The top-rated renters insurance agent in Melbourne, Florida is Erb and Young Insurance, rated 4.9 stars across 1,037 reviews. Other highly rated options include Arty Pagan - State Farm Insurance Agent, Brian West - State Farm Insurance Agent, Williams & Stazzone Insurance Agency, Inc.. This directory lists 23 renters insurance agents serving Melbourne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Erb and Young Insurance | 6550 N Wickham Rd STE 9 | (321) 254-0095 |
| 2 | Arty Pagan - State Farm Insurance Agent | 7955 N Wickham Rd | (321) 775-1000 |
| 3 | Brian West - State Farm Insurance Agent | 2320 Dairy Rd #102 | (321) 872-0123 |
| 4 | Williams & Stazzone Insurance Agency, Inc. | 6549 N Wickham Rd STE 101 | (800) 868-1235 |
| 5 | Samantha Hunt - State Farm Insurance Agent | 3800 W Eau Gallie Blvd #101 | (321) 757-2007 |
| 6 | Josh Post - State Farm Insurance Agent | 366 Babcock St STE 102 | (321) 254-8406 |
| 7 | Eric Ponce - State Farm Insurance Agent | 2240 N Wickham Rd | (321) 773-7500 |
| 8 | Better Insurance Group | 1580 N Harbor City Blvd | (321) 724-2100 |
| 9 | Kim Osman Insurance Group, Inc. | 474 N Harbor City Blvd | (321) 242-2311 |
| 10 | Space Coast Insurance Agency, LLC | 6450 Anderson Way | (321) 799-2929 |
Erb and Young Insurance serves the Melbourne, Florida metro area as a renters insurance agency. The company helps tenants secure policies that cover personal belongings against common risks such as theft, fire, and water damage. Renters who lease apartments or homes can consult the agency about protecting their property and ensuring they meet lease requirements. Like many local agents, Erb and Young Insurance guides clients in selecting appropriate coverage limits and deductibles. The firm handles quoting and policy management for renters insurance throughout the Brevard County region.
Arty Pagan - State Farm Insurance Agent serves homeowners, renters, and property managers in Melbourne, Florida with personal property coverage and liability protection policies. The agency helps clients safeguard belongings in apartments and houses against theft, fire, and weather damage common to the local area. Policies are tailored to fit different living situations and budgets. In addition to serving Melbourne, the office also covers residents and property owners throughout the neighboring community of Palm Bay.
Brian West - State Farm Insurance Agent in Melbourne, FL, provides renters insurance services designed to protect personal belongings and offer liability coverage for tenants. Service plans typically include options for policy adjustments to accommodate changes in inventory or living situations. The office helps clients understand how renters insurance can provide additional living expenses coverage if a rented dwelling becomes uninhabitable. It services single-family homes, apartments, retail, and restaurants.
Williams & Stazzone Insurance Agency, Inc. serves Melbourne and the surrounding communities of Brevard County with renters insurance policies. It handles coverage for personal belongings, liability protection, and additional living expenses if a rented home becomes uninhabitable. Each policy is reviewed by an agent who first assesses the client's specific rental situation and inventory, then customizes the coverage to match those unique risks. It uses a straightforward, step-by-step consultation to ensure every renter understands their policy details before proceeding.
As hurricane season approaches in Melbourne, renters often worry about protecting their belongings from storm damage. Samantha Hunt, a local State Farm Insurance agent, works with clients to secure policies covering personal property against wind, theft, and other common risks. Each policy is tailored to a renter’s specific unit and needs, providing liability protection for unexpected accidents. To start, an agent will conduct a quick walk-through of the apartment to assess existing belongings and answer coverage questions.
As a renters insurance agent, Josh Post in Melbourne, FL offers policies that protect personal belongings against theft, fire, and water damage. This agency also provides liability coverage and additional living expenses if a rental becomes temporarily uninhabitable. Local renters often face unpredictable hurricane seasons, making flood and wind damage coverage an important concern the office helps residents address with customized solutions.
Renters insurance can be secured through a one-time policy setup or maintained with ongoing monthly payments, providing coverage for personal belongings against theft, fire, and certain water damage. As a local agent in Melbourne, Florida, Eric Ponce - State Farm Insurance Agent helps customers understand policy options and liability protection for rental homes and apartments. Service runs on a one-time basis for initial policy enrollment and on an as-needed basis for claims support, policy updates, or annual reviews.
Better Insurance Group in Melbourne, FL specializes in residential renters insurance policies for local tenants. The agency also assists commercial clients with protecting their rented business spaces. Service is available across Brevard County and surrounding communities. After a policy is placed, scheduled follow-up contact helps review coverage needs and identify any necessary adjustments. This ongoing service between regular visits ensures coverage remains aligned with a policyholder’s current living situation and possessions.
Kim Osman Insurance Group, Inc. provides renters insurance coverage to clients throughout Melbourne, FL. The agency can structure policies that include specialty add-ons for high-value personal property and identity theft protection. Policies are tailored to safeguard belongings against common perils such as fire, theft, and water damage. The firm is able to serve a range of commercial sectors, including offices, warehouses, and food service operations.
Space Coast Insurance Agency, LLC in Melbourne, FL is known for helping local tenants protect their personal belongings from unexpected loss. The company guides clients in selecting renters insurance policies that cover theft, fire damage, and liability claims. By evaluating each renter’s specific living situation, the agent tailors coverage limits and deductibles to meet individual needs. Available as an add-on, flood insurance can be included to safeguard possessions from water damage common in the region.
What Does a a Renters Insurance Agent in Melbourne Cost?
In Florida the average cost of renters insurance is between $15 and $30 per month for a standard policy with $30,000 in personal property coverage. Actual costs depend on factors like your credit score location and the amount of coverage you choose. Higher coverage limits or added endorsements for valuables will increase the premium. This is general information not insurance advice.
About renters insurance agents in Melbourne
Renters insurance agents in Melbourne Florida help you find a policy that covers your personal belongings and provides liability protection. Florida law does not require renters insurance but many landlords in Brevard County now ask tenants to carry a policy. An agent can explain how local risks like hurricane damage and theft affect your coverage options.
Frequently Asked Questions
What does a renters insurance agent in Melbourne do?
A renters insurance agent helps you compare policies from different companies to find coverage that fits your needs and budget. They explain policy details such as personal property limits and liability coverage. Agents also assist with filing claims and updating your policy when your situation changes.
Is renters insurance required by law in Florida?
Florida state law does not require renters insurance. However many landlords and property management companies in Melbourne require tenants to have a policy as part of the lease agreement. An agent can help you meet that requirement with proper coverage.
Does renters insurance cover hurricane damage in Florida?
Standard renters insurance policies cover wind damage from hurricanes but not flood damage. For flood protection you need a separate flood insurance policy through the National Flood Insurance Program or a private insurer. An agent can explain what is and is not covered for Melbourne properties.
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