The top-rated renters insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 715 reviews. Other highly rated options include Estrella Insurance, Choice One Insurance, Del Toro Insurance. This directory lists 11 renters insurance agents serving Cutler Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ellie Mills - State Farm Insurance Agent | 20330 Old Cutler Rd | (305) 238-8688 |
| 2 | Estrella Insurance | 20214 Old Cutler Rd | (305) 232-7690 |
| 3 | Choice One Insurance | 18400 SW 97th Ave STE 101 | (305) 252-1873 |
| 4 | Del Toro Insurance | 18651 S Dixie Hwy | (305) 252-1009 |
| 5 | Greisy Cabanas - State Farm Insurance Agent | 9730 SW 184th St | (305) 233-4242 |
| 6 | Claudia's Insurance Inc | 18901 SW 106th Ave #132 | (786) 293-9141 |
| 7 | Lumina Insurance At Cutler Bay | 20250 S Dixie Hwy Ste 202 | (786) 409-0930 |
| 8 | Goosehead Insurance - Luis Andrew Ruiz & Eric Gray | 20325 Old Cutler Rd | (786) 685-2962 |
| 9 | Gerald Campbell: Allstate Insurance | 10655 SW 190th St STE 2111 | (305) 602-5200 |
| 10 | Univista Insurance | 20280 Old Cutler Rd | (786) 401-2505 |
Ellie Mills - State Farm Insurance Agent serves Miami-Dade County from its Cutler Bay, FL location, providing local renters insurance solutions. This agency helps tenants protect personal belongings against theft and damage while offering liability coverage for accidents within a rented home. Policy options extend to additional living expenses if a unit becomes uninhabitable. The team assists with customizing coverage limits and deductibles to match individual lease agreements and possessions. Specific services include processing new renters applications and guiding clients through policy details for apartments and condominiums in the area.
Estrella Insurance serves the Cutler Bay, Florida area as a renters insurance agent. The company helps local tenants find coverage for personal belongings and liability protection within their rental homes or apartments. It understands the specific needs of residents in this South Miami-Dade County community. Policies available here typically safeguard against common risks like theft, fire damage, and water damage from burst pipes. Estrella Insurance also assists clients in properly documenting their personal property for accurate claims and advises on additional living expense coverage if a rental becomes temporarily uninhabitable.
Choice One Insurance provides a full range of renters insurance services for residents in Cutler Bay, Florida, including comprehensive policy options and individualized coverage assessments. It offers liability protection and personal property coverage plans tailored to individual needs. After a policy is issued, the agency provides ongoing service support for updates or claims assistance. Choice One Insurance services single-family homes, apartments, retail spaces, and restaurants.
Del Toro Insurance provides comprehensive renters insurance services in Cutler Bay, Florida, covering personal property protection and liability coverage for local residents. Its service plans include assisting clients with policy selection and claim filing processes. The agency works with apartments and single-family homes throughout the area. It also services retail businesses and restaurants seeking tailored renter liability solutions.
Serving renters in Cutler Bay, FL, Greisy Cabanas - State Farm Insurance Agent provides tailored renters insurance policies to protect personal belongings and cover liability for tenants. These policies help safeguard against unexpected perils like theft, fire, or water damage. As a local agent, they assist with customizing coverage limits and deductibles to fit individual budgets. They also guide customers through the claims process. Their service area additionally extends to residents in the neighboring community of Palmetto Bay.
Claudia's Insurance Inc serves Cutler Bay and the surrounding South Miami-Dade communities, handling renters insurance policies for local residents. It covers the protection of personal belongings inside apartments and rental homes, including furniture, electronics, and clothing. The agency also helps clients understand how liability coverage applies when guests are injured on their property. To handle a typical job, it begins by reviewing a client’s specific rental situation and personal property value, then customizes a policy to match those exact needs.
Lumina Insurance At Cutler Bay provides renters insurance in Cutler Bay, FL, for one-time policy purchases or recurring monthly payments. Coverage typically protects personal belongings against theft, fire, and certain water damage, while including liability protection for accidents within the rented property. The agency tailors each policy to the specific needs of the renter. Service for ongoing policy management and claims support is available upon a scheduled or as-needed basis, depending on the client’s individual requirements.
Goosehead Insurance - Luis Andrew Ruiz & Eric Gray specializes in tailoring renters insurance policies to protect personal belongings and liability coverage needs for residents in Cutler Bay, Florida. Their general service work includes helping clients assess the value of their possessions to determine appropriate limits. They assist customers in understanding how standard policies address common concerns like fire or theft. As hurricane season approaches, the agency emphasizes securing adequate coverage for storm-related damage that can disrupt a rental home.
As hurricane season approaches in Cutler Bay, residents seek reliable protection for their belongings, and Gerald Campbell: Allstate Insurance provides tailored renters insurance solutions. The agency helps local renters assess personal property coverage needs, including protection against wind and water damage common to the area. Policies typically address liability for accidents within the dwelling. An agent first conducts a thorough inventory review and property inspection to determine appropriate coverage levels for each unique rental situation.
Univista Insurance serves homeowners, businesses, and property managers seeking a focused renters insurance agent in Cutler Bay, Florida. The firm handles policies that protect personal belongings and provide liability coverage for renters throughout the area. Their services include explaining policy details and helping clients select appropriate coverage limits. The company also provides similar assistance for clients in the nearby community of Palmetto Bay, ensuring residents there have access to the same local insurance expertise.
What Does a a Renters Insurance Agent in Cutler Bay Cost?
Renters insurance in Florida typically costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. In Cutler Bay rates may be slightly higher due to coastal hurricane risk. Actual costs depend on your coverage limits deductible and claims history. This is general information and not insurance advice.
About renters insurance agents in Cutler Bay
Renters insurance agents in Cutler Bay Florida help tenants protect their personal property and cover liability risks. Florida law does not require renters insurance but many landlords in Cutler Bay now include it in lease agreements. A local agent can explain how Florida hurricane deductibles and sinkhole exclusions may affect your policy.
Frequently Asked Questions
What does a renters insurance agent in Cutler Bay do?
A renters insurance agent helps you find a policy that covers your personal belongings and liability. They can explain Florida specific terms like actual cash value versus replacement cost coverage. They also help you file claims if your rental is damaged by fire or theft.
Is renters insurance required in Cutler Bay Florida?
Florida state law does not require renters insurance. However many landlords in Cutler Bay now require tenants to carry a policy as part of the lease. An agent can help you meet that requirement with a standard HO-4 policy.
Does renters insurance cover hurricane damage in Cutler Bay?
Standard renters insurance covers wind damage from hurricanes but not flood damage. Florida law allows a separate hurricane deductible which is a percentage of your coverage amount. An agent can explain how this deductible works and recommend flood insurance if needed.
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