The top-rated renters insurance agent in Homestead, Florida is Univista Insurance, rated 4.8 stars across 208 reviews. Other highly rated options include Your Family First Insurance Inc, Amco Insurance, Freeway Insurance. This directory lists 22 renters insurance agents serving Homestead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 1413 N Krome Ave | (305) 728-7809 |
| 2 | Your Family First Insurance Inc | 1241 NE 8th St | (786) 601-2193 |
| 3 | Amco Insurance | 208 NE 8th St | (786) 243-9222 |
| 4 | Freeway Insurance | 30377 S Dixie Hwy Suite B | (305) 916-7203 |
| 5 | DTRT Insurance Group - Homestead | 650 NE 22nd Terrace Suite 313 | (786) 243-0303 |
| 6 | Aixa Hernandez - State Farm Insurance Agent | 381 N Krome Ave Ste 208 | (305) 508-4835 |
| 7 | South Florida Insurance Prof Inc | 1122 N Flagler Ave | (305) 245-3364 |
| 8 | Estrella Insurance | 30422 S Dixie Hwy | (305) 242-0232 |
| 9 | Stoner Insurance 1st State Insurance | 42 N Homestead Blvd | (786) 243-9886 |
| 10 | Cari Aguiar - State Farm Insurance Agent | 2066 NE 8th St | (786) 610-1111 |
Univista Insurance serves the Homestead, Florida area with renters insurance policies designed to protect personal belongings and provide liability coverage. The company assists tenants in securing plans that shield them from financial losses due to theft, fire, or water damage. Policies also help cover temporary living expenses if an apartment becomes uninhabitable. Univista Insurance handles individual renters quotes and the processing of new policy applications for local residents.
Your Family First Insurance Inc serves the Homestead, Florida metro area as a local renters insurance agent. This agency assists tenants in finding coverage that protects personal belongings and provides liability protection in case of accidents inside a rented home or apartment. Their team works with clients to evaluate the value of household possessions and determine appropriate policy limits, ensuring that electronics, furniture, and clothing are covered against common risks like fire or theft. The agency specifically handles policy endorsements for high-value items and offers guidance on loss-of-use coverage.
Amco Insurance provides renters insurance policies and related coverage options for residents in Homestead, Florida. The agency assists clients in selecting personal property protection and liability coverage tailored to their individual needs, with support available for policy management and claims guidance. Its services cater to tenants of single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Freeway Insurance provides renters insurance coverage for individuals in Homestead, Florida, helping protect personal belongings against common risks. The company offers policies that include liability protection and additional living expense coverage when a residence becomes uninhabitable due to a covered event. Clients can contact the agency to discuss specific coverage needs and receive guidance on selecting appropriate policy limits. Freeway Insurance serves renters of single-family homes, apartments, and condominiums, as well as those living in retail spaces and restaurants with attached housing.
DTRT Insurance Group - Homestead assists homeowners, businesses, and property managers in finding renters insurance policies that protect personal belongings and provide liability coverage. This agent works with tenants throughout the local area to secure policies that meet lease requirements and offer peace of mind during the rental period. Practical guidance is offered on coverage limits and deductibles to match individual needs. The agency also serves clients in the nearby communities of Florida City and the greater South Miami-Dade metro region.
Aixa Hernandez - State Farm Insurance Agent serves Homestead, Florida, and the surrounding communities. The agency handles renters insurance policies, which protect personal belongings and provide liability coverage for tenants. For a typical job, it reviews a client’s individual needs and living situation to recommend appropriate coverage limits and deductible options. It then issues a policy based on the value of the renter’s possessions and the specific risks in the local area.
South Florida Insurance Prof Inc serves Homestead and the surrounding communities of South Miami-Dade County. This renters insurance agent handles policies that protect personal belongings and provide liability coverage for tenants renting apartments or homes. The company focuses on helping clients understand policy terms to ensure adequate protection for their specific rental situation. It provides guidance on comparing coverage options and deductibles to find a suitable plan. Each typical job is handled by taking time to assess the client's property and lifestyle needs.
Estrella Insurance serves homeowners, renters, and property managers in Homestead, Florida, offering renters insurance policies that protect personal belongings and provide liability coverage. The agency assists clients in selecting appropriate coverage limits for their apartments, condos, or single-family rental homes. Policies typically cover theft, fire damage, and temporary living expenses if a unit becomes uninhabitable. Estrella Insurance also extends its renters insurance services to clients in the neighboring community of Florida City within the greater Miami metropolitan area.
Stoner Insurance 1st State Insurance specializes in helping tenants protect personal belongings and secure liability coverage tailored to rental agreements in Homestead, FL. It assists clients in navigating policy options that compensate for losses from theft, fire, or water damage. The agency guides renters through coverage gaps overlooked by standard leases. During South Florida’s hurricane season, it helps renters understand flood exclusions and temporary housing provisions that become critical when storms threaten property.
What Does a a Renters Insurance Agent in Homestead Cost?
In Florida renters insurance typically costs between 15 and 30 dollars per month for standard coverage. Policies with higher limits or additional windstorm coverage may cost 40 to 60 dollars per month. Actual costs depend on your location in Homestead the value of your belongings and your chosen deductible. This is general information not insurance advice.
About renters insurance agents in Homestead
Renters insurance agents in Homestead Florida help tenants protect their personal property and cover liability risks. Florida law does not require renters insurance but many landlords in Homestead now ask for proof of coverage in the lease agreement. An agent can explain how local weather risks like hurricanes affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Homestead do?
A renters insurance agent helps you find a policy that covers your belongings and liability. They can explain coverage limits and deductibles based on your needs. In Florida agents often discuss windstorm and flood coverage due to hurricane risks.
Is renters insurance required by law in Florida?
Florida state law does not require renters insurance. However many landlords in Homestead include a requirement in the lease agreement. An agent can help you meet those requirements without overpaying.
How much personal property coverage do I need in Homestead?
Most agents recommend enough coverage to replace all your belongings. A common starting point is 20,000 to 30,000 dollars. Your agent can help you create a home inventory to set the right amount.
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