The top-rated renters insurance agent in Haines City, Florida is Simily Insurance, rated 5.0 stars across 210 reviews. Other highly rated options include One & Only Insurance Agency DBA Seguros Latinos, Teresa Connell - State Farm Insurance Agent, Estrella Insurance. This directory lists 13 renters insurance agents serving Haines City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Simily Insurance | 2187 S 30th St | (863) 488-2121 |
| 2 | One & Only Insurance Agency DBA Seguros Latinos | 535 U.S. Hwy 17-92 W | (863) 216-8992 |
| 3 | Teresa Connell - State Farm Insurance Agent | 419 U.S. Hwy 17-92 W | (863) 422-4901 |
| 4 | Estrella Insurance | 36205 US-27 | (863) 216-3601 |
| 5 | Cathy Boyd's Insurance Agency - 1st Class Insurance Services LLC | 407 U.S. Hwy 17-92 W | (863) 419-1919 |
| 6 | Competitive Insurance Agency | 35934 US-27 | (863) 421-6600 |
| 7 | Alan Murphy: Allstate Insurance | 37048 US-27 | (863) 595-1601 |
| 8 | E.N.E. Tax & Insurance | 210 S Dixie Dr | (863) 288-8233 |
| 9 | Ewing Blackwelder & Duce Insurance | 100 S 10th St | (863) 422-2345 |
| 10 | Garry Walker - State Farm Insurance Agent | 130 S 10th St | (863) 422-3348 |
Simily Insurance serves homeowners, renters, and property managers in Haines City, Florida, by offering renters insurance policies that protect personal belongings and provide liability coverage. As a local agency, it helps clients understand policy options and coverage limits to suit their individual needs and rental situations. The agency focuses on clear explanations and practical assistance throughout the selection and claims process. Simily Insurance also extends its services to nearby communities such as Davenport in the greater Orlando metropolitan area.
One & Only Insurance Agency DBA Seguros Latinos serves the Haines City, FL metro area as a renters insurance agent. This agency helps local tenants protect personal belongings and cover liability risks commonly associated with renting homes or apartments. Customers rely on the agency’s guidance for affordable policies tailored to the specific property and community needs of Central Florida. In this area, the company handles monthly policy renewals and assists renters with filing claims after losses or damages to their possessions.
Teresa Connell, operating as a State Farm Insurance Agent in Haines City, FL, provides essential renters insurance policies that cover personal belongings and offer liability protection. These plans help safeguard tenants against losses from theft, fire, and certain weather events, with maintenance support available through standard policy updates and claims assistance. The agency services a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Estrella Insurance serves Haines City and the surrounding communities in Central Florida, providing renters insurance policies for tenants of apartments, houses, and condominiums. The agency helps customers protect personal belongings against covered perils such as theft, fire, and certain water damage events. Coverage options typically include liability protection for accidents occurring within a rented dwelling. To handle a typical job, the agency first reviews the client’s specific rental situation and personal property inventory, then recommends a customized policy limit and deductible that balances adequate protection with affordable monthly premiums.
Cathy Boyd's Insurance Agency - 1st Class Insurance Services LLC serves Haines City, Florida, and the surrounding communities, handling renters insurance for local tenants. The agency addresses protection for personal belongings and liability coverage within a rental unit. It evaluates each client’s specific living situation and inventory needs to recommend appropriate policy limits. By comparing available insurance options, it customizes coverage to match individual renter circumstances and budget constraints.
Competitive Insurance Agency serves homeowners, renters, landlords, and property managers in Haines City, Florida. It offers renters insurance policies that help protect personal belongings and provide liability coverage for unexpected accidents inside a rental unit. The agency works with clients to explain coverage options and find an appropriate policy for each individual situation. Services include helping customers understand policy limits and filing claims when needed. In addition to serving Haines City, the agency also covers nearby communities in Polk County such as Davenport and Lake Hamilton.
When considering renters insurance, customers choose between a one-time policy purchase for immediate coverage and a recurring service that provides ongoing protection for their belongings. Alan Murphy: Allstate Insurance in Haines City, FL, offers coverage that typically includes personal property protection, liability coverage, and additional living expenses if a rental becomes uninhabitable. This service is available on an as-needed basis, meaning clients can request a policy quote or adjust existing coverage whenever their circumstances change.
As a renters insurance agent, E.N.E. Tax & Insurance in Haines City, FL offers coverage for personal belongings and liability protection. The company generally works with local residents to find policies that fit their living situations. This practice involves reviewing individual needs and costs. It regularly helps clients update their policies to reflect new electronics or furniture. It also assists with claims following common seasonal concerns like hurricane damage or a sudden plumbing failure during Florida’s summer storms.
Ewing Blackwelder & Duce Insurance provides renters insurance services in the Haines City area, helping clients protect personal belongings and liability exposures. Its specialty add-ons for renters policies can include coverage for high-value items and additional living expenses. The agency works with policyholders to tailor plans that meet individual needs. It offers its renters insurance expertise to various commercial sectors, including offices, warehouses, and food service operations.
As Haines City’s seasonal heat and afternoon storms intensify, Garry Walker - State Farm Insurance Agent helps renters protect their belongings from potential water or wind damage. This office focuses on crafting policies that guard personal property and liability without covering the building structure itself. Clients receive clear explanations of coverage limits, deductibles, and add-ons like identity theft protection. Working locally ensures familiarity with frequent Haines City weather patterns and common rental lease requirements. An initial phone consultation or in-person visit reviews the tenant’s current possessions to determine adequate coverage limits.
What Does a a Renters Insurance Agent in Haines City Cost?
Typical renters insurance in Florida costs between $15 and $30 per month for $30,000 in personal property coverage. In Haines City, rates may be slightly higher due to hurricane risk. Actual premiums depend on your credit score, location, and chosen deductible. This is general information, not insurance advice.
About renters insurance agents in Haines City
Renters insurance agents in Haines City help tenants protect personal property and cover liability risks. Florida law does not require renters insurance, but many landlords in Polk County now include it in lease agreements. A local agent can explain how Florida hurricane deductibles and flood exclusions may affect your policy.
Frequently Asked Questions
What does a renters insurance agent in Haines City do?
An agent helps you choose a policy that covers your personal belongings and liability. They explain Florida-specific rules, such as how windstorm damage from hurricanes is handled. Agents also assist with filing claims and adjusting coverage limits.
Is renters insurance required in Haines City Florida?
Florida state law does not require renters insurance. However, many landlords in Haines City now require tenants to carry a policy as part of the lease. An agent can help you meet that requirement while keeping costs low.
How does Florida law affect renters insurance claims?
Florida has a statute of limitations of five years for breach of contract claims on insurance policies. This means you have up to five years from the date of loss to file a lawsuit if your claim is denied. An agent can explain how this timeline applies to your situation.
Renters Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables · Coral Springs