coverage for personal belongings and liability against common local risks like burst pipes or theft. Policies typically include loss-of-use assistance if an apartment becomes uninhabitable. The initial step is a brief discussion to review current rental needs and estimate appropriate coverage levels before policy issuance.
Manny Morin, a State Farm Insurance Agent in Miami, Florida, specializes in helping locals secure renters insurance with comprehensive personal property and liability protection. The agency also provides general insurance services, including consultations on coverage needs for apartments and rental homes in the city. With Miami’s frequent heavy storms and hurricane threats, it assists clients in understanding how their policy can cover temporary living expenses if a weather event makes their rental unit uninhabitable.
What Does a a Renters Insurance Agent in Miami Cost?
In Florida renters insurance policies typically cost between 150 and 400 dollars per year or about 12 to 35 dollars per month. The exact cost depends on your coverage limits deductible and location in Miami. Policies in flood zones or high crime areas may cost more. This is general information and not insurance advice.
About renters insurance agents in Miami
A renters insurance agent in Miami can help you find a policy that covers your personal property and liability. Florida law does not require renters insurance but many landlords in Miami now require it in the lease. An agent can explain how local risks like hurricanes and theft affect your coverage needs.
Frequently Asked Questions
What does renters insurance cover in Miami Florida?
Renters insurance typically covers your personal belongings against theft fire and certain water damage. It also includes liability protection if someone is injured in your rental. In Miami flood damage is usually not covered and requires a separate policy.
How much does a renters insurance agent cost in Miami?
The agent service itself is usually free because they earn a commission from the insurance company. You pay the policy premium which typically ranges from 15 to 30 dollars per month for standard coverage. High value items or additional flood coverage will increase the cost.
Is renters insurance required by law in Florida?
Florida state law does not require renters insurance. However many Miami landlords and property management companies now require tenants to carry a policy as a condition of the lease. Check your lease agreement for specific requirements.
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