The top-rated renters insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Estrella Insurance, Insurance World of Delray, K2 Insurance. This directory lists 18 renters insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Estrella Insurance | 1690 S Congress Ave Ste 100 U11 | (754) 318-7220 |
| 3 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 4 | K2 Insurance | 1690 S Congress Ave suite 100 office #9 | (561) 749-9993 |
| 5 | We Insure Del Ray Beach - Jay Lerner | 15200 Jog Rd D1 | (561) 404-4584 |
| 6 | John Peters – State Farm Insurance Agent | 7495 W Atlantic Ave Ste 214 | (561) 496-2121 |
| 7 | Sunny Jack: Allstate Insurance | 534 NE 5th Ave | (561) 241-5550 |
| 8 | Marion Fazio - State Farm Insurance Agent | 805 George Bush Blvd | (561) 276-0330 |
| 9 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
| 10 | Apex Insurance | 702 NE 3rd Ave | (561) 272-9683 |
Imperial Insurance & Tax provides insurance and tax-related services in the Delray Beach area, with a specialty in standard renters insurance policies as well as optional add-ons such as coverage for valuable personal property and temporary living expenses. This agency assists local residents in protecting their belongings from common perils like theft, fire, and water damage. It can serve a variety of commercial sectors, including offices, warehouses, and food service establishments, helping safeguard their rented premises.
Estrella Insurance, a renters insurance agent in Delray Beach, Florida, assists residents in securing coverage for personal belongings and liability within their apartments or homes. The agency also addresses commercial insurance needs for local small businesses in the Delray Beach area. Policies can be tailored to protect against common perils such as theft, fire, or water damage. Clients are welcomed to contact the agent for annual coverage reviews or policy updates that may arise between their regular, scheduled policy renewal visits.
Insurance World of Delray offers renters insurance policies for residents in Delray Beach, Florida, covering personal property and liability protection. It reviews coverage options to match individual lease agreements and renter needs, with straightforward policy explanations available upon request. Standard maintenance plans are not applicable, as the agency provides initial policy setup and annual renewal assistance to ensure continuous protection. Its services extend to tenants of single-family homes, apartments, and similar residential properties, as well as those in retail spaces and restaurants.
K2 Insurance serves homeowners and property managers in Delray Beach, Florida, offering renters insurance policies to protect tenants’ personal belongings against theft, fire, and liability claims. The agency helps clients compare coverage options to match their specific needs and lease requirements. By guiding customers through the insurance process, it ensures proper protection for rental properties. In addition to its Delray Beach office, the firm provides services to renters and property owners in nearby Boca Raton.
We Insure Del Ray Beach - Jay Lerner serves the Delray Beach area of Palm Beach County, Florida, focusing on renters insurance for local tenants. Clients in this coastal community can obtain policies that protect personal belongings against common perils such as theft, fire, and water damage. The coverage also helps provide liability protection for accidents that may occur within a rented apartment or home. This agency assists renters in securing policies that suit their specific needs, including coverage for high-value items like electronics and jewelry.
John Peters – State Farm Insurance Agent in Delray Beach, FL provides renters coverage, which protects personal property and liability, while a one-time policy option covers belongings for a fixed term and a recurring plan offers ongoing renewal. Their annual policy can be tailored to the renter’s individual needs. Service is available on an as-needed basis, with clients requesting quotes or policy adjustments whenever necessary.
Sunny Jack Allstate Insurance specializes in renters insurance policies, covering personal property and liability protection for tenants in Delray Beach. It also offers general insurance consultations to help clients understand policy options and coverage limits. The agency serves local residents by providing quotes and explanations of common policy inclusions, such as loss-of-use coverage and medical payments to others. During hurricane season, it assists renters in reviewing flood and windstorm endorsements to ensure adequate protection against seasonal storm damage.
Marion Fazio - State Farm Insurance Agent serves Delray Beach and the surrounding Palm Beach County communities, handling renters insurance policies tailored to protect personal belongings and liability. The agency works with tenants in apartments, condos, and single-family rentals to secure coverage against theft, fire damage, and other unforeseen events. Understanding that each tenant’s needs differ, typical jobs are approached by first assessing the client’s actual contents value and then recommending a policy that matches their specific situation.
As tropical storm season approaches in Delray Beach, many renters begin to consider how to protect their personal belongings from potential damage. Kapital Insurance, Inc serves as a renters insurance agent in this area, guiding clients through policy options that cover theft, fire, and liability. They explain the difference between actual cash value and replacement cost coverage during appointments. Every new client starts with a walk-through of their rental unit to evaluate existing locks, smoke detectors, and fire extinguishers before finalizing their tailored plan.
What Does a a Renters Insurance Agent in Delray Beach Cost?
Renters insurance in Florida typically costs between 15 and 30 dollars per month for 15,000 to 30,000 dollars in personal property coverage. Policies in Delray Beach may cost slightly more due to higher theft and weather risks near the coast. Your actual premium depends on your location, credit score, and chosen deductible. This is general information and not insurance advice.
About renters insurance agents in Delray Beach
Renters insurance agents in Delray Beach help tenants protect their belongings from theft, fire, and water damage. Florida law does not require renters insurance, but many landlords in Palm Beach County now ask for proof of coverage. A local agent can explain how windstorm and flood risks affect your policy in this coastal area.
Frequently Asked Questions
What does renters insurance cover in Delray Beach Florida?
Standard renters insurance covers personal property like furniture and electronics against named perils such as fire and theft. It also includes liability protection if someone is injured in your rental unit. Flood and windstorm damage may require separate policies in Florida.
How much does a renters insurance agent cost in Delray Beach?
Agents do not charge a separate fee for their services; they earn a commission from the insurance company. Typical renters insurance policies in Florida cost between 15 and 30 dollars per month. Your final premium depends on your coverage limits and deductible.
Do I need renters insurance if my landlord has insurance in Florida?
Yes, your landlord insurance only covers the building structure, not your personal belongings. Without renters insurance, you would have to pay out of pocket to replace your items after a loss. Many Delray Beach leases now require tenants to carry a minimum liability limit.
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