The top-rated renters insurance agent in Thornton, Colorado is Garrett Callaway - State Farm Insurance Agent, rated 4.9 stars across 256 reviews. Other highly rated options include Horizons Insurance, Inc, Wynter Pacha - GEICO Insurance Agent, Tim Sexton - State Farm Insurance Agent. This directory lists 19 renters insurance agents serving Thornton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Garrett Callaway - State Farm Insurance Agent | 3957 B E 120th Ave | (303) 452-1572 |
| 2 | Horizons Insurance, Inc | 1596 E 101st Ave | (303) 412-5842 |
| 3 | Wynter Pacha - GEICO Insurance Agent | 550 Thornton Pkwy Suite 218 | (720) 624-2200 |
| 4 | Tim Sexton - State Farm Insurance Agent | 550 Thornton Pkwy Unit 174 | (303) 284-5211 |
| 5 | Amos Baca - State Farm Insurance Agent | 12041 Pennsylvania St STE A | (303) 252-8286 |
| 6 | Farmers Insurance - Kelly Stetka | 3907 E 120th Ave #222 | (303) 452-3413 |
| 7 | Farmers Insurance - Moises Cacique | 11363 Colorado Blvd | (720) 798-3443 |
| 8 | Seguros Insurance | 81 W 84th Ave Unit 160 | (720) 540-3404 |
| 9 | KGS Agency | 2090 E 104th Ave Suite 204 | (303) 468-8900 |
| 10 | Mahoney Insurance Agency | 12412 York St | (303) 268-5555 |
Garrett Callaway - State Farm Insurance Agent serves the Thornton, Colorado area, offering renters insurance to local residents. This agency provides policies that help protect tenants' personal belongings from events like theft, fire, or water damage within their rented homes or apartments. Agents work closely with clients to explain coverage options, deductibles, and the protection renters need for liability claims. The company handles policy reviews, customized coverage adjustments, and claims assistance specifically for renters in this community.
Horizons Insurance, Inc provides renters insurance agent services, offering assistance with policy selection and claims guidance for tenants in the Thornton, CO area. The company helps clients understand coverage options for personal property and liability protection. It also supports policy maintenance, including policy updates and renewals as needed. Renters insurance clients can receive help for their apartments, condominiums, single-family homes, and rental properties. This agent works with individuals leasing retail spaces as well.
Wynter Pacha - GEICO Insurance Agent in Thornton, CO, serves homeowners, renters, and property managers seeking renters insurance coverage. The agency helps local tenants protect personal belongings against theft and accidental damage. It also assists property owners with understanding common liability needs for leased units and single-family homes. Services include policy explanations, coverage adjustments, and claims guidance for renters across Adams County. The agent regularly serves clients throughout the greater Denver metro area.
Serving Thornton, Colorado, and the surrounding communities, Tim Sexton - State Farm Insurance Agent handles renters insurance policies. This office provides coverage for personal belongings and liability protection for tenants. The agent works with clients to explain policy options and coverage limits. Each typical job involves reviewing the renter’s specific needs and property details. The general approach uses a straightforward consultation process to match coverage with the client’s living situation and budget.
Renters insurance through Amos Baca - State Farm Insurance Agent in Thornton, CO is available as either a one-time policy for a single term or as a recurring plan that automatically renews to maintain continuous coverage. Coverage typically protects personal belongings against theft, fire, and certain weather-related damage While also providing liability protection for accidents that occur inside the rented unit. The company offers flexibility by operating on both a one-time and a scheduled renewal basis depending on each customer's specific needs.
As the Colorado winter freeze and spring hail season approach, protecting your rented home or apartment in Thornton has increased urgency. Farmers Insurance - Kelly Stetka works with local renters to tailor coverage for personal belongings and liability within the area’s typical weather risks. They ensure your policy matches the specific value of your possessions and common lease requirements here. A clear claim process and coverage discussion are provided during an initial in-person or virtual inspection of your rental.
Farmers Insurance - Moises Cacique provides standard renters insurance policies designed to protect personal belongings and liability for tenants in the Thornton, Colorado area. Coverage can typically be extended with specialty add-ons, such as scheduled personal property for high-value jewelry or electronics. Their services allow renters to secure protection for personal assets against common perils like fire, theft, and water damage. The agency is positioned to serve various commercial sectors, including offices, warehouses, and food service operations in the local region.
Seguros Insurance focuses on preparing renters for liability coverage, damage to belongings, and additional living expenses, serving the Thornton, Colorado area. It works with tenants and landlords to clarify policy details and claims processes for standard unit protection. The agency particularly assists clients in securing coverage against potential risks like winter pipe bursts or wildfire smoke damage, which are common seasonal concerns affecting renters in this region.
KGS Agency in Thornton, Colorado, offers renters insurance policies for residential tenants, providing coverage for personal belongings and liability. The agency also assists local businesses with commercial insurance needs throughout the Thornton area and surrounding communities. Clients can discuss policy options for protecting their rented homes and apartments with an agent. After a policy is set, the agency routinely follows up to ensure coverage remains adequate for changing circumstances between regular visits.
Mahoney Insurance Agency provides renters insurance services for residents of Thornton, Colorado. The company assists clients in finding coverage for personal belongings and liability protection within apartments, condominiums, and rental homes. Policyholders can customize their plans to match their specific needs and budget. Understanding local risks in the area, Mahoney Insurance Agency helps tenants secure financial safeguards against theft, fire, or water damage. Specialty add-on options are available through the agency, such as coverage for high-value jewelry or electronics.
What Does a a Renters Insurance Agent in Thornton Cost?
In Colorado, renters insurance typically costs between $15 and $30 per month for a standard policy with $30,000 in personal property coverage and $100,000 in liability coverage. Factors like your rental location in Thornton, the age of the building, and your deductible choice can affect the price. This is general information, not insurance advice.
About renters insurance agents in Thornton
A renters insurance agent in Thornton Colorado can help you find a policy that covers your personal property and provides liability protection. Colorado does not require renters insurance by law, but many landlords in Thornton do require it in the lease agreement. An agent can explain local risks like hail damage and theft and help you choose the right coverage limits.
Frequently Asked Questions
What does renters insurance typically cover in Thornton Colorado?
Renters insurance in Colorado usually covers personal property loss from fire, theft, vandalism, and certain weather events like hail. It also includes liability protection if someone is injured in your rental unit. Additional living expenses coverage can help if your home becomes uninhabitable due to a covered loss.
Do landlords in Thornton require renters insurance?
Many landlords in Thornton do require renters insurance as a condition of the lease. Colorado law does not mandate renters insurance statewide, but a landlord can legally include this requirement in your rental agreement. An agent can help you find a policy that meets your landlords minimum coverage requirements.
How does Colorado law affect renters insurance claims?
Colorado has a statute of limitations of two years for filing a lawsuit on a property insurance claim. This means you must resolve any disputes with your insurer within two years of the loss. An agent can explain how this time limit applies to your policy and help you understand the claims process.
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